Process your mortgage in 7 days

December 20, 2021

Montana Mortgages

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* The minimum credit score and down payment are for compliant mortgages

Overall rating of the lender

Advantages and disadvantages

Mortgage rates movement

Movement Mortgage does not post mortgage or refinance rates on its website. Some lenders display sample rates online, and others even allow you to enter information such as your zip code and credit score to see more personalized rates.

You can click on “Free quote” to enter your personal information and see a price. But you’ll need to enter things like your full name and contact details, which many lenders don’t need to see a more personalized rate.

On the bright side, clients report in Zillow’s online reviews that their mortgage rate with Movement was “as expected” or “below expectations.” So, you could get a competitive rate of interest with this lender.

How the motion mortgage compares

We compared Movement Mortgage to two other online lenders available in all 50 states: Rocket Mortgage and Fairway Independent Mortgage Corporation.

The movement mortgage against the rocket mortgage

The motion mortgage is the obvious choice for a USDA mortgage, construction, renovation, condominium, or reverse mortgage because Rocket Mortgage does not offer these types of home loans. You may also be able to show alternative credit data, such as proof that you are paying your bills on time, to Movement if you don’t have a credit score. Rocket Mortgage requires a credit score.

You may like Rocket Mortgage for its user-friendly online application process, including a live chat feature available seven days a week. Rocket Mortgage has been ranked as JD Power’s # 1 Customer Satisfaction Lender for 11 years in a row, and he ranked # 2 in 2021.

Movement Mortgage vs Fairway Independent Mortgage Corporation

The moving mortgage sometimes allows you to apply for alternative credit if you don’t have a credit score. But Fairway Independent Mortgage Corporation tends to be a bit more lenient with this rule, and you might be eligible for alternative credit even if you just have bad credit. Each situation is different, however.

Fairway Independent also gives you the option to close digitally rather than in person.

How the motion mortgage works

Movement Mortgage is a lender that offers mortgages in all 50 US states. Its goal is to get underwriting results within six hours of receiving your request, process your home loan in seven days, and close the house in one day.

Movement Mortgage offers the following types of mortgage loans:

The movement does not have home equity loans or HELOCs.

You can choose between regular rate and term refinancing or cash flow refinancing, or streamline refinancing your VA or FHA mortgage. However, there is no way to refinance your USDA mortgage to another USDA mortgage with Movement.

Some lenders allow you to apply with alternative data, such as proof that you are paying your bills on time, whether your credit score is low or zero. The move requires a credit score if you have one. It sometimes accepts alternate data if you don’t have a credit score, but that’s on a case-by-case basis.

To contact the Loan Service, call Monday through Friday 8:30 a.m. to 8 p.m. ET, or Saturday 9 a.m. to 3 p.m. ET.

Is The Motion Mortgage Trustable?

The Motion Mortgage has no public controversy.

The Better Business Bureau gives Movement Mortgage an A + rating. A high BBB rating indicates that a business responds effectively to customer complaints, is transparent about business practices, and advertises honestly.

However, a good BBB score does not guarantee that you will have a smooth relationship with a lender. You can always read customer reviews online or ask friends and family about their experiences with Movement Mortgage.

Mortgage rates by state

Check out the latest rates for your state at the links below.

Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
Caroline from the south
South Dakota
Tennessee
Utah
Vermont
Virginia
Washington
Washington DC
West Virginia
Wisconsin
Wyoming