Category: Montana Lending


LBA Ware’s LimeGear Integrates With Experience.com To Turn Customer Satisfaction Scores Into Actionable Business Intelligence For Mortgage Lenders | national news


MACON, Georgia, September 21, 2021 (SEND2PRESS NEWSWIRE) – LBA Ware ™, a leading supplier of motivationcompensation management (GCI) and business intelligence (BI) software solutions for the mortgage industry, today announced its partnership with Experience.com, the world’s most impactful home Experience Management Platform (XMP), to provide customers with a dynamic means of tracking customer satisfaction as a Key Performance Indicator (KPI) in the LimeGear ™ BI platform from LBA Ware. The Customer Satisfaction KPI allows lenders to measure the customer experience as rated by borrowers, co-borrowers, real estate agents and other parties to a loan throughout the real estate financing journey and feed it into performance reviews of branches and individuals across the lending organization. .

“With this integration, our customers will have a more complete view of their organization’s performance through customer feedback,” said Lori Brewer, Founder and CEO of LBA Ware. “It’s not always easy to convert customer feedback into actionable data, but working with Experience.com, LBA Ware has found a way to not only standardize data, but also allow lenders to customize which data points to track and when to track them. With over 100 traceable KPIs available in LimeGear, lenders have the ability to pull together a data-driven view in almost any part of their organization.

The Customer Satisfaction KPI resides in LimeGear’s visually intuitive performance management dashboard. Because LBA Ware’s partnership with Experience.com tracks customer feedback surveys by loan number, lenders can link customer experience to performance dashboards for loan officers, processors, branches and more. As with other LimeGear KPIs, lenders can assign a relative weight to the customer experience metric as part of an overall performance score. Role-based dashboards provide an overview of how employees rank among their peers in terms of volume, units, and other configurable conditions.

“Almost all lenders deploy some sort of post-close survey to track customer satisfaction, but many don’t have a way of incorporating the results into business intelligence,” said Experience.com Senior Vice President of Partnerships Craig Pollack. “For lenders who currently measure the performance of loan officers and other team members solely on volume and profitability metrics, there is often a blind spot to including customer satisfaction as a traceable measure. This integration removes this blind spot and gives lenders a bird’s eye view of performance as well as the ability to refine future customer satisfaction surveys as the picture becomes clearer.

LBA Ware will be joined by Experience.com Vice President of Financial Services Kristin Messerli in LBA Ware’s upcoming webinar, The Myths That Stop Millennials Buying: A Data-Driven Focus to Grow Your Share of America’s Largest Homebuyer Market, Which takes place on October 6 from 1:00 p.m. to 2:00 p.m. ET. Registration is now open and mandatory to attend.

About LBA Ware ™:

LBA Ware is a leading provider of cloud-based software for mortgage lenders. Since 2008, LBA Ware has been on a mission to help mortgage companies reach new heights with software that integrates data, drives performance and inspires results. Today, over 100 lenders of all sizes, including some of the nation’s most productive mortgage companies, use award-winning LBA Ware technology to enhance the lender experience and maximize human potential within their organizations. . The fastest growing private company of 2020 Inc. 5000, LBA Ware is headquartered in Macon, Georgia. For more information visit https://www.lbaware.com.

On Experience.com:

We believe experience is everything. Amazing experiences create customers for life, and the poor destroy brands and businesses. That is why Experience.com built the most impactful experience management (XMP) platform available anywhere, with features to drive operational and behavioral change, in real time, during the times that matter. XMP delivers impactful business results including increased customer satisfaction, brand loyalty, online reputation and visibility, as well as improved employee engagement and compliance, making every experience more important . Founded in 2015 and originally founded as SocialSurvey, Experience.com is headquartered in San Ramon, California, and is backed by SavantGrowth (fka Kennet Partners), Silicon Valley Data Capital, Tri-Valley Ventures, and Wilson Sonsini Goodrich & Rosati. For more information visit https://www.experience.com or call +1 (888) 701 4512.

Twitter: @LBAWare @ experience —— com #mortgagedata #digitalmortgage # pre-mortgage

NEWS SOURCE: LBA Ware

This press release has been issued on behalf of the Information Source (LBA Ware) which is solely responsible for its accuracy, by Send2Press® press wire. Information is believed to be accurate but is not guaranteed. Story ID: 75238 APDF-R8.2

© 2021 Send2Press®, a press release and electronic marketing service of NEOTROPE®, California, United States.

To see the original version, visit: https://www.send2press.com/wire/lba-wares-limegear-integrates-with-experience-com-to-turn-customer-satisfaction-scores-into-actionable-business-intelligence-for-mortgage-lenders/

Disclaimer: The contents of this press release were not created by The Associated Press (AP).

Copyright 2021 Send2Press Press wire



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Helena Food Share gives seniors an extra helping hand this week


HELENA – Every day of the year, Helena Food Share works tirelessly to make sure that no one in the community goes hungry. However, this week they will be giving an extra helping hand to a specific group, our seniors.

“That’s one in five seniors who may be at risk of being hungry at some point in the year or multiple times throughout the year,” said Bruce Day, executive director of Helena Food Share. “So we are focusing our attention on providing this resource. to the elderly who may have this need.

In partnership with the Rocky Mountain Development Council, Helena Food Share holds its Superior commodities program at six different times throughout the year. Through this initiative, they are providing enough boxes of food to help our seniors fill their pantries with cereals, juices and produce. According to Day, this kind of extra attention to the elderly is needed.

“It’s really important to make sure that the elderly have this opportunity because the elderly will often, you know, skip meals, or they’ll cut back on the amount of food they eat or they’ll go without it instead. than asking for help when they need food and don’t have the resources to support themselves, ”Day said.

If you or a loved one is interested in additional help, Food Share is distributing senior products on Monday, September 20.e 2:00 p.m. to 3:30 p.m. at their East Helena facility and Wednesday and Thursday, September 22 and 23 from 8:00 a.m. to 10:30 a.m.

“It’s a great program, we distribute here to Helena and East Helena, and Rocky also distributes to other locations in the tri-county area,” Day added.


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Debbie Steele named non-clinical employee of the month | Bandon Western World


BANDON – Debbie Steele brings a touch of cheerfulness to Southern Coos Hospital & Health Center during the holidays with her decorating skills. Her creative spark also travels to other areas of her life. She collects and sells antiques and collectibles and enjoys applying her skills and lending her collection for decoration.

“If anyone has any ideas, I have my shop at home with a lot of decorations,” Steele said. “If I get a creative spark, I do and I hope it doesn’t shock. It’s my way of giving back.

Steele was named the CHSHC Non-Clinical Employee of the Month for July. She has been working at the hospital since October 2010 and is a Patient Access III specialist in the Admission Department of Patient Access Services.

Over the years, Steele has excelled in a variety of positions, the appointment says. She was nominated because she “always goes extra miles for her patients and colleagues”.

“Debbie is extremely kind, patient, capable and very knowledgeable,” the appointment continues. “She is always ready to help with additional tasks and offers to lend a hand to help. Debbie is a gem in the workplace and a real asset to our team.

“You can always count on Debbie to be quick, professional, kind and to do things with a smile! “

Steele was born and raised in Coos Bay and graduated from Marshfield High School. She attended Southwestern Oregon Community College, then landed a job in finance for a company in Coos Bay, where she spent the next 20 years.

She retired from that company and then went to work at the CHSHC. In the meantime, Steele has helped set up the finances for another Coos Bay company.

In 2016, Steele started a few antique and collectible businesses, one at Vintage 101 and one at Leaf’s Treehouse, both in Coos Bay.

“It’s like a store within a store,” Steele explained. “I have a mishmash of everything.”

She buys and sells antiques as a hobby and has an eclectic collection, including items on rustic, western / farm, hunting and fishing themes. She also likes anything from the Victorian era. In each store, Steele categorizes merchandise by theme. She was especially thrilled recently when her husband found her an old wagon wheel that she has as part of her welcoming decorations for the entrance to her house.

Steele’s husband, Tom, has been a Gib’s RV salesperson for many years. Her son Cody Steele worked for approximately four years in the patient access and registration department of the SCHHC at the hospital switchboard, answering and transferring calls. Her desk is within earshot of her mother’s desk.

“He’s a good boy,” Steele said.

The Steele have another son, Ryan, who lives in Montana and has served in the US Navy and the Army National Guard. Ryan has two children, Trenton, 17, and Alia, 15.

Steele likes to stay busy so she doesn’t get bored.

“It’s fun,” she said of her work at the CHSHC. “I have a great boss (Cathy Mann). It’s interesting because I’m learning a lot of new things. It’s busy, and busy is good for me.

Steele also appreciates her colleagues, including Carolyn Randolph, Leslie Tucker, Jack Wood and Kelly Hultin who work with her in the commercial office, and Michelle Jurgenson, Chelsea Freitag, Brandie Lane and Abigail Carman in the admissions department at the main hospital. , where Steele replaces Laura Guzman, a family nurse practitioner at Southern Coos Health Center, is another person Steele enjoys working with.

Steele also owns an approximately 300-acre farm in Kansas that she has never seen, but inherited from her family. It is still a working farm, producing corn, wheat, milo and soybeans. Its agricultural roots run deep, as the family owned the farm in Kansas, as well as one in Pasadena, California, where they cultivated during the winters.

In his “free” time, Steele enjoys 4x4ing the sand dunes, camping, boating, and making short trips out of town to places like Eugene and Medford. But above all, she likes to “go out with the family”.

“My husband has seven siblings, so we do a lot of family things,” she said.

Steele also appreciates her work and working family at CHSHC.

“I like to learn new things and that’s good. I like new challenges.


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Report, Auto News, ET Auto


India ended the last fiscal year with copper imports of 2,333,671 tonnes.

India’s copper import, which rose 26% to 60,766 tonnes in the June 2021-2022 quarter, is expected to increase further over the remainder of the year as economic activity continues to boom. COVID-related restrictions resumed, the International Copper Association said.

The country’s copper imports could reach 3 lakh ton as economic growth accelerates despite adequate domestic capacity to meet growing demand, he said.

“In the first quarter of fiscal 22, India’s copper imports increased by 26 cents to 60,766 tonnes, from 48,105 tonnes in the same period last year, even as the country was in the throes of a second wave of COVID with several lockdowns.

“Demand for the crucial metal, which is a key input for several sectors, is expected to increase further over the remainder of the year as economic activity sees a sharp recovery in COVID-related restrictions,” he said. he declares.

India ended the last fiscal year with copper imports of 2,333,671 tonnes.

With a growth of 26 to 30%, imports are expected to be in the order of 295,000 to 304,000 tonnes for the current fiscal year, the association added.

“It is disheartening to see imports increasing so sharply and other countries winning at our expense even though we have sufficient domestic production capacity to meet our domestic demand,” said Mayur Karmakar, director of the International Copper Association. .

“We are seeing a sharp increase in copper imports into the country. Even though the first quarter of this fiscal year saw several lockdowns and various restrictions imposed in several states due to the second wave of COVID, copper imports increased by 26%. compared to the same quarter last year, ”Karmakar said.

He said given strong demand from various sectors, copper imports could increase 30% year-on-year between July and March.

“With the economy opening up and foreclosure restrictions easing in most parts of the country, we are seeing a further surge in demand as manufacturing and other sectors gain momentum,” he added.

Significantly, India was a net exporter of copper for almost two decades before the closure of the Sterlite copper plant in Tuticorin, Tamil Nadu in May 2018.

In the same year, India became a net importer of copper for the first time. With increasing demand from various sectors, the import figure is expected to increase every year, although domestic production is hardly increasing.

According to the Ministry of Commerce, India generated net foreign exchange of US $ 1.1 billion from copper exports in 2017-18. However, after the closure of the Sterlite Copper smelter, India now experiences a net foreign exchange outflow of USD 1.2 billion due to copper imports each year.

In addition, India’s import of refined copper has benefited China to a large extent. Prior to the closure of the Tuticorin smelter, India exported copper worth US $ 2.1 billion to China in 2017. The same amount has sharply declined to just US $ 532 million in 2020. At the same time, copper exports to China from Pakistan and Malaysia increased by more than $ 2 billion from 2017 to 2020.

In other words, the suspension of operations at the Tuticorin smelter helped China reduce its import dependence on India by $ 1.5 billion.


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The popular Bayville, New Jersey Bank, will close this year


We’re pretty attached to our banks, aren’t we? They help us move into our new home, build our business, and save for the future. Nowadays, banking has gotten pretty smart with game-changing smartphones. We are just a few clicks away from controlling our cash flow from anywhere. I think about it sometimes, did we ever think it was possible years ago? When you think about it, this is really something we would have seen on the Jetsons.

Listen to Shannon Holly mornings on 94.3 The Point and download our free 94.3 The Point app.

Since the internet continues to do its job, brick and mortar locations are getting a little less crowded. This is the case with a local bank that many of us use and love here on the Jersey Shore.

Photo credit: OceanFirst Bank Facebook

OceanFirst Bank has proudly served us here in New Jersey since 1902, to put that into perspective, that is, the same year Theodore Roosevelt became the first US President to get into an automobile. Don’t worry, OceanFirst is still helping families with all of their financial needs, but they will consolidate the branch located at 791 Route 9 into the OceanFirst Bank branch located at 900 Lacey Road. This change will occur on December 3 of this year at 2 p.m.

OceanFirst Bank will always be able to serve you at any of its branches in New Jersey, New York and Philadelphia. They also offer remote banking options such as:

Online banking and bill payment

Photo by Pickawood Unsplash

Mobile banking with mobile check deposit

Photo by Paul Hanaoka Unsplash

debit cards

Photo by Patrick Tomasso

ATMs

Video storytellers

Photo by Joyce Busola

I just wanted to let you know about the news so that when you shop you will be notified of the change!

Here are 25 ways to start saving money today

These tips for saving money, whether it’s finding discounts or just changing your day-to-day habits, can come in handy whether you have a specific savings goal or want to save money. money set aside for retirement or just want to withdraw a few cents. It’s never too late to be more financially savvy. Read on to find out more about how you can start saving right now. [From: 25 ways you could be saving money today]

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Supply Chips, Test Woes to Further Reduce Light Vehicle Production in 2021 – IHS Markit, Auto News, ET Auto


Automakers from General Motors to Toyota in Japan have cut production and sales forecasts due to scarcity of chip supplies.

Semiconductor shortages and the delay in packaging and testing of chips will cause global production of light vehicles to drop by five million this year, data firm IHS Markit said on Thursday, marking the largest drop in its outlook in nine months.

Citing supply chain challenges, IHS said it was reducing its light-duty vehicle production forecast by 6.2 percent for 2021 and 9.3 percent for 2022, to 75.8 million. units and 82.6 million units, respectively.

Packaging and testing operations in the semiconductor industry in Malaysia were affected due to government lockdown measures in early June, IHS said, exacerbating difficulties for an already limited supply chain.

“Our interpretation of the situation in Malaysia, which is responsible for 13% of the global supply of semiconductors for the automotive industry, has become more pessimistic,” IHS said.

“The two-and-a-half-month backlog that has accumulated since June will take time to resolve and is expected to continue until 2022.”

Automakers from General Motors to Japanese Toyota have slashed production and sales forecasts due to scarcity of chip supplies, compounded by a resurgence of COVID-19 in major Asian semiconductor production centers.

IHS said the semiconductor issue caused a production loss of 1.44 million units in the first quarter and an additional 2.6 million units in the second quarter.

Currently, losses for the quarter stand at 3.1 million units and increase, nearly double its previous forecast.

“The outlook for the fourth quarter now reflects increased risk as supply chain challenges – primarily semiconductors – remain entrenched.”


Read also:

Liuzhou-based SGMW, GM’s company with its partners SAIC Motor Corp and Guangxi Automobile Group, told an industry conference that it has been developing its own automotive computer chips since 2018.

Experts expect the shortage to continue until 2023, disrupting economic recovery in several countries.


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Infineon opens Austrian chip factory ahead of schedule, Auto News, ET Auto


The additional production of specialized electric chips at Villach will meet the growing demand for electric vehicles.

VILLACH: Infineon Technologies on Friday opened a 1.6 billion euro ($ 1.9 billion) plant in Austria, boosting the German semiconductor company’s ability to supply power chips for cars, centers data and renewable energy production.

The plant in Villach, ready three months earlier, will manufacture chips on wafers 300mm thinner than a human hair, working in tandem as a ‘megafab’ with an existing plant in Dresden, Germany and adding up to to 2 billion euros in revenue per year. .

“The new factory is an important milestone for Infineon and its opening is very good news for our customers,” CEO Feinhard Ploss said at an opening ceremony attended by Austrian Chancellor Sebastian Kurz and European Commissioner Thierry Breton .

“Our timing for adding new capacity couldn’t be better, given the growing demand for power management semiconductors,” Ploss added.

Infineon is increasing capacity at a time when global semiconductor supply chains are under extreme stress, with most major automakers forced to shut down production due to a shortage of chips.

Munich-based Infineon, the leading supplier to the auto industry, itself faced problems meeting delivery commitments after a winter storm destroyed a plant in the United States and coronavirus lockdowns disrupted operations in Malaysia.

The additional production of specialized power chips at Villach will meet the growing demand for electric vehicles, data centers and wind and solar installations. But that won’t immediately help ease the broader semiconductor crisis, analysts say. ($ 1 = 0.8490 euros)

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With the supply chain severely affected since the outbreak of the Covid 19 pandemic, the Center is now urging global manufacturers to locate their units there. Sources said there may be more South Korean and Taiwanese companies lining up to set up semiconductor manufacturing units in India.


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U.S. miners denounce proposed mining royalty plan to Congress, Auto News, ET Auto


The entire House could overturn the committee’s decision and the legislation faces an uncertain fate in the US Senate.

U.S. mining companies are blowing up proposals in Congress that would set royalties for copper, lithium and other minerals mined from federal lands, with executives saying the measures would hurt domestic production of building blocks for solar panels, vehicles electric and other green technologies.

The House of Representatives Committee on Natural Resources last week added wording to the proposed $ 3.5 trillion reconciliation spending measure that would set a gross royalty of 8% on existing mines and 4% on new ones. . There would also be a charge of 7 cents for each tonne of rock moved.

It would mark one of the most significant changes to the law that has governed mining in the United States since 1872 and could raise around $ 2 billion over 10 years for federal coffers.

The entire House could overturn the committee’s decision and the legislation faces an uncertain fate in the US Senate.

“The race for electric vehicles and the electrification of the economy requires metals and mines, and this must be encouraged, not blocked,” said Rich Nolan, head of the National Mining Association, a trade group in the industry.

Tensions are mounting in the United States over how best to source the minerals needed to green the economy. President Joe Biden has yet to take a public position on the matter, although in private he has signaled his intention to rely on allies for EV metals, Reuters reported earlier this year.

The 1872 law did not set royalties to encourage the development of more than 350 million acres in the western United States. The miners say it should stay as is or be changed slightly. Environmentalists have long said the law should be updated to force industry to pay to extract minerals from land owned by taxpayers.

Executives say Biden’s goal of producing 35% of America’s electricity through solar panels – up from 3% today – would be virtually impossible without new mines. The money is used to make photovoltaic cells.

“This royalty proposal is really inconsistent with the ability to increase production and meet demands for money to green the economy,” said Phil Baker, managing director of Hecla Mining Co, the world’s largest silver producer. American. Baker said he would shut down the mines if the proposal was approved.

Miners say they are already paying high incomes, sales taxes, and other taxes. They warned that the proposed gross profit royalty would discourage investment when commodity prices rise and shorten the life of a mine when prices fall.

The NMA declined to say what percentage of royalty its members would find acceptable. He said he would prefer a net profit royalty rather than gross profit.

New taxes up the supply chain undermine electric vehicle battery targets set by President and Congress and make American politics look schizophrenicTodd Malan, Talon Metals Corp

“New taxes at the start of the supply chain undermine the targets for electric vehicle batteries that have been set by the President and Congress and make American politics look schizophrenic,” said Todd Malan of Talon Metals Corp , which is developing the Tamareck nickel deposit in Minnesota. . Nickel is used to make cathodes in electric vehicle batteries.

The proposed new royalty rates would affect what’s known as hard rock mining, but are part of a series of other proposed royalty increases on oil, coal and natural gas extraction. The committee also approved wording that would prevent Rio Tinto Ltd from building its Resolution copper mine in Arizona.

The NMA said it supports the committee’s proposal to create a $ 3 billion salvage fund for old abandoned mines.

Lithium Americas Corp, which develops the Thacker Pass lithium mine on federal lands in Nevada, said it was ready to work with Congress to develop “reasonable royalty for mining on public lands.” Lithium is a key component in electric vehicle batteries.

“The current proposal will hurt the competitiveness of the United States as demand for lithium skyrockets and domestic production just begins to respond,” said Tim Crowley of Lithium Americas.

Read also :


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SK Innovation shareholders approve plan to split off battery, Auto News, ET Auto business


SEOUL – SK Innovation Co Ltd said on Thursday that its shareholders have approved the company’s proposal to separate its battery business into a new company.

The move paves the way for the battery industry, a supplier to Ford Motor Co, Hyundai Motor Co and others, to potentially raise funds and go public to finance expansion of its production capacity at high cost.

The unit, which will be launched on October 1, will initially be a wholly owned subsidiary of SK Innovation, tentatively named “SK Battery Co Ltd.

More than 80% of SK Innovation shareholders voted in favor of the plan, SK Innovation said in a statement.

“Securing timely financial resources is crucial for further quantitative and qualitative expansions in the future,” said Kim Jun, CEO of SK Innovation.

“With the split of the battery business, we plan to assess different ways of securing resources, such as creating joint ventures, partnerships and attracting strategic and financial investors.”

Kim played down speculation that the battery unit could go public as early as next year. He said the company, which aims to become profitable in 2022, expects its financial performance to improve as its US factories start operations.

In July, Kim said he would consider whether to list only on the Nasdaq or opt for dual listing in the United States and South Korea.

The South Korean battery maker said it has more than one terawatt hour (TWh) of batteries, which could power around 14 million electric vehicles.

South Korea’s National Pension Service, SK Innovation’s No.2 shareholder with an 8.05% stake, voted against the split plan on Tuesday, citing concerns about damage to shareholder value.

SK Innovation shares were trading down 3.6% against a 0.7% drop in the benchmark KOSPI at 0251 GMT.

The investment comes as global automakers turn to electric vehicles (EVs) to comply with environmental regulations, leading to growing demand for EV batteries.


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Did President Biden go around the blue?


Okay, if it’s on Twitter, that must be correct, and for many of us who keep watching Twitter endlessly, we’ve seen footage of the President’s vehicle on the majestic blue grass of Boise State.

Ideas crept into the social media world on Sunday ahead of President Biden’s visit to Boise. President Biden also visited the Blue after his microphone was cut off by the White House.

The answer to this question is no; he did not visit Boise State. So why were the members of the United States Secret Service and the President’s limousine known to “The Beast?” We’re going to break down the crazy dimensions of the vehicle in a minute.

Apparently the Secret Service wanted to check the blue? Maybe it was part of their protocols to lead the procession around the stadium posing for photos, filming videos with Buster and Doctor Tromp, and touring Albertson Stadium. Does this beg the question, is running the presidential retail the best use of our taxes?

 

How much did it cost in time and human resources to go around Les Bleues? Maybe one of our friends in the media will ask the Secret Service these questions? Back to The Beast, let’s get under the hood of one of the world’s most famous vehicles. Leftlanenews provides some details that we will share with you.

The Beast has its entourage, including its plane. It starts off as a Cadillac and then is modified with a supposed 8 inch armor. The tires are Kevlar quality, while the trunk holds everything from oxygen to fire fighting equipment. We don’t know the gas mileage of Biden’s ride, although it is a diesel that can accommodate up to seven passengers.

President Biden arrives in Boise

President Biden is greeted by protesters during his visit to Boise, Idaho.

WATCH: Here are 25 ways to start saving money today

These tips for saving money, whether it’s finding discounts or just changing your day-to-day habits, can come in handy whether you have a specific savings goal, or want to put some money into it. money set aside for retirement or just want to withdraw a few cents. It’s never too late to be more financially savvy. Read on to find out more about how you can start saving right now. [From: 25 ways you could be saving money today]

WATCH: Here are the pets banned in every state

Because the regulation of exotic animals is left to the states, some organizations, including the Humane Society of the United States, are advocating for standardized federal legislation that would ban the possession of large cats, bears, primates, and large snakes. poisonous as pets.

Read on to see which animals are banned in your home country, as well as across the country.


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