Category: Montana Lending


Fifth Third Bancorp reduces its equity holdings in M&T Bank Co. (NYSE:MTB)

July 2, 2022

Montana Lending

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Fifth Third Bancorp reduced its stake in M&T Bank Co. (NYSE: MTBGet a rating) by 4.6% in the 1st quarter, according to its last Form 13F filed with the Securities & Exchange Commission. The institutional investor held 37,439 shares of the financial services provider after selling 1,805 shares during the quarter. Fifth Third Bancorp’s holdings in M&T Bank were worth $6,346,000 at the end of the last quarter.

Several other large investors have also recently changed their holdings in the company. Commerce Bank increased its position in M&T Bank shares by 1.2% during the 4th quarter. Commerce Bank now owns 4,979 shares of the financial services provider valued at $765,000 after buying 57 additional shares during the period. Bradley Foster & Sargent Inc. CT increased its position in M&T Bank shares by 2.1% during the fourth quarter. Bradley Foster & Sargent Inc. CT now owns 2,774 shares of the financial services provider valued at $426,000 after purchasing 58 additional shares during the period. Mercer Global Advisors Inc. ADV increased its position in M&T Bank shares by 1.3% during the 4th quarter. Mercer Global Advisors Inc. ADV now owns 4,931 shares of the financial services provider valued at $757,000 after purchasing an additional 62 shares during the period. Kentucky Retirement Systems Insurance Trust Fund increased its position in M&T Bank shares by 1.9% during the 4th quarter. Kentucky Retirement Systems Insurance Trust Fund now owns 3,376 shares of the financial services provider valued at $518,000 after buying 63 additional shares during the period. Finally, Wedbush Securities Inc. increased its position in M&T Bank shares by 3.9% during the 4th quarter. Wedbush Securities Inc. now owns 1,859 shares of the financial services provider valued at $286,000 after purchasing an additional 69 shares during the period. Institutional investors and hedge funds hold 87.61% of the company’s shares.

Separately, Executive Vice President Robert J. Bojdak sold 525 shares of the company in a transaction dated Wednesday, June 8. The stock was sold at an average price of $177.82, for a total transaction of $93,355.50. Following the transaction, the executive vice president now directly owns 19,075 shares of the company, valued at $3,391,916.50. The sale was disclosed in a filing with the Securities & Exchange Commission, available at this hyperlink. Additionally, Vice Chairman Kevin J. Pearson sold 5,000 shares of the company in a trade dated Tuesday, May 17. The shares were sold at an average price of $169.71, for a total value of $848,550.00. Following the transaction, the insider now owns 39,008 shares of the company, valued at $6,620,047.68. Disclosure of this sale can be found here. Insiders sold a total of 7,725 shares of the company valued at $1,335,332 over the past three months. 0.73% of the shares are held by insiders.

Shares of NYSE: MTB opened at $159.71 on Friday. M&T Bank Co. has a fifty-two-week low of $128.46 and a fifty-two-week high of $186.95. The company has a 50-day moving average of $168.99 and a two-hundred-day moving average of $170.33. The stock has a market capitalization of $28.65 billion, a P/E ratio of 12.20, a P/E/G ratio of 0.96 and a beta of 0.86. The company has a debt ratio of 0.21, a current ratio of 1.05 and a quick ratio of 1.05.

M&T Bank (NYSE: MTBGet a rating) last released its quarterly earnings data on Wednesday, April 20. The financial services provider reported earnings per share of $2.73 for the quarter, beating the consensus estimate of $2.26 by $0.47. M&T Bank had a return on equity of 11.45% and a net margin of 29.31%. The company posted revenue of $1.45 billion in the quarter, versus $1.43 billion expected by analysts. In the same quarter of the previous year, the company achieved EPS of $3.41. As a group, research analysts expect M&T Bank Co. to post EPS of 14.11 for the current fiscal year.

The company also recently disclosed a quarterly dividend, which was paid on Thursday, June 30. Investors of record on Wednesday, June 1 received a dividend of $1.20 per share. The ex-dividend date was Tuesday, May 31. This represents an annualized dividend of $4.80 and a dividend yield of 3.01%. M&T Bank’s dividend payout ratio is currently 36.67%.

A number of stock analysts have recently released reports on MTB shares. Deutsche Bank Aktiengesellschaft raised its price target on M&T Bank from $180.00 to $200.00 in a Friday, March 25 report. Robert W. Baird upgraded M&T Bank from a “neutral” rating to an “outperforming” rating and raised its share price target from $175.00 to $200.00 in a Friday, June 17 report. StockNews.com upgraded M&T Bank from a “sell” rating to a “hold” rating in a Friday, June 10 report. JPMorgan Chase & Co. cut its target price on M&T Bank from $200.00 to $195.00 and set a “neutral” rating on the stock in a report released Friday. Finally, Piper Sandler raised her price target on M&T Bank from $200.00 to $210.00 in a Wednesday, April 20 report. Seven equity research analysts gave the stock a hold rating and eight gave the company a buy rating. According to data from MarketBeat.com, the stock has a consensus rating of “Moderate Buy” and a consensus price target of $193.31.

M&T Bank Company Profile (Get a rating)

M&T Bank Corporation operates as a bank holding company that provides commercial and retail banking services. The Company’s Business Banking segment provides deposit, lending, cash management and other financial services to small businesses and professionals. Its Commercial Banking segment provides deposit products, commercial loans and leases, letters of credit and cash management services to medium and large commercial enterprises.

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Institutional ownership by quarter for M&T Bank (NYSE:MTB)



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Metal Tiger plc UK Regulatory Announcement: Sandfire – 147 Mt of Mineral Resources provide solid foundation for MATSA’s long-term optimization and growth

June 30, 2022

Montana Lending

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LONDON–(BUSINESS WIRE)–

June 30, 2022

Metal Tiger plc

(“Metal Tiger” or the “Company”)

Sandfire – 147Mt Mineral Resource lays solid foundation for MATSA’s long-term optimization and growth

Metal Tiger plc (AIM: MTR, ASX: MTR), the AIM and ASX listed investor in natural resource opportunities, is pleased to announce that Sandfire Resources Ltd (“Sandfire”) has published an updated estimate of the Measured, Indicated and Inferred Mineral Resources for the MATSA mining operations, located in the Iberian Pyrite Belt in southern Spain, totaling 147.2 Mt grading 1.4% Cu, 3.0% Zn, 1.0% Pb and 39.6 g/t Ag containing approximately 2.1 Mt copper, 4.4 Mt zinc, 1.5 Mt lead and 187.6Moz silver.

Metal Tiger is interested in 7,087,057 Sandfire shares representing approximately 1.72% of the issued share capital of Sandfire. As previously announced, 2,842,667 of the Sandfire shares held by the Company are subject to an equity derivative financing agreement with a global investment bank.

A link to Sandfire’s MATSA Copper Operations site visit information pack, released today, is shown below:

https://cdn-api.markitdigital.com/apiman-gateway/ASX/asx-research/1.0/file/2924-02536902-6A1097705?access_token=83ff96335c2d45a094df02a206a39ff4

A link to the Sandfire release, announced today, is shown below:

https://cdn-api.markitdigital.com/apiman-gateway/ASX/asx-research/1.0/file/2924-02536659-6A1097631?access_token=83ff96335c2d45a094df02a206a39ff4

For more information about the Company, visit www.metaltigerplc.com:

Michel McNeilly

(Chief executive officer)

Tel: +44 (0)20 3287 5349

Mark Potier

(Investment Director)

James Dance

James Harris

charlie hammond

Strand Hanson Limited (appointed adviser)

Tel +44 (0)20 7409 3494

Steve Douglas

Simon Johnson

Arden Partners plc (Broker)

Tel: +44 (0)20 7614 5900

Gordon Pool

James Crothers

Rebecca Waterworth

Camarco (financial PR)

Tel: +44 (0)20 3757 4980

Notes to editors:

Metal Tiger PLC is listed on the AIM Market of the London Stock Exchange AIM Market (“AIM”) and the ASX Market of the Australian Securities Exchange Market (“ASX”) with the trading code MTR and invests in mining projects high potential with a focus on base, precious and strategic metals.

The Company’s objective is to provide a high return to shareholders by investing in largely undervalued and/or high potential opportunities in the mining exploration and development sector.

Equity investments invests in undervalued natural resource companies. The majority of its investments are listed on AIM, TSX and ASX, including its stake in Sandfire Resources Limited (ASX:SFR). The Company also considers selective opportunities to invest in private natural resource companies, generally where there is an identifiable path to IPO.

The Company actively evaluates new investment opportunities on an ongoing basis and has access to a diversified portfolio of new opportunities in the natural resources and mining sectors. For pipeline opportunities deemed sufficiently attractive, Metal Tiger may invest in the project or entity by purchasing publicly traded equity, private financing and/or entering into a joint venture.

Category Code: MSCU

Sequence number: 918519

Received time (offset from UTC): 20220630T091517+0100

IBM Retirement Fund holds $348,000 position in M&T Bank Co. (NYSE:MTB)

June 28, 2022

Montana Lending

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IBM Retirement Fund reduced its position in shares of M&T Bank Co. (NYSE: MTBGet a rating) by 3.8% in the first quarter, HoldingsChannel.com reports. The company held 2,055 shares of the financial services provider after selling 81 shares during the quarter. IBM Retirement Fund’s holdings in M&T Bank were worth $348,000 at the end of the last quarter.

Other institutional investors have also recently increased or reduced their stake in the company. Yousif Capital Management LLC acquired a new stake in shares of M&T Bank during the fourth quarter at a value of $3,343,000. UMB Bank NA MO acquired a new position in M&T Bank in the fourth quarter worth $49,000. NuWave Investment Management LLC acquired a new position in M&T Bank in the first quarter worth $47,000. Thrivent Financial for Lutherans increased its stake in M&T Bank by 7,874.3% in the fourth quarter. Thrivent Financial for Lutherans now owns 450,790 shares of the financial services provider valued at $69,233,000 after purchasing an additional 445,137 shares during the period. Finally, Desjardins International Asset Management Inc. acquired a new position in M&T Bank in the fourth quarter worth $1,831,000. Hedge funds and other institutional investors own 87.61% of the company’s shares.

Separately, Executive Vice President Robert J. Bojdak sold 525 shares of the company in a trade on Wednesday, June 8. The shares were sold at an average price of $177.82, for a total transaction of $93,355.50. Following the completion of the transaction, the executive vice president now directly owns 19,075 shares of the company, valued at approximately $3,391,916.50. The transaction was disclosed in a document filed with the Securities & Exchange Commission, accessible via the SEC website. Additionally, Executive Vice President Christopher E. Kay sold 2,200 shares in a trade on Friday, June 3. The stock was sold at an average price of $178.83, for a total value of $393,426.00. Following the completion of the sale, the executive vice president now owns 5,350 shares of the company, valued at approximately $956,740.50. Disclosure of this sale can be found here. Insiders sold a total of 7,725 shares of the company worth $1,335,332 in the past 90 days. 0.73% of the shares are currently held by insiders.

MTB opened at $164.42 on Tuesday. The company has a quick ratio of 1.05, a current ratio of 1.05 and a debt ratio of 0.21. The stock has a market capitalization of $29.50 billion, a price-earnings ratio of 12.56, a PEG ratio of 0.96 and a beta of 0.86. M&T Bank Co. has a 12-month low of $128.46 and a 12-month high of $186.95. The company’s 50-day moving average price is $169.87 and its two-hundred-day moving average price is $170.28.

M&T Bank (NYSE: MTBGet a rating) last reported results on Wednesday, April 20. The financial services provider reported earnings per share of $2.73 for the quarter, beating analyst consensus estimates of $2.26 by $0.47. The company posted revenue of $1.45 billion for the quarter, compared to $1.43 billion for analysts. M&T Bank posted a net margin of 29.31% and a return on equity of 11.45%. In the same period a year earlier, the company earned earnings per share of $3.41. As a group, sell-side analysts expect M&T Bank Co. to post earnings per share of 14.11 for the current year.

The company also recently declared a quarterly dividend, which will be paid on Thursday, June 30. Investors of record on Wednesday, June 1 will receive a dividend of $1.20 per share. This represents a dividend of $4.80 on an annualized basis and a dividend yield of 2.92%. The ex-dividend date is Tuesday, May 31. M&T Bank’s payout ratio is currently 36.67%.

Several stock analysts have recently released reports on the stock. Wedbush raised its price target on M&T Bank shares from $187.00 to $212.00 in a Thursday, April 21 report. Robert W. Baird upgraded M&T Bank shares from a “neutral” rating to an “outperforming” rating and raised his target price for the company from $175.00 to $200.00 in a Friday, June 17 report . Piper Sandler raised her price target on M&T Bank shares from $200.00 to $210.00 in a Wednesday, April 20 report. StockNews.com upgraded M&T Bank shares from a “sell” rating to a “hold” rating in a Friday, June 10 report. Finally, Wells Fargo & Company raised its price target on M&T Bank shares from $180.00 to $195.00 and gave the company an “equal weight” rating in a Thursday, April 21 report. Seven investment analysts gave the stock a hold rating and eight gave the stock a buy rating. Based on data from MarketBeat.com, the company has a consensus rating of “Moderate Buy” and a consensus target price of $194.62.

M&T Bank Profile (Get a rating)

M&T Bank Corporation operates as a bank holding company that provides commercial and retail banking services. The Company’s Business Banking segment provides deposit, lending, cash management and other financial services to small businesses and professionals. Its Commercial Banking segment provides deposit products, commercial loans and leases, letters of credit and cash management services to medium and large commercial enterprises.

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Institutional ownership by quarter for M&T Bank (NYSE:MTB)



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President of M&T Bank Corporation – GuruFocus.com

June 26, 2022

Montana Lending

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BUFFALO, NY, June 16, 2022 /PRNewswire/ — Richard (“Rich”) Goldpresident and chief operating officer of M&T Bank Corporation (NYSE: MTB), announced his intention to retire, effective in the first quarter of 2023. Gold plans to remain on the board of directors of M&T Bank.

“It’s hard to overstate Rich’s impact on our business,” said Rene Jones, president and CEO of M&T. “It has been his life’s work to instill and perpetuate a culture that we are all proud of, a culture that allows us to function with a sense of purpose and to feel that we are part of something bigger. This focus on culture, coupled with an acute ability to identify and cultivate leaders, has provided us with an exceptional talent base to pursue our purpose and continue to make a difference in people’s lives.”

After joining the bank in 1989, Gold held senior positions in retail banking, corporate banking, mortgages, consumer loans and marketing. In 2014, he was named Vice President and assumed the role of Chief Risk Officer. In 2017, he was named president and chief operating officer, the culmination of a five-decade career in which the bank has grown exponentially, expanding its footprint to include 12 states and the District of Colombia.

Prior to joining M&T, Gold held positions in cash management and operations at Bankers Trust Company, and in marketing and product development at Citibank. He obtained a Bachelor of Science from Cornell University School of Industrial and Labor Relations and a Masters in Business Administration from New York University Stern School of Business.

Gold has long been committed to supporting both the Western New York community and the banking sector in general. He currently sits on the boards of the Westminster Foundation, the Buffalo Niagara Partnership and the Consumer Bankers Association, and has previously served on the boards of the United Way of Buffalo and Erie County, Shea’s Performing Arts Center and Buffalo Seminary. He also serves on the Dean’s Advisory Council at the University at Buffalo School of Management, where he is an Adjunct Professor, teaching Organizational Behavior Management.

About M&T

M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T’s principal banking subsidiary, M&T Bank, provides banking products and services in 12 states in the northeastern United States, from Maine at Virginia and washington d.c. Trust-related services are provided in certain markets in the United States and abroad by affiliates of M&T’s Wilmington Trust and M&T Bank. For more information about M&T Bank, visit www.mtb.com.

Media Contact:
Maya Dillon
(646) 735-1958
[email protected]

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NuWave Investment Management LLC takes $47,000 position in M&T Bank Co. (NYSE: MTB)

June 24, 2022

Montana Lending

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NuWave Investment Management LLC has purchased a new stake in the shares of M&T Bank Co. (NYSE: MTBGet a rating) during the first quarter, according to its most recent 13F filing with the Securities and Exchange Commission. The company bought 279 shares of the financial services provider, valued at around $47,000.

Several other large investors also bought and sold shares of MTB. CVA Family Office LLC acquired a new stake in M&T Bank stock during Q4 valued at approximately $31,000. Widmann Financial Services Inc. acquired a new stake in M&T Bank in Q4 worth approximately $37,000. UMB Bank NA MO acquired a new stake in M&T Bank in Q4 worth approximately $49,000. Lindbrook Capital LLC increased its holdings in M&T Bank by 39.2% in the fourth quarter. Lindbrook Capital LLC now owns 355 shares of the financial services provider worth $55,000 after buying an additional 100 shares in the last quarter. Finally, Covestor Ltd acquired a new stake in M&T Bank in Q4 worth approximately $55,000. Hedge funds and other institutional investors own 87.61% of the company’s shares.

Several equity research analysts have recently released reports on MTB shares. Goldman Sachs Group raised its price target on M&T Bank from $183.00 to $210.00 and gave the stock a “neutral” rating in a Monday, April 4 report. Wolfe Research lowered its price target on M&T Bank from $214.00 to $187.00 and set an “outperform” rating on the stock in a Thursday, May 26 report. JPMorgan Chase & Co. launched a hedge on M&T Bank in a Thursday, April 14 report. They issued a “neutral” rating on the title. Citigroup launched coverage on M&T Bank shares in a research note on Thursday, March 24. They issued a “buy” rating on the stock. To finish, StockNews.com upgraded M&T Bank shares from a “sell” to a “hold” rating in a Friday, June 10 research note. Seven research analysts have rated the stock with a hold rating and eight have assigned the stock a buy rating. According to MarketBeat.com, the stock currently has a consensus rating of “Moderate Buy” and a consensus price target of $194.62.

MTB stock opened at $159.64 on Friday. The company has a market capitalization of $28.64 billion, a PE ratio of 12.20, a PEG ratio of 0.95 and a beta of 0.86. The company has a debt ratio of 0.21, a quick ratio of 1.05 and a current ratio of 1.05. The company’s 50-day moving average price is $169.63 and its 200-day moving average price is $169.84. M&T Bank Co. has a one-year low of $128.46 and a one-year high of $186.95.

M&T Bank (NYSE: MTBGet a rating) last released its quarterly results on Wednesday, April 20. The financial services provider reported EPS of $2.73 for the quarter, beating the consensus estimate of $2.26 by $0.47. The company posted revenue of $1.45 billion for the quarter, compared to analysts’ estimates of $1.43 billion. M&T Bank posted a net margin of 29.31% and a return on equity of 11.45%. In the same quarter of the previous year, the company achieved EPS of $3.41. Equity research analysts expect M&T Bank Co. to post EPS of 14.11 for the current fiscal year.

The company also recently announced a quarterly dividend, which will be paid on Thursday, June 30. Shareholders of record on Wednesday, June 1 will receive a dividend of $1.20. This represents a dividend of $4.80 on an annualized basis and a yield of 3.01%. The ex-dividend date is Tuesday, May 31. M&T Bank’s payout ratio is 36.67%.

In other M&T Bank news, Vice Chairman Kevin J. Pearson sold 5,000 shares of the company in a trade that took place on Tuesday, May 17. The stock was sold at an average price of $169.71, for a total value of $848,550.00. Following the sale, the insider now owns 39,008 shares of the company, valued at $6,620,047.68. The sale was disclosed in a filing with the SEC, accessible via the SEC website. Also, VPE Robert J. Bojdak sold 525 shares of the company in a transaction that took place on Wednesday, June 8. The shares were sold at an average price of $177.82, for a total value of $93,355.50. Following the completion of the sale, the executive vice president now directly owns 19,075 shares of the company, valued at approximately $3,391,916.50. Disclosure of this sale can be found here. In the past three months, insiders have sold 7,725 shares of the company worth $1,335,332. 0.73% of the shares are held by insiders.

M&T Bank Profile (Get a rating)

M&T Bank Corporation operates as a bank holding company that provides commercial and retail banking services. The Company’s Business Banking segment provides deposit, lending, cash management and other financial services to small businesses and professionals. Its Commercial Banking segment provides deposit products, commercial loans and leases, letters of credit and cash management services to medium and large commercial enterprises.

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Want to see which other hedge funds hold MTB? Visit HoldingsChannel.com to get the latest 13F deposits and insider trades for M&T Bank Co. (NYSE: MTBGet a rating).

Institutional ownership by quarter for M&T Bank (NYSE:MTB)



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New developments aim to ease Bozeman’s affordable housing crisis

June 20, 2022

Montana Lending

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The Perennial Park development recently opened behind Lowe’s just off North 19th Ave. (Frank Eltman/MTFP)

BOZEMAN — The first time Anna Stone met “Randy” in 2019, he was sleeping under a bridge. She recalled that he seemed to have psychological problems and was not interested in help from a stranger. Their introduction did not go well.

They met again in May 2020 when Stone, the housing case coordinator at the Human Resources Development Council, found him at a hotel for people over 65 who might be vulnerable to COVID-19.

“Randy,” who didn’t want his full name used for this story, slowly built a relationship of trust with Stone, who for two years worked with him to transition from homelessness.

Il sera bientôt le dernier résident à emménager dans un nouveau lotissement de 96 logements fondés sur le revenu pour adultes de plus de 55 ans appelé Perennial Park. This is the last effort of those responsible to put at least a small breach in the emerging problem of affordable housing in the region.

“Knowing that last summer he was sleeping on the floor in Lindley Park and that this summer he’s going to be in an air-conditioned room with [donated]

Depuis fin avril, des camions de déménagement déchargent les affaires des nouveaux arrivants au parc Perennial, situé derrière Lowe’s juste à côté de la 19e avenue nord à Bozeman. It is part of a larger development which includes the adjacent Arrowleaf project of 136 units, which is oriented towards families.

Also on the property are what turned out to be two key components of the $69 million project needed for Seattle-based developer GMD Development to comply with city zoning regulations.

The Community Health Partners building at the entrance to the property will provide medical, dental and mental health clinics, as well as a pharmacy, to residents of the Bozeman area. On the other side, Family Promise offers early childhood learning.

Residents of Perennial Park and Arrowleaf must meet income criteria below 60% of the region’s median income: $41,760 for an individual and $59,640 for a family of four.

In a city where one-bedroom apartments typically rent for nearly $2,000, eligible residents of Perennial Park apartments pay $1,119 for a one-bedroom apartment; $1,342 for two bedrooms; and $1,551 for a three-bedroom, said HRDC associate director Tracy Menuez.

Menuez said the people who need affordable housing the most are “the people who feed Bozeman.” Elle a noté que la plus récente évaluation régionale des besoins en logement a déterminé que le comté de Gallatin avait besoin de 6 000 unités supplémentaires.

“If you want to go out to dinner, they work in the restaurant. If you want to go to the house supplies store, it is the people who work at the counter, working the floor, “she said. “My God, these are the people who teach your children.”

In addition to access to childcare and health services, the development is within walking distance of a supermarket and other retail outlets and restaurants along a busy stretch of 19th Avenue. .

“J’adore ça”, a déclaré Bonnie Budd, une brigadière scolaire à la retraite et sauveteuse qui déplaçait ses affaires d’un camion U-Haul un matin récent. “New people are moving in and I can’t wait to have a whole new life.”

Bozeman Deputy Mayor Terry Cunningham said the development was made possible through the federal Department of Housing and Urban Development’s low-income tax credit scheme. Le programme fournit des subventions fédérales aux promoteurs en échange d’une garantie qu’ils maintiendront les loyers en dessous de 60% du revenu médian de la région.

He also recognized an acute need for affordable housing in Bozeman.

“Chaque jour, vous entendez des histoires de gens qui disent:” J’adorerais être ici, c’est ma ville de prédilection et, malheureusement, le marché du logement n’est pas celui que je peux gérer. “”

Cunningham said these feelings are “heartbreaking for anyone, especially for people who care about the city”.

The city contributed $500,000 from its community housing fund to help complete the project, Cunningham said. He said the 232 units in the two developments provide affordable housing for 400 to 500 people.

“Nous perdons des logements abordables chaque fois qu’un parc de maisons mobiles est démoli, chaque fois qu’une subvention du HUD expire”, a-t-il déclaré. “So being able to say, ‘Boom, here’s 232 units that can solve the problems of 400 to 500 people’, you know, that’s huge.”

Seattle-based GMD Development partner Steve Dymoke said his firm relied exclusively on the low-income tax credit system to develop projects like the Arrowhead/Perennial Park property.

Il a déclaré que la société avait développé le projet Larkspur Commons à Bozeman il y a plusieurs années et venait récemment de clôturer son 10e projet dans le Montana. GMD has also developed affordable housing projects in Alaska, Washington and Idaho.

He said the $500,000 Bozeman donated for the Arrowhead/Perennial Park project was a key factor.

“You know, it may seem like a small percentage, but it plays an outsized role in feasibility,” he said. «Cela a vraiment conclu l’affaire, et au-delà de cela, cela signale vraiment à nos investisseurs, nos prêteurs, que la ville s’engage en quelque sorte à la soutenir financièrement. That’s a really strong vote of support.”

Dymoke praised Bozeman’s Rotherham Construction, which was responsible for building the complex. He said that despite COVID-19 challenges and supply chain issues, Rotherham “really managed to deliver on time overall. It’s really been impressive.”

Although residents are moving forward since the end of April, Dymoke said that a major opening celebration is scheduled for the site on June 8.

“If you had three wishes from the Affordable Housing Genius, this would be at the top of your wish list,” Cunningham said. “I can’t think of a project that has met so many community needs in one project. It’s really unique.

FAU Study: New England States Lead in Lawyer Discipline | Your money

June 17, 2022

Montana Lending

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BOCA RATON Florida, June 17, 2022 (GLOBE NEWSWIRE) — The New England states of New Hampshire, Massachusetts and Vermont lead the 50 states in lawyer discipline, devoting more resources to processing and to the resolution of wrongdoing complaints, according to a study by researchers at Florida Atlantic University.

The study, published in The Quarterly Review of Economics and Finance, also found that Alabama, New York, and Missouri finished with the bottom three composite scores, respectively.

Florida ranked seventh lowest in the United States, according to the study, which found that poor lawyer discipline is an indicator of corruption but not a direct measure.

UFA researchers James McNultyPh.D., and graduate student Jason Damm, Ph.D., said states with limited discipline have less reliable and less predictable legal systems, which makes it more difficult for businesses to operate smoothly.

Researchers have also found a correlation between states committed to disciplining lawyers and long-term economic growth, although there is no direct link. They suggest that more research in this area could prove useful.

“More resources for lawyer discipline would likely improve economic growth rates for states at the bottom of our rankings,” said McNulty, professor emeritus of finance at FAU. College of Business. “Law schools in these states would also be wise to focus more on legal ethics.”

Damm earned a doctorate from FAU this year and will begin teaching at the University of Miami in the fall. He and McNulty reached their conclusions after analyzing data from 2000 to 2017.

They used the American Bar Association’s Annual Survey of Lawyer Discipline (SOLD) and developed five measures of discipline: number of complaints; number of lawyers accused of misconduct; the relationship between the number of lawyers assigned and the number of complaints; the budget for the discipline of lawyers; and workload per disciplinary lawyer.

In scoring the highest, New Hampshire had the fourth fewest complaints of the 50 states, the fourth lowest case count, and the fourth highest case count per disciplinary attorney.

Alabama’s highest ranking was 25th among indicted attorneys, and the state finished no better than No. 31 in the other four categories.

After Vermont, the states with the highest composite scores are: South Carolina; Texas; California; Hawaii; Georgia; Virginia; and Washington. The other states in the bottom 10 of the ranking were: Kentucky; Ohio; North Carolina; Indiana; Montana; and Idaho.

McNulty and Damm said they were unaware of another study that used SOLD data to assess lawyer discipline and its effect on state growth.

The researchers noted that if the states are alike in all material respects except for lawyer discipline, it is likely that lawyers struggling with ethical issues will choose to practice in the most lenient area. Additionally, companies that generate large profits through unethical practices such as racketeering, extreme pollution, and predatory lending are more likely to do business in states where there are more lawyers for defend them and who are willing to deviate from the standards governing the legal profession.

“Prosecutors are officers of justice,” according to the study. “If citizens cannot trust the people who make and enforce laws, it is more difficult for any society to function effectively.”

Paul Owers Florida Atlantic University College of Business 561-221-4090 [email protected]

Copyright 2022 GlobeNewswire, Inc.

A look back at the Colorado Avalanche’s very first game in 1995, the Stanley Cup victory in 1996

June 14, 2022

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DENVER — The Colorado Avalanche’s first-ever game of 1995 started and ended with a bang, kicking off a season that ended with the Lord Stanley Cup in the hands of all Denver’s new hockey team.

The Avs traveled to Denver via financial difficulties in Quebec City, Quebec, Canada. The Quebec Nordiques were truly a “low level team” and Comsat Entertainment (now Ascent Entertainment) purchased them on May 25, 1995. The deal was finalized on July 1 and after the Nordiques moved to Denver, the franchise was officially named the Colorado Avalanche about a month later, according to the NHL.

It rekindled enthusiasm for the city of Denver and the Colorados who had no local team to cheer on since the Colorado Rockies hockey team relocated to become the New Jersey Devils in 1982.

After the move was announced, more than 12,000 season tickets were sold in 37 days, according to the NHL.

On the evening of Oct. 6, 1995, the Avs donned their new uniforms and skated on the ice at Denver’s McNichols Sports Arena — which was torn down and rebuilt as the Pepsi Center in 2000 and renamed the Ball Arena in 2020 — for their first match. Fireworks exploded into the air in celebration, according to the Associated Press.

In its very first regular season game, the Avalanche won 3-2 against the Detroit Red Wings in front of a sold-out arena, with left winger Valeri Kamensky scoring two goals, including one near the 10th minute and another with less than four minutes left in the game. Defender Craig Wolanin scored the second goal, the AP reported.

The Vancouver SUN | October 7, 1995 (Joe Mahoney/Associated Press photo)

The puck found the net behind Avs goaltender Stephane Fiset within the first two minutes of the game, but he was “almost flawless thereafter, stopping 30 shots,” according to the AP.

“After the first goal I knew I had to close the door,” Fiset told the AP. “It’s my job, just to keep the team in the game. I knew we had a lot of time to score, so I just wanted to keep us close and give us a chance to win.

The first penalty in Avalanche history was awarded to Claude Lemieux for a high stick 42 seconds into that game, according to the AP.

READ MORE: Commerce City boy practices in full goalie gear while watching Avalanche games

After the Avs’ victory that night, NHL Commissioner Gary Bettman helped raise a banner at McNichols Sports Arena in Denver to signal the successful return of hockey to Colorado.

It “proved to be a hit with the vocal fans and Avalanche players,” the AP wrote the next day.

Headlines touted the Avs win: “Red Wings buried by Avalanche,” “Avalanche start season in Denver,” “Avalanche slide to 3-2 win with Kamensky goal in third.”

“If goalie Stephane Fiset doesn’t fade in the playoffs like he did last season, the team is a Stanley Cup threat,” wrote a Montana Standard reporter.

The players also expressed their enthusiasm to the media.

Right-winger Owen Nolan told The Gazette from Quebec that “We had good fans in Quebec, but it’s like night and day when it comes to volume. … It’s really a great motivator, especially when the guys are tired. pick us up as a team.

Avalanche Captain Joe Sakic — now Executive Vice President of Hockey Operations for the Avs — says the Red Wings caught them off guard early on.

“It was pretty important for us to knock out the first one at home, and it shows how far we’ve come,” he told The Associated Press.

The Avs fought tooth and nail throughout the regular season, acquiring big names along the way, like goaltender Patrick Roy and forward Mike Keane in December 1995.

After a season of ups and downs – but mostly ups – Denver was buzzing with excitement in May 1996 as the city’s new home team headed to the Stanley Cup Finals against the Florida Panthers.

Final tickets were the most popular items in town, The Daily Sentinel reported on May 31, adding that fans gathered outside the 16,000-seat McNichols Arena hours before tickets became available in the hope to get a seat to see the series.

VANBIESKBROUCK FITZGERALD RICCI

ED ANDRIESKI/Associated Press

Colorado Avalanche center Mike Ricci, bottom forward, falls to the ice after hitting the puck for a goal past Florida Panthers center Tom Fitzgerald, center, and goaltender John Vanbiesbrouck in the second period during the first Stanley Cup game at McNichols Sports Arena in Denver on Tuesday, June 4, 1996. (AP Photo/Ed Andrieski)

Game 1 started on June 4, 1996.

How was the series? As the AP wrote on June 11, the day after Game 4 in Miami: “The Colorado Avalanche took a long time to make quick work of the Florida Panthers.”

In a four-game sweep, the Avs clinched victory, but not before the longest playoff day of the season, when the game went to triple overtime. With 44:31 of overtime – lending to a game that from start to finish lasted four hours and 58 minutes – Game 4 is ranked as the longest scoreless contest and the third longest in the history of the final of the Stanley Cup, the AP reported.

Defender Uwe Krupp scored the game-winning goal at 4:31 of third overtime.

Team captain Sakic, also the league’s MVP that year, called the victory the greatest moment of his life. In total, he scored 18 playoff goals, nearly tying the NHL record. Of those 18, six were winners, according to the AP.

Joe Sakic holding the Stanley Cup after winning in 1996

The Daily Sentinel | June 11, 1996 (Associated Press photo)

Even the Panthers acknowledged the outstanding competition.

“There’s not a guy in the room that I’m not personally proud of,” Panthers player John Vanbiesbrouck told the AP. “The game was intense. It was an epic game.”

The Avs praised their goaltender, Roy, as an “almost royal thing” who wasn’t the loudest, strongest or fastest player, but “there’s no doubt he’s the Colorado Avalanche man,” the Daily Sentinel reported on June 11.

Sports Illustrated Colorado Avs 1996 Stanley Cup Victory

The Daily Sentinel | June 12, 1996 (Associated Press photo)

“Hockey is a dynamic sport,” Av defender Sylvain Jean Lefebvre told a reporter. “And there will be times when the other team will have it. A lot of times in those situations it’s up to the goalkeeper to reverse the momentum. It’s up to the goalkeeper to calm everybody down, to bringing everyone back to the same page. And when your keeper is Patrick Roy, when you look back and see him in the net, it’s an incredible feeling. You just know that everything is going to be okay.

As victory came in Miami, Denver’s Larimer Square erupted with horns and cheers after Krupp’s goal.

“For all of us who have been waiting to say we are the world champions of something, we can finally say it,” former Denver mayor Wellington Webb told the AP. “We are very proud of it and we are going to celebrate all aspects of it.

In a newspaper article published two days after the victory, the AP wrote that the Avalanche “did what the Broncos of the NFL and the Nuggets of the NBA could not accomplish, which the Rockies of hockey (who later moved to New Jersey) failed to approach in six seasons and what baseball’s Rockies only see in their dreams.

CORBET

RICK BOWMER/ASSOCIATED PRESS

Colorado Avalanche’s Rene Corbet hoists the Stanley Cup in the air after the Colorado Avalanche beat the Florida Panthers 1-0 in triple overtime to sweep the final 4-0 in Miami on Monday, June 10, 1996. (AP Photo/Rick Bowmer)

Excluding the first five years of major North American professional sports leagues, the Avs were only the second team to win a title in their first year, the AP reported.

Among the celebrations, first-year coach Marc Crawford paid tribute to dedicated Nordiques-turned-Avs fans in Quebec.

“I would like them to feel included in our victory,” he told the AP. “We lived in a wonderful hockey city and we were lucky to be welcomed into another. We had a beautiful house in Quebec and now we have a beautiful house in Denver.

It was a nod to a long journey crowned with the best prize in the game.

“A year ago Denver didn’t have a hockey team. Now he has a Stanley Cup,” the AP article read.

Although the Avs had successful games in subsequent regular seasons, they didn’t make a return to the Stanley Cup Finals until 2001 when the team defeated the New Jersey Devils in Game 7. .

The Avalanche are now back in contention for the Stanley Cup for the first time since 2001 as they prepare to face the Tampa Bay Lightning.

Oilers Avalanche Hockey

Jack Dempsey/AP

Colorado Avalanche goaltender Pavel Francouz skates on the ice after the team’s 4-0 win over the Edmonton Oilers in Game 2 of the Western Conference Playoff Finals of the NHL Stanley Cup on Thursday, June 2, 2022, in Denver. (AP Photo/Jack Dempsey)

Game 1 begins at 6 p.m. Wednesday and Denver7 brings you all the action on our airwaves.

Here’s a breakdown of the games, which all start at 6 p.m. on Denver7 (with pregame coverage at 5:30 p.m.):

  • Game 1: Wednesday, June 15
  • Game 2: Saturday June 18
  • Game 3: Monday, June 20
  • Game 4: Wednesday, June 22
  • Game 5: Friday, June 24 (if needed)
  • Game 6: Sunday June 26 (if needed)
  • Game 7: Tuesday, June 28 (if needed)

Click here for more ways and places to watch Stanley Cup Finals games.

READ MORE: Ball Arena and Denver Sports Commission speak out on Stanley Cup Final impacts

Sri Lanka’s steps towards the end of the heat wave – Analysis – Eurasia Review

June 12, 2022

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With progress towards political stability and the assurance of broad external support, there is hope that Sri Lanka will overcome the crisis.

After months of economic distress, peaceful expressions of public anger punctuated by indiscriminate violence, political strife and institutional instability, Sri Lanka now seems on the road to a return to normalcy.

There’s no denying that the winding queues for fuel and cooking gas are still there, and the prices for basic necessities are sky-high. Some basic necessities such as powdered milk have either disappeared from the market or are too expensive. But the power supply has improved significantly, putting an end, so to speak, to an “age of darkness”.

The term of government, which had ceased to run in several parts of the country, including the critical space outside the president’s office in Colombo, has been reinstated. The threat of disciplinary action prevented a strike by Ceylon Electricity Board engineers, which would have cut power to the entire island. The engineers demanded the cancellation of two energy projects financed by the foreign private sector, including one by the Adanis of India.

As India continues to deliver essentials like food, fuel, fertilizer and medicine to the best of its ability, China has finally come out of its shell and signaled its readiness to step in to help the Sri Lanka in trouble. A row with Russia (a potential fuel supplier) over the legality of an Aeroflot flight ended in a diplomatic engagement, albeit belatedly. Apparently, it takes time for the Lankan bureaucracy to assimilate Prime Minister Ranil Wickremesinghe’s advice that it should treat the country’s traditional friends with respect and consideration.

Political stability

Painfully elusive political stability now seems within reach. It finally became clear to the main political actors, both on the side of power and the opposition, that without political stability, international financial assistance will not be available.

While President Gotabaya Rajapaksa has remained steadfast in his position that he would only step down if expelled by constitutional means and not under pressure from street agitators, the Aragalaya or The struggle to force him to quit has run out of steam. This allowed him to start functioning normally. But the “Go Gota Go” activists could take satisfaction from the fact that they ousted the other Rajapaksas, including Prime Minister Mahinda Rajapaksa.

Appointment of Wickremesinghe

The problems created by instability in Parliament and confusion in foreign relations were partially resolved by the appointment of Ranil Wickremseinghe as Prime Minister in place of Mahinda Rajapaksa. Although Wickremesinghe’s appointment was bitterly criticized for being the only member of his party in parliament, Wickremesinghe highlighted his good relations with the international community and donors.

The dispute in parliament over the content of the 21st Amendment (21A) aimed at reducing the powers of the executive president seems to end with the removal of one of the main obstacles. Basil Rajapaksa, a powerful member of the ruling Sri Lanka Podujana Peramuna Party (SLPP) and a dual citizen (US-Lanka), resigned on Thursday, abiding by a clause in Bill 21A which stated that dual citizens are not eligible to hold political office. . Once that issue is resolved and MPs agree to let the president retain the defense portfolio, 21A is expected to pass with the required two-thirds majority and without a referendum.

Given the informal agreement between President Gotabaya and Prime Minister Wickremesinghe to work harmoniously, the unfortunate history of Sri Lanka’s troubled diarchies will hopefully not be repeated. This will help the international community to trust the government of Lanka and accelerate its aid programs.

The likely appointment of leading entrepreneur Dhammika Perera to replace Basil Rajapaksa as the ruling SLPP MP will be welcomed by the business sector as well as the international community as he has released a detailed plan to improve Sri Lanka’s revenue. , sector by sector. . It could even be housed in cabinet in line with the president’s and prime minister’s penchant for involving subject matter experts in governance.

The Prime Minister held talks with IMF Managing Director Kristalina Georgieva to expedite the services-level agreement with Sri Lanka and extend the IMF facility by September. For its part, China said it is “ready to work with relevant countries and international financial institutions to continue to play a positive role in supporting Sri Lanka’s response to the current difficulties and efforts to alleviate debt burden and achieve sustainable development”.

Long way to go

While these developments are encouraging, Sri Lanka still has a long way to go before normalcy is restored. The prime minister has told parliament that Sri Lanka needs to find US$3.3 trillion for oil imports over the next six months. It would need US$250 million over the next six months to supply cooking gas. He warned that winding queues at petrol stations would continue for the next three weeks and called for fuel rationing through a coupon system.

Sri Lanka’s annual rice requirements are 2.5 million tonnes. But he only has 1.6 tons in stock. To overcome severe shortages in the coming months, Sri Lanka must import $150 million worth of rice each month. It would cost $600 million a year to import fertilizer. An improvement in the harvest situation is not expected until February 2023.

A recent study by the World Food Program (WFP) found that 73% of participating households had reduced their diet and food intake. Sri Lanka needs US$5 billion over the next six months to ensure daily life is not disrupted. Another billion US dollars is needed to strengthen the rupee. In total, the country needs 6 billion dollars, at least, for the next six months.

According to the Central Bank, average GDP growth in 2022 will be -3.5% but according to the International Monetary Fund, growth will be negative at 6.5%, partly due to the conflict in Ukraine. Recovery is only expected in 2024.

Sri Lanka’s foreign loans amount to $53 billion. Many loan installments received from multilateral institutions are due to be repaid this month. In fact, Sri Lanka has already defaulted and is seeking new repayment reschedulings.

Loss of income

The prime minister said the government lost LKR 6.6 billion ($18.3 million) in revenue with the abolition of a tax system introduced in 2019. Inflation rose with money printing . LKR 2.5 billion has been released into the economy from 2020 to May 20, 2022. There has been chronic mismanagement of finances by ministries. The government is unable to provide funds to cover the losses of any of the public enterprises.

Corrective actions

Regarding the proposed corrective measures, the Prime Minister said that with the help of the IMF, by 2024, Sri Lanka will have an economic recovery plan. By 2025, the budget could be balanced.

“We call on the International Monetary Fund to organize a conference to help unite our lending partners. The holding of such a conference under the leadership of India, China and Japan will be a great strength for our country. China and Japan have different credit approaches. We hope that consensus on lending approaches can be reached through such a conference,” the Prime Minister said.

Provisional budget

The interim budget will reduce unnecessary government spending, while controlling other costs, he said. On what is for the poor, Wickremesinghe said the annual expenditure to provide various reliefs to economically backward people will increase from $350 million to $550 million. Loans to farmers would be amortized at 100%. Loans obtained by farmers with less than two hectares of land will be stopped immediately.

NJ man found guilty of Jamesburg double murder, including his father

June 10, 2022

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A Middlesex County jury found a Jamesburg man guilty of kill his own father and a second man before setting fire to a house in a cover-up attempt more than two years ago.

Jaree Kitchen, 24, was convicted of the 2019 murders of Clifford Kitchen Jr. and Gregory Fisher, both 53 and of Jamesburg.

During a two-week trial that ended on June 1, prosecutors said Jaree Kitchen had moved back to Jamesburg from Georgia to live with her father – but soon after they started having ” important issues”.

House in Jamesburg after a fire

House in Jamesburg after a fire (RLS Metro Breaking News)

Things turned sour with a brutal brawl on November 4, 2019, in which Jaree Kitchen fatally stabbed her father and Fisher, who lived in the same house at 7 Sheridan Street.

Two days later, he set fire to the house in an attempt to destroy evidence of what he had done, prosecutors said.

Kitchen was also convicted of aggravated arson, possession of a weapon, possession of a weapon for an unlawful purpose, two counts of desecration of human remains and tampering with evidence related to the murders.

He is due to be sentenced on October 28 in Middlesex County Superior Court.

Erin Vogt is a reporter and anchor for New Jersey 101.5. You can reach her at [email protected]

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States Add New Requirement for High School Graduation: Financial Literacy

June 9, 2022

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Michigan lawmakers have approved a bill requiring high school students to take personal finance to classify. It now goes to Governor Gretchen Whitmer for her signature.

This would make Michigan the 14th state to require public high schools to teach personal finance. Florida and Georgia also passed similar laws this year, and a number of other states are considering them.

Number of States Requiring Personal Finance in High School has nearly tripled since 2019 after barely budging for years.

John Pelletier of the Center for Financial Literacy at Champlain College has a theory as to why:

“I actually think COVID has really opened people’s eyes to how financially precarious people are in how they live their lives.”

On top of that, he said, it has become very easy for anyone, including teenagers, to buy stocks – and cryptos. “You’re dealing with a young person who can, in probably 10 minutes, open a Robin Hood account, right, or a Coinbase account, so those concepts, I think, are almost more important now,” he said.

Research shows that requiring a personal finance course in high school changes people’s behavior for the bettersaid Carly Urban at Montana State University.

“[It] improves credit scores at age 22. It reduces crime rates. Student loan repayment is actually much higher after graduation. And payday loans are going down,” Urban said.

According to Next Gen Personal Finance Nonprofit20 states are currently considering legislation to require a high school class.

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2022 ‘Stranger Things’ Cast Net Worth

June 7, 2022

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The first season of stranger things premiered on Netflix on July 15, 2016 and instantly catapulted into the 21st century pop culture zeitgeist. The sci-fi series quickly became one of the most-watched shows on the streaming service and maintained its popularity. When Volume 1 Season 4 premiered over Memorial Day weekend 2022, it broke Netflix’s record for the biggest premiere weekend ever. According Deadlinethe seven-episode installment totaled 286.79 million (!!) viewing hours.

Four iterations later, it has undeniably become a worldwide phenomenon and has made its cast into mega-stars, including Millie Bobby Brown, Noah Schnapp, Finn Wolfhard, Caleb McLaughlin, Gaten Matarazzo, Sadie Sink and many more. The franchise has expanded into a possible spin-off series and endless merchandising designed for a mega-fandom, there are even Upside Down-inspired makeup collections.

Volume 2 of stranger things 4 debuts on July 1, and after that Season 5 marks the final chapter of the Hawkins gang. Even though the show is coming to an end soon, its main cast have earned some serious $$$ from the show. Here we break down the net worth of stranger things stars.

Millie Bobby Brown (Eleven)

netflix

British actress Millie Bobby Brown instantly became a household name after the hugely successful first season of stranger things. According Deadline, MBB reportedly earned $30,000 per episode for seasons 1 and 2, and somewhere between $200,000 and $250,000 for season 3. It’s unclear how much she took in for season 4, but it’s estimated that she now earns around $300,000 per episode. Above stranger thingsMillie starred in 2019 Godzilla: King of the Monsters and 2021 Godzilla vs. Kong. She deserved to act and produce credits on the film adaptations of Mysteries of Enola Holmes book series and the original Netflix movie The girls I’ve been. In 2019, Millie launched her beauty line, Florence by Mills. All of that, plus her campaigns with big brands like Samsung, Converse, Vogue Eyewear and EA Games, earned the 18-year-old a net worth of around $10 million, according to Celebrity Net Worth.

Noah Schnap (Will Byers)

stranger things

Courtesy of Netflix

The story of Noah Schnapp’s character, Will Byers, launched the stranger things franchise after his sudden demise on November 6, 1983. As previously reported, Noah and the other younger cast members reportedly earned around $30,000 per episode for the show’s first two seasons, and around $250,000 per episode for the following seasons. But Noah also starred in Steven Spielberg’s 2015 film. bridge of spies2019 abe2020s Waiting for Anyaand he even voiced Charlie Brown in Peanuts movie information. According Celebrity Net WorthNoah has a net worth of $3 million.

Finn Wolfhard (Mike Wheeler)

stranger things finn wolfhard as mike wheeler in stranger things cr courtesy of netflix © 2022

Courtesy of Netflix

Finn Wolfhard plays Mike Wheeler, a vital member of the Dungeons & Dragons team, Will’s best friend, and El’s eventual boyfriend. Besides his main role in stranger thingsFinn has acting credits in many other film projects such as Ghostbusters: Afterlife, This, It Chapter Twoand The goldfinch. Considering all of this and knowing that he now earns around $250,000 per stranger things episode, according to Celebrity Net WorthFinn is estimated to have a net worth of $4 million.

Caleb McLaughlinLucas Sinclair

stranger things caleb mclaughlin as lucas sinclair in stranger things cr courtesy of netflix © 2022

Courtesy of Netflix

Like many of his co-stars, Caleb landed his breakout role in stranger things. He stars as Lucas Sinclair and now earns around $250,000 per episode of the sci-fi series. Before stranger thingsthe actor guest-starred on such popular series as Blue blood, Law and Order: Special Victims Unitand shades of blue. In 2020 he starred alongside Idris Elba in the Netflix original movie concrete cowboyand in 2019, appeared in the sports drama directed by Steven Soderbergh High flying bird. According Celebrity Net WorthCaleb has a net worth of $3 million.

Gaten Matarazzo (Dustin Henderson)

stranger things

netflix

Gaten Matarazzo warmed all of our hearts as Dustin “Dusty” Henderson on stranger things, often coming into play in dire situations to communicate and solve mysteries via his amateur radio. Prior to her standout role on the show, Gaten starred in Les Miserables: The Broadway Musical and held a guest spot on The black list. But in the years that followed stranger thingshe played in The Angry Birds 2 movieand on May 25, it was announced that he would be returning to the Broadway stage as Jared Kleinman in Dear Evan Hansen. The 19-year-old also starred in campaigns for Verizon Fios and Old Navy, loaning out his net worth of $5 million, according to Celebrity Net Worth.

Sadie Sink (Max Mayfield)

stranger things sadie cast as max mayfield in stranger things cr courtesy of netflix © 2022

Courtesy of Netflix

Sadie Sink joined the stranger things cast as Max Mayfield in season two, and according to Statistical, she was earning $150,000 per episode as of October 2018. But given her larger storylines in seasons three and four, she is now expected to earn over $250,000 like her other co-stars. The actress also starred in Taylor Swift’s short ‘All Too Well’ alongside Dylan O’Brien and has been the face of campaigns for major fashion houses including Miu Miu, Kate Spade and Givenchy. She even walked the runway for Undercover’s Fall 2018 show during Paris Fashion Week. Celebrity Net Worth estimates his net worth to be around $1 million, but considering his pay per episode for stranger thingswe expect it to be closer to $3 million.

Maya HawkeRobin Buckley

stranger things

netflix

Maya Hawke – who comes from a famous family, being the daughter of actors Ethan Hawke and Uma Thurman – was also a later addition to the stranger things family She is likely to earn roughly the same as her other cast members and earn around $200,000 or $250,000 per episode. She also appeared in Once upon a time… in Hollywood, Fear Street: Part One – 1994and the Little woman TV shows. Besides acting, she models for brands such as vogue and Calvin Klein. This all adds up to his estimated net worth of $3 million, per Celebrity Net Worth.

Charlie HeatonJonathan Byers

stranger things

netflix

Charlie Heaton retained an important role in stranger things since Season 1, with Will’s shy older brother, Jonathan Byers. Before landing his role in the series, the actor guest-starred on British television series such as DCI banks and Vera. He has also acted in films including As you are, Shut in, marrow boneand no future. According NME, Charlie previously played in UK-based band Comanechi and toured with the band for over a year. Considering the fact that he probably earns around $250,000 per stranger things episode, Celebrity Net Worth estimates that Charlie’s net worth is around $4 million.

Natalia DyerNancy Wheeler

stranger things

netflix

Natalia Dyer’s acting credits date back to 2009 when she made her film debut as Clarissa Granger in Hannah Montana: The Movie. She then starred in smaller film projects such as Blue like jazz, Don’t let me goand Nightfall before landing the role of Mike’s older sister, Nancy Wheeler, in stranger things. The actress has appeared in several films since and earns a salary similar to hers stranger things costars, adding to his net worth of around $4 million, per Celebrity Net Worth.

Joe Keery (Steve Harrington)

stranger things l to r gaten matarazzo as dustin henderson and joe keery as steve harrington in stranger things cr courtesy of netflix © 2022

Courtesy of Netflix

Joe Keery has been a stranger things mainstay since Season 1, first as Nancy Wheeler’s love interest and now as everyone’s favorite babysitter, Steve Harrington. He has acted in films including the drama directed by Jessica Chastain Molly’s Game in 2017, and the Shawn Levy-directed comedy free guy in 2021. In addition to acting, Joe was a guitarist in the Chicago-based psychedelic rock band Post Animal, per NMEbut now works solo under the name DJ – he even performed at festivals such as Lollapalooza and Boston Calling, and went on tour in April 2022. Celebrity Net Worth estimates that Joe’s net worth is around $4 million.

Winona RyderJoyce Byers

stranger things winona ryder as joyce byers in stranger things cr courtesy of netflix © 2022

Courtesy of Netflix

As one of the biggest names in the business who signed on stranger thingsWinona Ryder is an established actress who has starred in major productions like beetle juice, Heathers, Edward Scissorhandsand Girl interrupted. In 1994, she won the Golden Globe for Best Supporting Actress for her role in The age of innocence. She was also recognized by the organization for her roles in the 1991s Sirens and stranger thingsand in 1994 and 1995 she was nominated for an Academy Award for The age of innocence and the 1995 TV series Little woman. Due to his rich career, Celebrity Net Worth reports that she originally earned $100,000 per episode for the first two seasons of stranger things, and now earns around $350,000 per episode. The outlet estimates his net worth to be around $18 million.

David HarborJim Hopper

stranger things

netflix

Like Winona, David Harbor was an established actor when he joined the stranger things cast as Police Chief Jim Hopper. Before the sci-fi series, he appeared in films such as Brokeback Mountain, War of the Worldsand Revolutionary Roadand most recently starred in Hellboy, suicide squad, Black Widowand the HBO television series The press room. According Celebrity Net WorthDavid and Winona earned similar paychecks throughout stranger things‘ so far, and the outlet reports that the actor has a net worth of around $6 million.

The Barbie Pop-Up Truck Tour is coming to New Jersey

June 3, 2022

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If you have a little girl (or, to be honest, a little boy) who loves playing with Barbies, New Jersey is the place to be for the next two weeks.

The Barbie Malibu Pop-Up Truck continues its 2022 tour with a stop Saturday June 4 at Edison at Menlo Park Mall and Saturday June 11 at Paramus at Westfield Garden State Plaza.

The truck tour started in 2019 to celebrate Barbie’s 60th birthday and is now celebrating 50 years of Malibu Barbie.

According to Patch.com, the merchandise offered for sale by the truck is retro and includes:

  • Barbie Logo Embroidered Denim Jacket
  • Pink Barbie Logo Hoodie
  • Tie-dye bucket hat
  • ring t-shirt
  • Set of embroidered patches
  • Enamel pin set
  • Tote
  • Insulated stainless steel bottle
  • Beach towel
  • Malibu Barbie Necklace
  • Barbie Logo Mug

The products will be available for purchase of the Barbie Pop Up Truck by credit card. The price ranges from $12 to $75.

Chief Operating Officer Hannie Peng said MyCentralJersey.com,

“The Malibu Barbie theme is just love for Barbie fans – it doesn’t have to be just for the California girl. Everyone can relate to her free spirit and love of fun in the sun.

At Edison, the truck will be parked in the grassy area near Macy’s from 10 a.m. to 7 p.m. At Paramus, it will be parked around the corner from the mall entrance near Capital Grille from 10 a.m. to 7 p.m.

The truck has visited more than 50 cities so far.

The views expressed in the above post are those of New Jersey 101.5 talk show host Bill Doyle only.

You can now listen to Deminski & Doyle — On demand! Listen to New Jersey’s favorite radio show every day of the week. Download the Deminski & Doyle show wherever you get podcasts, on our free app, or listen now.

Click here to contact an editor about a comment or correction for this story.

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How Somerset County saved 2,000 NJ residents from COVID eviction

June 2, 2022

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On Tuesday, the Somerset County Board of Commissioners approved the allocation of up to $1.6 million from the US bailout to add to a previous federal grant of $7.7 million from the federal rescue program. emergency rental assistance for which the application deadline expired in mid-April.

The total funding of more than $9 million, the county said, prevents the eviction of more than 2,000 residents from nearly 900 households following the lifting of COVID-19 moratoriums.

Commissioner-Director Shanel Robinson said the effort she and her colleagues undertook actually started with making sure the owners were compensated.

“We went through a process to identify tenants and landlords who were part of this cohort who may have been behind on their rent, and/or landlords who had been unable to collect,” Robinson said. .

The average support package offered to households so far has been valued at just under $10,000 for up to 12 months of rent arrears, three months of term rent and assistance with utility bills. , according to Robinson.

The county said 18 of its municipalities received housing assistance funding, led by Franklin Township at nearly $2.9 million, and black residents made up about half of those who identified their race. or their ethnic origin.

“Hopefully this will get us through this next phase, but again we continue to monitor the situation,” she said. “It’s very fluid. We just want people to be healed and stronger than before the pandemic.”

Other counties in New Jersey, Robinson said, may have abandoned their process for managing this emergency aid or hired outside consultants.

But Somerset County has identified people within its borders who could be ambassadors, helping with applications at county libraries.

This expanded and maximized the county’s outreach potential, according to Robinson.

“Mobile services and meeting people where they are, not just meeting their needs where they are, but being physically among them in the community where they actually live,” she said. “Certainly, as we come out of or emerge from this pandemic, we want to make sure everyone is on solid ground, but especially our most vulnerable populations.”

While no single legislative body has all the answers about how to lift its residents out of pandemic-related financial stress, Robinson said, collaboration leads to better outcomes for everyone.

So no matter what county a New Jersey resident is from, she suggested reaching out to local elected officials and agencies when needed.

Patrick Lavery is a reporter and anchor for New Jersey 101.5. You can reach him at [email protected]

Click here to contact an editor about a comment or correction for this story.

WATCH: States with the most new small businesses per capita

Municipal tax bill for every town and city in NJ, filed

Just under 30 cents of every $1 of property taxes collected in New Jersey supports municipal services provided by cities, townships, boroughs, and villages. Statewide, the average municipal tax bill alone in 2021 was $2,725, but that varied widely from over $13,000 in Tavistock to nothing in three townships. In addition to the $9.22 billion in taxes for municipal purposes, special tax districts that in some locations provide municipal services such as fire protection, garbage collection or economic development collected 323, $8 million in 2021.

New Jersey’s New Legislative Districts for the 2020s

The boundaries of the 40 legislative districts for the Senate and Assembly elections from 2023 to 2029, and possibly 2031, were approved in a bipartisan Allocation Commission vote on February 18, 2022. The map continues to favor the Democrats, although Republicans say it gives them a chance of winning a majority.

Kaley Cuoco is dating again, and her stewardess co-star talks about new Beau Tom Pelphrey

May 31, 2022

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Kaley Cuoco revealed her new relationship with ozark‘ Tom Pelphrey just a few weeks ago on his social media. Since then, the new Hollywood couple have been sharing candid snaps here and there. It was a nice change of pace after the tough year she went through following her split from Karl Cook. With her romance with Pelphrey in the public sphere, her Flight attendant the co-star opened up about her new beau.

Since starring as best friends on the HBO Max series, Cuoco and Zosia Mamet’s on-screen chemistry has carried over into real life as Mamet helped her get back on track after the divorce. Being such close friends, Girls the alum was required to meet the The Big Bang Theory the vet’s new buddy. It appeared that Pelphrey made a good impression on Mamet. By speaking with HEYthe actress gave her take on the new couple’s budding relationship.

You know what. It’s really interesting, and she said it from the start, I knew it when she knew it. When you’re someone’s best friend, when you’re truly their best friend and love them deeply, you’re so interconnected. And when I met him, I was one of the last to meet him. I met him and I was like, ‘I feel like I’ve known you forever.’ And he likes it like nobody’s business, and that’s all that matters to me.

Watching your best friend fall in love again after a devastating heartbreak is (usually) a cathartic moment for everyone involved. Listening is one thing, but Mamet felt the same connection Cuoco had with Pelphrey. As the actress mentioned, all you want is for your friends to be happy and to feel loved again. With her off-screen best friend being the last to meet her new boyfriend, Kaley Cuoco couldn’t help but feel bad for the two people closest to her who hadn’t met earlier.

It’s weird, she was like, the last one to meet him. I was devastated.

Well, at least her BFF and her new beau finally met and hooked up instantly. So things have generally settled down. Hopefully, fans can see photos of Cuoco, Mamet and Pelphrey hanging out together at some point.

His new relationship seemed like a personal bright spot after a mixed year of personal lows and professional highs. The The Big Bang Theory alum chatted with fellow divorcee Kelly Clarkson as they drank wine while talking about their split. Of course, Clarkson understood the sitcom star’s grief given that she and her former husband Brandon Blackstock were officially declared ‘divorced’ in 2021. Of note, the 8 simple rules vet and her ex were apparently on friendly terms while supporting her after their split. But the OG american idol The star and her ex had a rocky breakup, fighting over custody of the kids and their Montana ranch. Yet the two stars have found a common ally in each other.

Kaley Cuoco has several people supporting her as she moves on with newfound love. With a new handsome, his series The stewardess recently wrapped Season 2, which saw Cassie heal from some personal issues in the finale. As viewers wait to hear news of a third season, Kaley Cuoco has several TV projects set to debut in 2022.

Pop-up party rumors say this Jersey Shore town could be next

May 29, 2022

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ASBURY PARK — Police in a popular Jersey Shore beach town are investigating whether their community is the target of another pop-up party similar to last weekend’s mayhem in Long Branch.

Asbury Park Police said on social networks that it is still working to determine the credibility of message details. Police said the messages advertised a party on Sunday, but did not say where or when.

The department added that it was coordinating with other law enforcement agencies for the safety of residents and visitors.

“There will be zero tolerance for any illegal acts and lewd behavior in reference to this pop-up party or any other future event,” police said.

Police did not immediately respond Sunday morning to a request for an update on the investigation.

Fears of short-lived parties on the Jersey Shore resurfaced after 5,000 people showed up in Long Branch on Saturday, May 21. Authorities said most revelers took the train to get there.

Both Asbury Park and Long Branch are in Monmouth County. NJ Transit train rides between the two coastal cities take less than 15 minutes.

In response, the city implemented a curfew and called for help from nearby law enforcement.

Police in tactical gear responded to disperse the crowd using smoke and a flash bang. 15 people have been arrested, according to the Monmouth County District Attorney’s Office.

Posts on social media have indicated that another pop-up party at Long Branch is scheduled for June 19. A flyer for the event promoted dancing, music and a $1,000 “twerking contest”.

Instagram/@sosactivated

Instagram/@sosactivated

Local officials and state lawmakers said they were working to suppress similar future events.

Public Safety Director Domingos Saldida said the goal was to create a plan to deal with overwhelming crowds that other communities could implement. Saldida added that social media has made it easier for “out of town” groups to coordinate their celebrations.

“When masses show up by NJ Transit and 5,000 people take over Pier Village, it creates a very difficult situation to manage,” Saldida said.

Long Branch Mayor John Pallone said he was considering taking legal action against social media platforms used to promote the parties. It’s unclear exactly what that would entail.

(via stuffed_0live on TikTok /ogden1 on TikTok)

(via stuffed_0live on TikTok /ogden1 on TikTok)

“Our city will not be a place for those who disrespect our city, public spaces, shopping streets with acts of violence, drinking or smoking,” Pallone said.

Senator Vin Gopal, D-Monmouth, said he would introduce a bill to make revelers responsible for the wreckage they leave behind. Gopal, a Long Branch resident, said the legislation would hold parents accountable for the actions of minors.

“Some of these videos I saw were absolutely disgraceful and the amount of litter left on the streets afterwards was disgusting,” Gopal said.

Rick Rickman is a reporter for New Jersey 101.5. You can reach him at [email protected]

Click here to contact an editor about a comment or correction for this story.

NJ Beach Tag Guide for Summer 2022

We are coming another summer to the Jersey Shore! Before you lose yourself in the excitement of sunny days on the sand, we calculate how much seasonal/weekly/daily beach beacons will cost you, and pre-season deals you can still take advantage of!

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The reason many sports fans don’t like seeing Drake around their favorite team

May 27, 2022

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In 2022 there was another instance of the Drake Curse, and again it cost Drake money. A lot of money. This time the victim came from the world of Formula 1. Ferrari driver Charles Leclerc had stuck his car in pole position, giving himself a great chance to take a win and extend his championship lead over the 2021 defending champion, Max Verstappen of Red Bull Racing, by Sports News.

Leclerc took a substantial lead, and it looked like the Monegasque driver was on course for an easy flag-light victory for Ferrari. However, according to Sporting News, it all came crashing down on lap 28 when the Ferrari power unit in the rear of his car failed. It was a shock retirement that cost Leclerc the lead in the championship standings, especially when the Ferrari power unit was known for its reliability, for Sports car. However, it quickly became apparent that other forces may be at work.

According Daily mail, ahead of the race, Drake posted a photo of his betting slip on his Instagram story with the caption, “First F1 bet let’s see how it goes.” The bet was CAD$300,000 ($230,000 USD) to win CAD$750,000 ($590,000 USD) that Leclerc would win the Spanish Grand Prix. Fans were quick to notice that it looked like Drake’s curse was still very much alive.

New Bedford City Council votes against mayor’s health care plan

May 26, 2022

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When New Bedford Mayor Jon Mitchell delivered his state of the city address last month, he mentioned renegotiating what the city pays for employee health care as one of his priorities. cost reduction. When he presented his $471 million budget to New Bedford City Council last week, he again insisted it was one of the few areas with potential for savings.

On Tuesday evening, the council took up Mayor Mitchell’s third attempt to get the city to pass Sections 21-23 of Chapter 32B of the Massachusetts General Laws, which would allow the city to negotiate these health care costs with public union representatives. through a neutral arbitrator, and for the third time the board rejected it.

First, a vote on whether to send the motion to the council’s finance committee failed 3-7, with councilors Brad Markey, Linda Morad and Ryan Pereria the only votes in favor. A second vote on whether to proceed with the motion was approved 8 to 2, with only councilors Markey and Morad voting against. Ward 4 Councilor Derek Baptiste was not present.

During his weekly appearance on WBSM on Wednesday, Mitchell shared his disappointment with the board’s decision.

“There aren’t a lot of levers the city can use to save taxpayers money on non-discretionary spending. You provide health care, and it’s there, and you have to pay the bill. We provide our employees with very good medical coverage, but we provide it inefficiently,” he said. “State law provides us with the opportunity to negotiate effective and efficient health care for our employees and we have not taken advantage of it.”

Mitchell particularly took issue with the fact that the board didn’t even bring the matter to the finance committee for discussion.

“Not only did they reject it, they didn’t even vote to discuss it. Now think about it,” he said. “The merits of the case should be discussed in open session so that people can weigh the costs and benefits of this, but last night the fire and police unions filled the room in the council chambers, as they have done before when this came, and the councilors come to shoot down not only the measure itself, and I can’t stress this enough, shot down the very opportunity to discuss it.

Mitchell says health care costs for the city have increased by about $1 million a year since 2012, from $35.2 million to $45.7 million, and he expects that these costs increase by another 7% in the immediate future. He said without renegotiating the percentage of an employee’s health care paid by the city, it would result in higher taxes for city residents and business owners.

“Look, the board can’t have it both ways. The council can’t say we’re against raising taxes, but on the other hand, not taking meaningful steps to do something about it,” he said. “Instead they said, ‘No, we’re not even going to discuss it,’ and I think that’s a real problem. It’s going to make it harder in the long run for taxpayers, for taxpayers. municipal services I’m disappointed, but I think all the taxpayers in the city are also disappointed.

City Council chairman Ian Abreu said he voted against the motion because he believed savings could be made without having to refer the matter to arbitration.

“I have always believed that our Public Service Committee exists for one purpose: to work with our administration to analyze costs and to work with our executive to find common ground. All parties need to come together around the table to help find a solution,” Abreu said. “I have very serious concerns about what changing our health care benefits would mean for our retirees, paraprofessionals, food service workers and custodial staff who are already stretched thin. Between 2019 and 2021, the PEC saved taxpayers $2,700,000 in healthcare plan concessions. However, savings only happen when both parties come together and negotiate.

General Counsel Shane Burgo voted against the motion and also cited PEC as a viable option.

“Rising health care costs are a national problem and will not be solved by cutting benefits or increasing out-of-pocket spending. The New Bedford Public Employees Committee (PEC) continues to bargain in good faith, I encourage this administration to do the same,” Burgo said. “PEC has made many concessions that have saved them almost $3,000,000 over the past three years. I will continue to support their bargaining position to negotiate fair and equitable health care.

Ward 3 Councilman Hugh Dunn, who also voted against the motion, suggested an ulterior motive in bringing the idea of ​​negotiating healthcare costs back to council.

“The proposal is a tired and perennial red herring tabled again to distract from administration spending in the annual budget. There has been no tax rate reduction in any municipality where this proposal has been enacted. The only thing that has been cut is essential health care coverage for city workers,” he said. “I support the right of our employees to negotiate their health care – and I refuse to compromise that commitment, especially during a pandemic.”

Mitchell said that despite the council having rejected this motion three times, he will continue to bring it forward until he decides to act.

“What we’re trying to do is not wait for a financial crisis to put in place these useful reforms, these meaningful reforms,” ​​he said. “That’s what we do in New Bedford, wait until there’s a big hole in the roof before we go fix it. I happen to follow the saying fix your roof while the sun is still shining, because we don’t want to get to a point where things are so tight, finances are so tight, that we actually have to cut things that really matter to people or unduly tax taxpayers and/or both.

“That’s why I preach the long term. This is a long-term measure that will put the city on a better footing,” he said. “Unfortunately the council missed that opportunity (Tuesday) evening.”

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7 stocks reporting profits the week of May 23, 2022

May 21, 2022

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InvestorPlace – Stock market news, stock advice and trading tips

Tough week for traders. Big wins missed by walmart (NYSE:WMT), Target (NYSE:TGT) and Kohls (NYSE:KSS) left investors in shock and contributed to a strong sell off in the stock marketsincluding the biggest one-day drop in two years on May 18.

Wall Street will be looking for better results in the week ahead as we get first-quarter impressions from the latest major retailers to report, as well as some notable tech companies.

Taken together, earnings reports for the next few days should provide more evidence of how the consumer and economy are holding up as inflation continues to hit a 40-year high and the Federal Reserve prepares to raise interest rates at its next meeting on June 14 and 15. Here are seven stocks reporting profits the week of May 23:

  • best buy (NYSE:BBY)
  • petco (NASDAQ:FRAME)
  • Nvidia (NASDAQ:NVDA)
  • Dick Sporting Goods (NYSE:SDKs)
  • Snowflake (NYSE:SNOW)
  • Ali Baba (NYSE:BABA)
  • Costco (NASDAQ:COST)

Stock reporting earnings: Best Buy (BBY)

Source: Bob Noah / Shutterstock.com

First out is consumer electronics and appliance retailer Best Buy. The Richfield, Minnesota-based company could benefit from some good news. Year-to-date, BBY stock is down 26% to $75.68 per share. The stock price was pulled down along with the wider market. However, the company was recently appointed to investment banking Goldman Sachs (NYSE:GS) safety margin listcomposed of stocks that have attractive valuations and strong balance sheets.

For his winnings next week, analysts expect that Best Buy will report earnings per share (EPS) of $1.64 on revenue of $10.44 billion. Anything better than that, and BBY stock could bounce higher. Currently, the stock is trading near its 52-week low of $72, providing an attractive entry point for investors before or immediately after its results. the median target price on Best Buy stock among 21 analysts who cover the company is currently $120, implying a 57% upside.

Petco (WOOF)

The front of a Petco (WOOF) store in Los Angeles, California.

Source: Walter Cicchetti / Shutterstock.com

Pet retailer and animal welfare company Petco releases its first quarter figures on May 24. Wall Street expects the San Diego, Calif.-based company will report EPS of $0.16 on revenue of $1.46 billion for the January-March period. The company recently announced a retail partnership aimed at attracting dog owners who are also outdoor enthusiasts and particularly enjoy camping.

The partnership is with Backcountry, an online retailer specializing in camping, hiking and outdoor gear. The two companies create a collection of outdoor gear for dogs that participate in outdoor experiences with their owners. Called “Backcountry x Petco,” the collection will be sold at Petco stores as well as the Petco.com and Backcountry.com websites. WOOF stock is down 14% this year at $17.26 per share.

Stock reporting earnings: Nvidia (NVDA)

Nvidia (NVDA) logo and sign on corporate headquarters.  Blurred foreground with green trees

Source: Michael Vi / Shutterstock.com

Semiconductor and microchip giant Nvidia announces its earnings on May 25, and the results will be closely scrutinized on Wall Street. NVDA shares have been hammered this year along with shares of all semiconductor companies as concerns grow over supply chain issues and slowing demand. So far in 2022, NVDA stock has fallen 42% to trade at $175.78 per share. Most analysts say Nvidia stock is a shout buy at current levels. the median target price on stocks is $332.00, suggesting an 89% upside from current levels.

Gaming, artificial intelligence, data centers, self-driving cars and 5G wireless are expected to continue to propel Nvidia’s product sales. The company’s revenue has grown from $4.3 billion in 2013 to $26.9 billion today, making it the world’s largest chipmaker. Analysts seem to agree that Nvidia can keep growing at a steady pace despite current supply chain issues and market volatility. For the first quarter of this year, Wall Street planned that Nvidia will report EPS of $1.29 on revenue of $8.12 billion.

Dick’s Sporting Goods (DKS)

Exterior of Dick's Sporting Goods retail store, including sign and logo.

Source: George Sheldon via Shutterstock

Shares of Dick’s Sporting Goods fell sharply last week, along with the wider retail sector. On May 18, DKS stock fell more than 12% after Walmart and Target sniffed out their first-quarter numbers. The company’s stock price is now down 30% on the year to $80 a share. At its current level, and with a price/earnings ratio (P/E) of just 5, most analysts believe Dick’s stock is undervalued and ripe for the picking. the median target price on the stock price is $137, which would be 70% higher than where the stock is currently trading.

Analysts are looking for Dick’s Sporting Goods will report EPS of $2.46 on revenue of $2.61 billion when it reports quarterly results on May 25. investment bank Morgan Stanley (NYSE:MRS) recently named DKS one of the most “unappreciated post-COVID stocks” and urged investors to add it to their portfolios. As the pandemic settles firmly in our collective rear-view mirrors and summer is fast approaching, Dick’s Sporting Goods should see sales increase.

Stocks Reporting Earnings: Snowflake (SNOW)

Snowflake symbol and logo at the company's headquarters in Silicon Valley.  Stock of SNOW.

Source: various photographs / Shutterstock

Snowflake, another big tech stock that announces its first quarter next week, is the cloud computing data warehousing company. Shares of the Bozeman, Montana-based company were hit harder than most stocks during the market selloff this year. Year-to-date, SNOW stock is down 54% to $151.31 per share, and is now 63% below its 52-week high of $405 per share. Analysts expect the company reports EPS of $0.01 on revenue of $41.76 million for the first quarter of this year.

SNOW stock has also been hit in recent weeks by revelations that another cloud computing giant Selling power (NYSE:RCMP) possesses left his entire position in the business. Salesforce had invested $250 million in Snowflake at the time of the software company’s initial public offering (IPO) in 2020. However, as of the end of the first quarter, Salesforce held no Snowflake shares, according to a regulatory filing, selling all his actions. as the market weakens and falls.

Alibaba (BABA)

Alibaba (BABA) logo on the side of a glass-walled building.

Source: test / Shutterstock.com

Is the worst over for Chinese tech giant Alibaba? After two years of a punitive government crackdown, analysts and investors are cautiously optimistic that authorities in Beijing may finally be drop listed companies, especially large-cap tech stocks. The Chinese government has pledged to support the country’s tech sector and said it backs plans for new internet companies to go public. Many investors are keeping their fingers crossed that e-commerce giant Alibaba can get its business back on track.

Granted, the BABA stock could use a lift. Shares of the Hangzhou-based company are currently trading at $89, down 61% from a 52-week high of $230.89. Investor confidence in Alibaba shares has also been shaken by the prospect that more Chinese companies could be forced to delist from US stock exchangeseither by Chinese authorities or by the United States Securities and Exchange Commission, which applies more rigor to Chinese companies trading in New York. Analysts expect Alibaba reports first-quarter EPS of $1.09 on revenue of $29.53 billion.

Stocks Reporting Earnings: Costco (COST)

Short-term profit taking can lower Costco stock price

Source: Helen89 / Shutterstock.com

Finally, we’ll hear from big-box grocery retailer Costco next week. The major retailer’s earnings are all but certain to influence markets when the Seattle-based company releases its report on May 26. alone to trade at $424 per share. The title is now down 25% over the year. Analysts expect that Costco will report EPS of $3.04 on revenue of $51.38 billion.

The big question for Costco as earnings approach is whether it has been able to pass on the higher costs to its customers? While some retailers, like Home deposit (NYSE:HD) have succeeded, others, such as Walmart, have not.

Costco has been looking for ways to raise prices at its more than 800 locations around the world, including to increase the price of its famous cheap hot dogs. However, the company decided against the move after encountering backlash from customers, who appreciate being able to purchase a hot dog and soda at Costco outlets for $1.50 since the launch of the combo in 1985.

Disclosure: As of the date of publication, Joel Baglole held long-standing roles at MS and NVDA. The opinions expressed in this article are those of the author, subject to InvestorPlace.com Publication guidelines.

The post office 7 stocks reporting profits the week of May 23, 2022 appeared first on InvestorPlace.

The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Allow taxes to rise, then give credits to some

May 20, 2022

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TRENTON — Taxes that businesses pay into the unemployment fund are set to rise in July and again next summer, but the legislature could take steps to ease that financial bite.

A bill (A3683/2152) advanced by the Assembly’s Committee on Commerce and Economic Development on Thursday would not eliminate a projected $216 million tax increase due in the fiscal year that begins in six weeks. Instead, it would give certain companies tax credits equal to the increase, offsetting the impact.

Assemblyman Roy Freiman, D-Somerset, said more than 70 percent of New Jersey businesses would benefit from the bill, which offers no respite for large employers.

“What we’re doing here is good for our business community,” Freiman said. “We’re telling them, listen, we realize that the increases that are currently planned will have a negative effect, and with this bill, we will in effect give them a tax credit for all these increases that they may incur. »

Assemblyman Bob Auth, R-Bergen, said the bill is unnecessarily complicated and some small businesses won’t have time to deal with the appropriations.

“They’re just going to drop him through the cracks. That’s not what we want to do here. You don’t want to do that here either,” Auth said. “You want to bring immediate relief to these people. And that’s what we should be doing, so this particular aspect of this bill is flawed.

The bill would provide tax credits that business owners could use to lower their corporate or income tax bills over the next seven years. They would be available from tax years 2023 and 2024, based on potential increases in unemployment insurance premiums seen between July 2022 and June 2024.

The bill also puts $375 million into a fund that would be used to repay federal loans used to pay unemployment benefits. This loan currently has no balance, but further borrowing is planned – which could lead to increased federal business taxes, if the loan has a balance in the last seven weeks of 2022.

Business groups pushing the state to use billions in federal funds to avoid payroll tax increases support the scaled-back alternative.

“Understanding the art of compromise, there is no perfect bill,” said Michael Egenton, executive vice president of the New Jersey Chamber of Commerce. “Would we rather have seen other components of this one?” Sure. But at the same time, it is something that is desperately needed.

Sheila Reynertson, senior policy analyst for New Jersey Policy Perspective, objected, saying the bill was unnecessary given the state of the economy and that the legislature was paying too much attention to corporations.

“Essentially another giveaway to cover a modest cost that they’re already being charged to pay and diverts resources that people, especially those who are still laid off, need right now,” Reynertson said.

Under the bill, the Department of Labor and Workforce Development would have to provide at least 30 days notice to employers when the unemployment insurance tax rate changes. They were told after last year that the hike had already started – although they knew more than six months earlier that a hike was coming, but not their exact rate.

The bill now heads to the Assembly Appropriations Committee for further consideration.

Michael Symons is the Statehouse Bureau Chief for New Jersey 101.5. You can reach him at [email protected]

Click here to contact an editor about a comment or correction for this story.

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New England single mother is speechless after receiving gigantic tip

May 16, 2022

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According to UPI.comJennifer Vernancio has been a waitress at a pizzeria in Cranston, Rhode Island called Big Cheese & Pub for three and a half years.

She is a single mother of a 16 year old daughter and a 3 year old son.

She told the news site that caring for her children and earning an income amid the pandemic has been difficult, to say the least.

It turns out that she had a particularly stressful day. Her 3-year-old felt sick, which meant he couldn’t go to daycare. This left Jen scrambling for a babysitter, which made her late for work. Fortunately, the pizzeria where she works is incredibly accommodating and helps her whenever she can.

Jen arrived at work exhausted and her very first table of the day changed everything. A husband and wife were warm and kind and asked Jen about herself. They ordered a few sandwiches, salads and drinks. As they walked out, they thanked Jen and told her to have a great day! She went over to where they were sitting and saw that they had left her an $810 tip on a check for $48!

She was absolutely speechless. The amount of money was extremely generous, but beyond that, the act of kindness from complete strangers left her overwhelmed and so grateful. When you’re unlucky and life seems really hard for you, if someone shows you a little humility, it can completely change things.

Jen used the money to buy her daughter a new pair of shoes, and her son is getting a toy police truck. She will use the rest of the money to pay the bills. She never got the couple’s name, but it’s safe to say she’ll never forget what they did for her when she needed it most.

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28-year-old NJ man admits stabbing student roommate’s death

May 12, 2022

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JERSEY CITY — A 28-year-old city resident has admitted to the stabbing death of his 23-year-old roommate nearly two years ago.

Tong Cheng pleaded guilty to manslaughter, Hudson County District Attorney Esther Suarez announced Wednesday.

On August 8, 2020, the Jersey City Police Department responded to a call about a suspicious condition at a New York Avenue apartment near Hutton Street.

Yuting Ge was found in the apartment the two men shared, unresponsive with multiple stab wounds.

Ge was a student at Stevens Institute of Technology.

Cheng is an alumnus of Stevens Institute of Technology Graduate School.

He was arrested at a hotel in Weehawken two days later.

When Cheng is sentenced in late July, the state will recommend a 30-year prison sentence, subject to the No Early Release Act.

Erin Vogt is a reporter and anchor for New Jersey 101.5. You can reach her at [email protected]

Click here to contact an editor about a comment or correction for this story.

WATCH: States with the most new small businesses per capita

Inside Whitney Houston’s $1.6 Million Home and Studio

Take a look at the late Whitney Houston’s longtime New Jersey home and studio, now for sale.

Incredibly expensive divorces

Voting for the New Jersey Hall of Fame Class of 2022

These are the nominees for the New Jersey Hall of Fame Class of 2022. They come from all walks of life, spanning generations dating back to colonial times. The nominees span the categories of arts and humanities, business, performing arts and entertainment, public service and sports.

NJ County Fairs are making a comeback: Check out the schedule for 2022

UPDATE 4/10: A current list of county fairs happening in the Garden State for 2022. From rides, food, animals and hot air balloons, each county fair has something unique to offer.

(Fairs are listed in geographic order from South NJ to North NJ)

Many More NJ Cities Should Switch to the Legal Weed Market

May 8, 2022

Montana Lending

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When the deadline arrived in August 2021, about 70% of New Jersey municipalities had passed ordinances stating that no business related to the state’s legal recreational market could operate within their boundaries.

But the number of cities opting out has dwindled since last summer as municipalities learned more about New Jersey’s cannabis rules. And experts expect dozens, if not hundreds more cities to green light marijuana operations over the next two years.

“I think a lot of cities will start signing up because they’ll see it’s a compliant business, there really isn’t a lot of drama…and they’ll also see the opportunities economic,” said Rob Mejia, lead instructor for University of Stockton Minor in Cannabis Studies.

The market doesn’t just translate into tax revenue for the city, Mejia said — there are great opportunities for building a dispensary, for example, as well as jobs.

“Cannabis is currently the fastest growing industry in the country, and every time you move from a medical market to an adult market, your cannabis job market grows up to 10 times what he was,” he said.

On April 21, the day the New Jersey market opened, 12 dispensaries took in a total of about $1.9 million.

Cities that have opted out are free to participate at any time, by modifying an existing ordinance or adopting a new one. Municipalities that chose to allow cannabis operations in town, however, would have to wait 5 years before abandoning the industry. Cities are not allowed to refuse delivery.

“Several municipalities that have opted out of their options are currently evaluating these regulations and market development to determine their best next steps,” said Michael Cerra, executive director of the New Jersey State League of Municipalities.

Dover, Maplewood and South Orange are just a few cities that had passed temporary bans against the legal sale of cannabis, but have since decided to go into the market.

“A lot of towns pulled out just to find out what was going on,” said Morristown Fox Rothschild partner Fruqan Mouzon. “Because it’s brand new, a lot of people were hesitant.”

Mouzon noted that unsubscribes aren’t just an inconvenience to potential consumers; they also prevent potential business owners from obtaining a “microlicense”, specifically designed for small family operations majority-owned by a local resident.

Dino Flammia is a reporter for New Jersey 101.5. You can reach him at [email protected]

Click here to contact an editor about a comment or correction for this story.

WATCH: States with the most new small businesses per capita

NJ Beach Tag Guide for Summer 2022

We are coming another summer to the Jersey Shore! Before you lose yourself in the excitement of sunny days on the sand, we calculate how much seasonal/weekly/daily beach beacons will cost you, and pre-season deals you can still take advantage of!

Trade School or College – Which is Better for NJ?

May 6, 2022

Montana Lending

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If you’ve been to high school in New Jersey in the last 30 years, you’ve probably faced the same pressure as kids today regarding what to do.

High schools are geared towards producing middle schoolers, plain and simple. There’s a cultural stigma that seems to be placed on kids who don’t want to go to college.

Tim Gouw on Unsplash

Tim Gouw on Unsplash

We even have massive government programs to deal with the “crisis” of not being able to afford college. We now have politicians spending taxpayers’ money to pay illegal immigrants to attend college for free. And a White House focused on paying off a certain amount of student debt. This is wrong and wrong policy.

We need to change direction and recognize that young people need options and opportunities.

PTTI EDU through Unsplash

PTTI EDU through Unsplash

Why should every child go to college? Why should taxpayers subsidize elite academics who charge families hundreds of thousands of dollars for an education that may have no positive impact on their future careers? Billions of dollars to these institutions and billions of debt to working families.

We heard stories throughout the morning of kids graduating from high school, going to trade school, joining a union, and hitting six figures in their twenties.

Maybe it’s time to stop measuring high school success by the percentage of kids who go on to college. What about the percentage of kids who buy a house within five years of graduating? Or just a note from those employed after high school? Certainly, a more accurate representation of success in the real world.

It’s time for taxpayers to stop subsidizing “Big College” and start investing our resources to help our local economy grow and lift people to the next level of success. It starts with changing the way we evaluate our secondary schools.

Let’s completely change the conversation and give kids better choices.

The above post reflects the thoughts and observations of Bill Spadea, host of New Jersey talk show 101.5. All opinions expressed are those of Bill. Bill Spadea is on the air weekdays from 6-10 a.m., speaking from Jersey, taking your calls at 1-800-283-1015.

WATCH: States with the most new small businesses per capita

Voting for the New Jersey Hall of Fame Class of 2022

These are the nominees for the New Jersey Hall of Fame Class of 2022. They come from all walks of life, spanning generations dating back to colonial times. The nominees span Arts and Humanities, Business, Performing Arts and Entertainment, Public Service and Sports.

Wonderland Pier worker in Ocean City, NJ, dies after fall

May 2, 2022

Montana Lending

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UPDATE: KYW-TV identified the worker who was killed while Robert W. Sanger, 62, of Pittsgrove, Salem County. Our original report continues below.

An employee of a subcontractor at Gillian’s Wonderland Pier in Ocean City died Monday after falling while working there.

A brief statement from Gillian’s as posted on social media reads,

We are saddened to report that a contractor employee working on an elevator at Gillian’s Wonderland Pier suffered a fatal injury on Monday morning.

According to a first report of the Atlantic City pressthe accident happened around 10:30 a.m. while work was underway on the park’s Ferris wheel.

Attraction operators say they are cooperating with authorities as an investigation into the accident is ongoing.

This is a developing story that will be updated when more information becomes available.

WATCH: States with the most new small businesses per capita

How the World Seen New Jersey—1940s to 1980s

This is how New Jersey saw the world from 1940 to 1980. All of these photos are from AP and Getty publications, which means they were used in a magazine or newspaper. There have been many inventions and stories made in New Jersey. Check the photos below.

All the NJ Pizza Restaurants Barstool’s Dave Portnoy Reviewed

Dave Portnoy, commonly known as El Presidente, is the founder of Barstool Sports. Somewhere along the way, he decided to start reviewing local pizzerias, and the concept took off. Here are all the New Jersey pizzerias Dave has stopped at, and how he rated them.

Financial comparison: First Interstate BancSystem (NASDAQ: FIBK) and First Business Financial Services (NASDAQ: FBIZ)

May 1, 2022

Montana Lending

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First business financial services (NASDAQ: FBIZGet a rating) and First Interstate BancSystem (NASDAQ: FIBKGet a rating) are both finance companies, but which stock is superior? We’ll compare the two companies based on valuation strength, profitability, risk, earnings, institutional ownership, analyst recommendations and dividends.

Analyst Recommendations

This is a summary of recent ratings and target prices for First Business Financial Services and First Interstate BancSystem, as provided by MarketBeat.com.

Sales Ratings Hold odds Buy reviews Strong buy odds Rating
First business financial services 0 1 1 0 2.50
First interstate banking system 0 2 1 0 2.33

First Business Financial Services currently has a consensus price target of $34.00, indicating a potential downside of 1.93%. First Interstate BancSystem has a consensus price target of $45.00, indicating a potential upside of 38.38%. Given the higher possible upside of First Interstate BancSystem, analysts clearly believe that First Interstate BancSystem is more favorable than First Business Financial Services.

Insider and Institutional Ownership

58.3% of First Business Financial Services shares are held by institutional investors. By comparison, 66.8% of First Interstate BancSystem’s shares are held by institutional investors. 6.1% of the shares of First Business Financial Services are held by insiders of the company. By comparison, 22.0% of the shares of First Interstate BancSystem are held by insiders of the company. Strong institutional ownership indicates that hedge funds, endowments, and large fund managers believe a stock is poised for long-term growth.

Volatility and risk

First Business Financial Services has a beta of 0.81, meaning its stock price is 19% less volatile than the S&P 500. In comparison, First Interstate BancSystem has a beta of 1.03, meaning its stock price is 3% more volatile than the S&P 500. .

Benefits and evaluation

This chart compares the revenue, earnings per share, and valuation of First Business Financial Services and First Interstate BancSystem.

Gross revenue Price/sales ratio Net revenue Earnings per share Price/earnings ratio
First business financial services $124.10 million 2.36 $35.76 million $4.05 8.56
First interstate banking system $656.00 million 3.08 $192.10 million $1.92 16.94

First Interstate BancSystem has higher revenue and profit than First Business Financial Services. First Business Financial Services trades at a lower price-to-earnings ratio than First Interstate BancSystem, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares the net margins, return on equity and return on assets of First Business Financial Services and First Interstate BancSystem.

Net margins Return on equity return on assets
First business financial services 28.81% 16.00% 1.33%
First interstate banking system 29.28% 10.07% 1.04%

Dividends

First Business Financial Services pays an annual dividend of $0.79 per share and has a dividend yield of 2.3%. First Interstate BancSystem pays an annual dividend of $1.64 per share and has a dividend yield of 5.0%. First Business Financial Services pays 19.5% of its profits as a dividend. First Interstate BancSystem pays 85.4% of its earnings as dividends, suggesting it may not have enough earnings to cover its dividend payment in the future. First Business Financial Services has increased its dividend for 10 consecutive years and First Interstate BancSystem has increased its dividend for 9 consecutive years.

Summary

First Interstate BancSystem beats First Business Financial Services on 10 out of 16 factors compared between the two stocks.

About First Business Financial Services (Get a rating)

First Business Financial Services, Inc. operates as a banking holding company for First Business Bank which provides commercial banking products and services to small and medium-sized businesses, business owners, executives, professionals and high net worth individuals. The Company offers deposit products, such as non-interest bearing transaction accounts, interest bearing transaction accounts, money market accounts, term deposits and certificates of deposit, as well as credit cards. It also offers lending products, including commercial real estate loans, commercial and industrial loans, small business administration loans and direct finance leases, as well as consumer and other loans comprising the value net of property, first and second mortgages and other personal loans for business and executive clients. The company offers commercial lending, asset-based lending, equipment financing, accounts receivable financing, vendor financing, floor plan financing, cash management services and employee retirement plans. business ; trust and estate administration, financial planning, investment management and private banking; and investment portfolio administration, asset-liability management, and asset-liability management process validation services for other financial institutions. First Business Financial Services, Inc. was founded in 1909 and is headquartered in Madison, Wisconsin.

About First Interstate BancSystem (Get a rating)

First Interstate BancSystem logoFirst Interstate BancSystem, Inc. operates as a bank holding company for First Interstate Bank which provides a range of banking products and services in the United States. It offers various traditional deposit products, including checks, savings deposits and term deposits; and repurchase agreements primarily for commercial and municipal depositors. The Company also offers real estate loans including commercial real estate, construction, residential, agricultural and other real estate loans; consumer loans including direct personal loans, credit card loans and lines of credit and indirect loans; variable and fixed rate commercial loans for small and medium sized manufacturing, wholesale, retail and service businesses for working capital needs and business expansion; and agricultural loans. Additionally, it provides a range of trust, employee benefits, investment management, insurance, agency and custodial services to individuals, businesses and non-profit organizations. In addition, the Company provides marketing, credit review, loan servicing, credit card issuance and servicing, mortgage sales and servicing, indirect purchase and processing of consumer loans, loan collection and other operational services, as well as online and mobile banking. It serves individuals, businesses, municipalities, and other entities in a variety of industries, including agriculture, construction, education, energy, government services, healthcare, hospitality, housing, l mining, professional services, real estate development, retail, technology, tourism and wholesale. Trade. As of December 31, 2021, it operated 147 banking offices, including individual drive-through facilities in communities in Idaho, Montana, Oregon, South Dakota, Washington, and Wyoming. The company was incorporated in 1971 and is based in Billings, Montana.



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Bird flu is suspected cause of death of six geese in Rochester Park

April 28, 2022

Montana Lending

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Rochester, MN (KROC-AM News) – Avian flu is the suspected cause of death for six Canada geese found in Silver Lake Park.

City officials said a Rochester resident reported six dead Canada geese in the park. The Minnesota DNR has removed the remains and is testing for highly pathogenic avian influenza (HPAI).

If the geese test positive for HPAI, City of Rochester employees who potentially had contact with the infected birds will be monitored by the Minnesota Department of Health’s (MDH) Zoonotic Disease Unit.

According to the Centers for Disease Control and Prevention (CDC), infections in people are rare. However, the disease can spread when enough of the virus gets into a person’s eyes, nose or mouth, or is inhaled. The spread of bird flu viruses from an infected person to close contact is rare, and when it has occurred has not led to continued spread among people.

Kim David/TSM

Kim David/TSM

“It’s rare to find a number of dead geese in the park with no apparent injuries,” Rochester Parks and Recreation Director Paul Widman said. We are taking precautions and working with county and state authorities to prepare for bird flu.

Widman said Rochester city parks will continue to be open to the public, but attendees should follow guidelines provided by Olmsted County Public Health (OCPH).

“Keeping away from wildlife is always recommended. Since the geese are currently in their nesting season, they tend to be a bit more aggressive than usual,” Widman said. “Park participants are encouraged to stay away from geese and other waterfowl.”

Kim David/TSM

Kim David/TSM

When bird flu is detected in Minnesota, a response zone is created around the infected premises to control movement and establish an area for testing and surveillance protocols to be performed. The Minnesota Board of Animal Health will determine if other birds near the park are infected.

Although people are not susceptible to bird flu, advice from the Centers for Disease Control and Prevention (CDC) to prevent exposure includes:

  • Avoid direct contact with wild birds and observe them only from a distance.
  • Avoid contact with poultry that appear sick or dead.
  • Avoid contact with surfaces that appear to be contaminated with the droppings of wild or domestic birds
  • Wear gloves and wash your hands with soap and water if you must handle wild birds or sick or dead poultry.
  • Wear respiratory protection, such as a medical mask, when handling birds.
  • Change clothes before contact with healthy poultry and domestic birds.

Residents who keep chickens, ducks or other birds at risk for HPAI should follow guidelines provided by the Minnesota Department of Animal Health.

WATCH: States with the most new small businesses per capita

The popular New Jersey brunch restaurant will now offer franchises

April 26, 2022

Montana Lending

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Apparently, the concept of a restaurant that only serves breakfast, lunch and brunch is proving popular, as Turning Point announced its first franchise deal.

There are already 21 Turning Points in New Jersey, Pennsylvania and Delaware (13 in NJ).

The upcoming 22 in Montgomery County, Pennsylvania, specifically in Upper Dublin, will be the first franchise location.

In a statement, the company said Turning Point is reinventing the breakfast, brunch and lunch experience by offering unique, creatively designed seasonal options in an environment that feels like home.

The restaurants are open from 7:30 a.m. to 3 p.m.

The company says the limited hours make owning a franchise even more attractive, providing a better quality of life for the owner as well as the employees. “Our franchisees can say goodbye to 80-hour workweeks and say hello to spending more time with loved ones and in control of their financial destinies.”

Some of Turning Point’s menu offerings include Avocado Smash Benny, Yankee Shrimp & Cheddar Grits, ‘OMG’ French Toast, as well as French pressed coffee ground by order.

Kirk Ruoff founded Turning Point in 1998 in Little Silver.

“Over the past 23 years, we’ve honed our skills to create this special concept, and we’re looking for talented, hard-working people to help us grow,” Ruoff said. “We are looking for successful, family-oriented restaurateurs with strong community ties to represent and implement the values ​​of Turning Point.”

If you want to be a franchisee, it is better to have a lot of money; according to a release, the initial investment to become a Turning Point franchisee ranges from $695,000 to $1,195,000, which includes an initial franchise fee of $45,000.

The opening of the new site is scheduled for May.

The views expressed in the above post are those of New Jersey 101.5 talk show host Bill Doyle only.

You can now listen to Deminski & Doyle — On demand! Listen to New Jersey’s favorite radio show every day of the week. Download the Deminski & Doyle show wherever you get podcasts, on our free app, or listen now:

Inside Scarlett Johansson’s $1.8 Million Penthouse in New York City

Take a look inside Scarlett Johansson’s longtime New York penthouse, which she sold for $1.8 million.

NJ Beach Tag Guide for Summer 2022

We are coming another summer to the Jersey Shore! Before you lose yourself in the excitement of sunny days on the sand, we calculate how much seasonal/weekly/daily beach beacons will cost you, and pre-season deals you can still take advantage of!

WATCH: States with the most new small businesses per capita

Supermarket car parks targeted by thieves

April 22, 2022

Montana Lending

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POHATCONG — There may be evidence of an ongoing scam in the parking lots of grocery stores and supermarkets in Warren County, according to police responding to the latest such incident on Thursday.

Pohatcong Township Police Department said on facebook that one of its agents was dispatched to the parking lot of Aldi to speak with an elderly victim who claimed her wallet had been stolen – but it did not happen outside that store.

Instead, the woman told police she was in her vehicle outside the ShopRite in nearby Greenwich Township earlier on Thursday when she was approached by someone she described as a hispanic man.

Police said the woman told them the man showed her lug nuts from a vehicle tire and explained, in broken English, that the pieces had come loose from his car.

When she rolled down her window, according to the inquest, the man took her wallet and fled on foot.

Pohatcong police say they have seen “several similar cases” this year which are “very alarming” and have already made one arrest.

Police Chief Scott Robb confirmed in an email to New Jersey 101.5 that the arrest stemmed from an incident about a month ago at the Pohatcong Stop & Shop.

Police say all of the encounters involved a Hispanic male, and the police department said it will release photos soon.

Anyone with further information is urged to contact the authorities.

Patrick Lavery is a reporter and anchor for New Jersey 101.5. You can reach him at [email protected]

Click here to contact an editor about a comment or correction for this story.

WATCH: States with the most new small businesses per capita

Municipal tax bill for every city and town in NJ, filed

Just under 30 cents of every $1 of property taxes collected in New Jersey supports municipal services provided by cities, townships, boroughs, and villages. Statewide, the average municipal tax bill alone in 2021 was $2,725, but that varied widely from over $13,000 in Tavistock to nothing in three townships. In addition to the $9.22 billion in taxes for municipal purposes, special tax districts that in some locations provide municipal services such as fire protection, garbage collection or economic development collected 323, $8 million in 2021.

How the World Seen New Jersey—1940s to 1980s

This is how New Jersey saw the world from 1940 to 1980. All of these photos are from AP and Getty publications, which means they were used in a magazine or newspaper. There have been many inventions and stories made in New Jersey. Check the photos below.

NJ Can’t Get Enough Legal Weed…Yet

April 22, 2022

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The first day of legal recreational weed sales saw long lines and fast sales. Many people who took the time to go said it was worth the trip even though the prices are high. It was a historic day, and most people went to take a selfie while queuing to be able to post it on social media.

On the first day, traffic backed onto Route 1 on Route 295 north to the Zen Leaf Dispensary in Lawrenceville.

Photo Dennis Malloy

Photo Dennis Malloy

Zen Leaf has three locations in New Jersey and dozens across the country. That’s a lot of overhead that businesses need to operate. There is marketing, rent, payroll, legal, etc.

The guy named Noz you met in the parking lot at Wawa or who pulls up in your driveway twice a month has none of those expenses. It can keep the price low and offer about as much variety. We had a few calls from dealers this week who said they would drop their price as low as necessary to stay competitive.

It’s a coincidence that a story came out this week warning people that drug dealers were mixing some of their products, including marijuana with fentanyl, theoretically to give their customers a bigger high and more business. . It’s definitely a danger and can happen with stronger drugs, but unlikely with weed.

New Jersey Recreational Cannabis

PA

Was this story started this week to encourage weed smokers to ditch their street vendor and head to state-regulated dispensaries? You can form your own opinion on that.

The other reason your dealer may offer it for less besides overhead is taxes. And we know the state of New Jersey is more addicted to tax money than a heroin addict. They didn’t legalize recreational weed because they wanted to advance the cause of freedom for consenting adults.

The reason most often cited is social justice, most citing the impact of drug laws on minorities. Nice cover, but IT’S THE MONEY, STUPID! They want everything they can grab to keep the government growing.

The views expressed in the above post are those of New Jersey 101.5 talk show host Dennis Malloy only.

You can now listen to Dennis & Judi — On demand! Listen to New Jersey’s favorite Best Friends anytime, anywhere, and any day of the week. Download the Dennis & Judi show wherever you get podcasts, on our free app, or listen now:

WATCH: States with the most new small businesses per capita

New Jersey lawyer and a judge dig into cops getting high

April 21, 2022

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He’s a New Jersey State Senator by day, but by night Jon Bramnick is known as “New Jersey’s Funniest Lawyer” and this Saturday night he’ll be appearing at Catch A Rising Star at the Princeton Hyatt Regency with Vince August, a Municipal Court judge who ditched the bench to do stand-up.

Bramnick and August were guests on my radio show New Jersey 101.5 and the controversial topic of “Now that we’ve legalized recreational marijuana, should the New Jersey police be able to get high on their day off?”

You can listen to the request from 0:59:30:

Original photo source Adobe Stock by Iarygin Andrii

original photo source Adobe Stock Iarygin by Andrii

“It’s new because how to tell someone that you can not do something legal?” said August. “We say this because marijuana remains in your bloodstream longer, unlike alcohol, but it does not necessarily mean you harm. »

August, who tours with Trevor Noah, continued with his tongue firmly planted in his cheek.

“Here’s the thing about cops getting high. They eat a lot of donuts like that already. Do we really want these guys to really take that aspect of their lives to the next level?”

“What I do not understand,” said Bramnick, “is if they are allowed to drink alcohol and get drunk as much as they want on Saturday night. How do you claim that they should not marijuana, which is now legal, “I understand that there are demands for it but I do not understand simply. I do not really understand what the difference between them drinking on Saturday night or smoking marijuana. I lost it. “

Photo provided by Jon Bramnick

Photo provided by Jon Bramnick

“The biggest problem here,” August says, “is having cops who are DREs (Drug Recognition Experts) in marijuana because that’s a new thing. That’s a thing with alcohol. , you can pretty much tell when somebody’s drunk. But with pot, you’re gonna have to give these guys all kinds of training. Now anyone can arrest somebody for DWI, but with marijuana, these guys will all need specialized training.

The month of August relativized

“A lot of people I know, I think they’re stoned half the time anyway. And they’re not. They’re just stupid. So we have to be careful with this thing.”

Photo provided by Trevor Noah

Photo provided by Trevor Noah

August then put his tongue back in his cheek.

“If we’re going to have cops, stoned, with guns. We’re going to have guys arresting dragons, we’re going to have guys arresting dinosaurs. We can’t have cops imagining or hallucinating while they’re drive the car shooting at imaginary things. We did it with kids a few years ago with pokemon on their phones chasing imaginary things in the park. Cope is going to do pokemon only they are going to get their ass kicked.

For tickets to see Jon Bramnick and Vince August with a Q&A afterwards, click here.

The views expressed in the above post are those of New Jersey 101.5 talk show host Steve Trevelise only. Follow him on Twitter @realstevetrev.

You can now listen to Steve Trevelise – On demand! Learn more about the personalities of New Jersey and what makes the Garden State interesting. Download the issue of Steve Trevelise wherever you get podcasts on our free app, or listening to now:

NJ Beach Tag Guide for Summer 2022

We reach another summer at the Jersey shore! Before you get lost in the excitement of sunny days on the sand, we calculate how much cost you seasonal beach tags / weekly / daily, and offers pre-season you can still enjoy!

WATCH: States with the most new small businesses per capita

A “housing shortage” amid a building boom that is outpacing household growth?

April 19, 2022

Montana Lending

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Something has to give.

By Wolf Richter for WOLF STREET.

Builders began construction of 147,400 private homes of all types in March, the biggest March since 2006. Housing starts are highly seasonal and peak in the summer. This included:

  • 99,100 single-family homeswhich was lower than March 2021 (102,800 homes), but both were the largest March starts since 2007.
  • 46,700 units in buildings with 5+ units, such as rental apartments and condos. It was the biggest month — any month, not just March — since 1986, as the boom in multi-family building construction continues, undisturbed by rumors of some sort of urban exodus.

In terms of seasonally adjusted annual rateBuilders began construction at a pace of 1.79 million housing units of all types in March, the highest for any month since June 2006.

Single-Family Homes vs. Units in Multi-Family Buildings.

Single-family housing starts, on a seasonally adjusted annual basis, fell from February to 1.20 million in March, in the same relatively high range that has prevailed since the end of 2020 and is measured up there with 2007 (red line in the graph below).

Housing starts in buildings with five or more units reached a seasonally adjusted annual rate of 574,000 units. This and the January 2020 spike were the largest multi-family housing starts since 1986 (purple line):

Construction and the industries it supports are important parts of the US economy. A downturn in the construction industry can significantly contribute to an overall economic recession.

Prior to the Great Recession, housing starts peaked in 2005 after years of overbuilding, then entered a long period of slowdown. The Great Recession didn’t begin until December 2007, by which time housing starts had plunged. Housing starts bottomed out in early 2009 and sat in the trash for another two years before starting to recover.

Today, housing starts are booming and there are no signs of a slowdown in construction, beyond the problems imposed on the industry by shortages of materials and labor that are delaying construction projects.

The “housing shortage?

On a theoretical level, let’s compare the annual rate of housing starts to the annual rate of increase in the number of households. It’s not 100% on target because housing starts alone don’t include the (relatively few) housing units demolished to make way for new housing units. But this serves as a rough indication of the trend over time.

In the chart below, the horizontal purple line marks the average annual increase in the number of households since 2000, according to Census Bureau annual data through 2020, an average increase of 1.17 million households per year. Annual household growth varies from year to year. In 2020, household growth actually turned negative for the first time in annual data dating back to 1948.

A household is defined by the people living in a dwelling (an address), whether it is a single person or a multigenerational family or a group of roommates. As long as they live in the same dwelling, it is a “household”.

Where the red line – the seasonally adjusted annual rate (SAR) of housing starts of all types – is above the purple line, housing units were built faster than households were added in mean.

As the chart shows, during the housing construction boom up to 2005, there was significant overbuilding, which later contributed to the housing slump.

Even as the housing crisis took hold and the land was flooded with vacant and newly built housing units, housing starts continued to outpace household growth until 2007, when housing starts had plunged enough that there were fewer housing starts over the next few years. than average household growth, and these additional households began to absorb housing units (purchased or rented).

Between 2015 and 2019, housing starts and household growth were roughly in balance. But they’re not in balance now – with housing starts significantly outpacing average household growth, especially in light of negative household growth in 2020.

The much-quoted “housing shortage” picture is clouded by many factors, including the building boom that is outpacing household growth. Many households have acquired more than one dwelling, while the other dwellings are vacant most of the time, if not all of the time. It could be a second home or third home, a vacation rental, or a home they haven’t sold yet after moving in order to ride the market all the way and resell it (I know a few people who do precisely that).

However, when investors buy homes and then put them on the rental market, there is no impact on the overall “housing shortage”. It is when someone buys a second home or vacation home that sits mostly unoccupied, or is converted into a vacation rental, that a dwelling is retired as a dwelling.

What there is, however, is a shortage of housing that is so priced that people can actually afford to live in it, renting or buying, after the massive price increases in recent years. years and rent increases in many cities.

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11 movies to see in Bay Area theaters during SFFilm 2022

April 17, 2022

Montana Lending

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Cicero Lucas plays a teenager who dreams of traveling to space in “Mars One”. Photo: SFILM

For the first time since 2019, the San Francisco International Film Festival will be held in theaters across the Bay Area, bringing together numerous films between its opening drama “Stay Awake,” screened Thursday, April 21, and its closes April 30. “Cha Cha really smooth.”

Here are some of the highlights of the festival’s lineup:

“March One”

A teenager dreams of one day joining a colony on Mars, while his family here on Earth struggles but strives in this lively Brazilian drama that observes not only the daily life of the clan, but also their individual ambitions and the secrets they hold. are hiding.

8:45 p.m. Friday, April 22. Roxie Theater, 3117 16th St., SF; 7:45 p.m. Saturday, April 23. Berkeley Art Museum and Pacific Film Archive, 2155 Center St., Berkeley.

French volcanologists Maurice and Katia Krafft in “Fire of Love” by Berkeley filmmaker Sara Dosa. Photo: Sandbox Films

“Fire of Love”

If ever a movie demanded to be seen on the big screen, it was this documentary from Berkeley filmmaker Sara Dosa, which premiered at the Sundance Film Festival in January. The story of French volcanologists Katia and Maurice Krafft, told through the couple’s images and photos of lava flows and ash plumes, captures the majesty and danger of an earth in motion.

Dosa, with the help of narrator Miranda July, tells a story steeped in science and romance, tracing the couple’s passion for their work and for each other.

1 p.m. Saturday, April 23. Castro Theater, 429 Castro St., SF; 5 p.m. April 24. Berkeley Art Museum and Pacific Film Archive.

Era Balaj, Flaka Latifi and Andi Bajgora in “The hill where the lionesses roar”. Photo: Hugo Paturel / SFFILM

“The hill where the lionesses roar”

Franco-Kosovar actress Luàna Bajrami (“Portrait of a Lady on Fire”) was only 18 when she made this film, her writing-directing debut in which three young Kosovar women refuse to accept the hopeless future that awaits them and star in spectacular scenes. fashion.

2:45 p.m. Saturday, April 23. Vogue Theater, 3290 Sacramento St., SF

Filmmaker Christine Choy in “The Exiles”. Photo: SFILM

“The exiled”

More than 30 years ago, Oscar-nominated director Christine Choy sought out the exiled leaders of China’s 1989 Tiananmen Square protests, but abandoned the project. Now she’s handing over the reins to two of her former New York University students, Violet Columbus (daughter of ‘Mrs. Doubtfire’ director Chris Columbus) and Ben Klein for this gripping documentary – winner of the Grand Jury Prize for Documentary American Sundance – blending old and new footage in an examination of the aftermath of a strangled revolution.

3 p.m. Saturday, April 23. Victoria Theatre, 2961 16th St., SF; 2:00 p.m. 24 April. Berkeley Art Museum and Pacific Film Archive.

Russian opposition leader Alexei Navalny is the subject of the documentary ‘Navalny’. Photo: SFFilm

‘Navalny’

When a would-be assassin poisons Russian politician Alexei Navalny, Daniel Roher’s documentary becomes as much a taut thriller as it is a profile of a man with the temerity to oppose Vladimir Putin.

Essential viewing in the wake of Russia’s invasion of Ukraine, “Navalny” – winner of the Audience Awards and Festival Favorite at Sundance – provides foreshadowing and context to current events rocking the world.

4:30 p.m. Saturday, April 23. Castro Theatre.

Martin Miller as an aspiring musician and a teenager pining for his best friend in the Argentinian coming-of-age drama “Sublime.” Photo: SFFilm

‘Gorgeous’

A teenager grapples with new erotic feelings for his childhood best friend and bandmate, as they prepare to put on a show, in this compelling Argentinian coming-of-age tale.

In his feature debut, writer-director Mariano Biasin elicits strong performances from his young cast in a winning drama that captures youthful aspirations, all set to a seductive garage rock beat.

9 p.m. on Saturday, April 23. Victoria Theatre.

John Boyega stars in the hostage drama “892,” the 65th SFFilm Festival’s flagship film on April 27 at the Castro Theater. Photo: Courtesy of SFFilm

‘892’

This slow-burning, headline-ripping thriller – the festival’s flagship film – stars John Boyega as an Iraqi war veteran who takes hostages at a Georgian bank in his campaign for Veterans Affairs to do what it takes for him.

Nicole Beharie and Selenis Leyva as hostages, and the late Michael Kenneth Williams as police negotiator, provide strong support. But that’s Boyega’s show, and it’s fascinating.

7:30 p.m. April 27. Castro Theatre.

Haley Lu Richardson and Owen Teague play estranged siblings in “Montana Story.” Photo: SFILM

“History of Montana”

Former San Franciscans David Siegel and Scott McGehee (“What Maisie Knew”) visit the land of Big Sky for their first film in nearly a decade.

Against the natural beauty of rural Montana, an ugly tale of family dysfunction emerges as their father’s impending death forces the estranged siblings (both terrific Haley Lu Richardson and Owen Teague) to come together and confront the issues that separated them.

8:30 p.m. April 28. Victoria Theatre.

Jeremy Irvine as Ivor Novello and Jack Lowden as Siegfried Sassoon in Terence Davies’ ‘Benediction’. Photo: Laurence Cendrowicz / Road Attractions

‘Blessing’

Terence Davies’ first feature film since the 2016 Emily Dickinson biopic “A Quiet Passion” pays homage to fellow poet, Siegfried Sassoon, in a drama that draws a stark contrast between his fiery youth and muted old age.

Jack Lowden and Peter Capaldi star as Sassoon in a gorgeous film that uses the writer’s verse as the story weaves through time.

4 p.m. April 29. Berkeley Art Museum and Pacific Film Archive; 3:30 p.m. April. Castro Theatre.

Oakland filmmaker Reid Davenport films from his wheelchair-bound perspective in “I Didn’t See You There.” Photo: Reid Davenport / SFFilm

“I didn’t see you there”

Oakland filmmaker Reid Davenport won the American Documentary Achievement Award at Sundance for this documentary shot entirely from his point of view as he navigates everyday life in a wheelchair.

A circus tent popping up near Davenport’s apartment inspires commentary on freak show history and attitudes towards those seen as ‘freaks’, while blocked railings and other obstacles underscore the recklessness and the microaggressions of today’s world.

6 p.m. April 29. Victoria Theatre; 3:30 p.m. April. Berkeley Art Museum and Pacific Film Archive.

Wanda Johnson, mother of Oscar Grant, in the documentary ‘Black Mothers Love and Resist’. Photo: SFILM

“Black Mothers Love and Resist”

The activism of Wanda Johnson, Oscar Grant’s mother, in the years following her death in 2009 on a BART platform is at the forefront of this documentary, focusing on mothers left behind when their children are killed by the police.

While depicting families’ emotional wounds and survivors’ efforts to change laws and institutions, the film also depicts Johnson helping Angela Williams, a woman from Troy, Alabama, whose son survived a beating by the police. police, fight for justice.

8:30 p.m. April 29. Roxie Theatre.



LEO HLDG: Local Bounti® Closes Acquisition of Pete’s® – Form 8-K

April 7, 2022

Montana Lending

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Local premium® Closes Acquisition of Pete’s®

HAMILTON, Montana, April 5, 2022 – Local Bounti Corporation (NYSE: LOCL, LOCL WS) (“Local Bounti Corporation®” or the “Company”), a groundbreaking U.S. indoor farming company combining the best aspects of vertical and greenhouse growing technologies, today announced that it has completed its acquisition of the California-based complementary indoor farming company Hollandia Produce Group, Inc., which operates as Pete®as of April 4, 2022.

“Combining Pete’s operational scale and retail distribution footprint with our peak unit level economics creates immediate value for our employees, customers, partners and shareholders,” said Craig Hurlbert, co – CEO of Local Bounti. “This acquisition is immediately accretive and opens the door to further margin expansion as we implement our proprietary Stack & Flow technology. in Pete’s facilities and unlock additional operational synergies. Combined, this platform is well positioned to tackle the growing market for environmentally controlled agricultural products, which is expected to reach $30 billion in the United States by 2025, and generate accelerated returns on invested capital. . We welcome all 130 Pete employees to the Local Bounti family and look forward to a seamless onboarding process. »

Magda Overgaag, co-founder, matriarch of Hollandia Produce Group, Inc. and mother of Pete, said, “The closing of the transaction with Local Bounti marks another important milestone for my family and our long history in the industry. CEA which started over 100 years ago when my father and my husband’s father started growing under glass in the Netherlands. We immigrated our family to California in 1968 and have been innovating in cultivation techniques for various cultures ever since. Today, Pete’s is a trusted brand that provides the highest quality live lettuce varieties in the industry. We couldn’t be more excited about this transaction, which ensures our family’s legacy will live on and be a formidable force in the CEA industry for generations to come.

Local Bounti financed the purchase price of $122.5 million, with a combination of $92.5 million in cash provided under Local Bounti’s loan facility with Cargill, and $30.0 million dollars of consideration payable in common shares of Local Bounti. Along with the closing, Local Bounti also announced the appointment of Brian Cook as President of Local Bounti, who will report to co-CEOs Craig Hurlbert and Travis Joyner. Mr Cook previously served as Chairman of Pete’s from November 2017 until its acquisition by Local Bounti.

About Local Bounti®

Local Bounti is a leading Controlled Environment Agriculture (CEA) company redefining conversion efficiency and environmental, social and governance (ESG) standards for indoor agriculture. Local Bounti operates an advanced indoor grow facility in Hamilton, Montana, a few hours drive from its retail and restaurant partners. Reaching retail shelves in record time after harvest, Local Bounti products are superior in taste and quality to traditional field-grown greens. USDA Harmonized Good Agricultural Practices (GAP Plus+) and Local Bounti non-genetically modified organism (GMO) products are sustainably grown using proprietary technology 365 days a year, pesticide free no herbicides, and using 90% less land and 90% less water than conventional outdoor farming methods. With a mission to “bring our farm to your kitchen with as few miles as possible,” Local Bounti disrupts the growing and delivery of produce. Local Bounti is also committed to making meaningful connections and giving back to each of the communities it serves. To learn more, visit localbounti.com or follow the company on LinkedIn for the latest news and developments.

Forward-looking statements

This press release contains “forward-looking statements” within the meaning of the “safe harbor” provisions of the United States Private Securities Litigation Reform Act of 1995. In some instances, you may identify these forward-looking statements by words such as “anticipate, “”approximate”, “believe”, “commit”, “continue”, “could”, “estimate”, “expect”, “hope”, “intend”, “may”, “prospects”, “plan”, “project”, “potential”, “should”, “should”, “shall” and other similar words or expressions. Forward-looking statements reflect the Company’s current expectations or beliefs regarding future events and actual events may differ materially from historical results or current expectations. Readers are cautioned not to place undue reliance on these forward-looking statements, which are not guarantees of future performance and are subject to a number of uncertainties, risks, assumptions and other factors, many of which are beyond under the control of the Company. . The forward-looking statements contained in this press release address a variety of topics, including, for example, the Company’s business prospects following the transaction. The following factors, among others, could cause actual results to differ materially from those described in these forward-looking statements: the effects of disruption to Local Bounti’s business as a result of the transaction; the impact of transaction costs on Local Bounti’s 2022 interim and full-year 2022 financial results; Local Bounti’s ability to retain Pete’s customers after completion of the transaction; Local Bounti’s ability to realize the expected benefits of the transaction; uncertainty of water supply (and related uncertainty of certain water use rights) for Pete’s facilities located in California; Local Bounti’s ability to effectively integrate acquired operations into its own operations; Local Bounti’s ability to retain and hire key personnel; the uncertainty of projected financial information; diversion of management’s time on transaction-related matters; the increased leverage of Local Bounti due to the additional indebtedness incurred in connection with the transaction; restrictions contained in Local Bounti’s debt facility agreements with Cargill; Local Bounti’s ability to repay, refinance, restructure and/or extend its indebtedness upon maturity; and unknown liabilities that may be assumed in the transaction. In addition, actual results are subject to other risks and uncertainties that relate more broadly to the Company’s overall business, including Local Bounti’s ability to generate revenue; the risk that Local Bounti will never achieve or maintain profitability; the risk that Local Bounti will not be able to effectively manage its future growth; the risk that Local Bounti will not be able to obtain the necessary additional capital when needed on acceptable terms, or at all; Local Bounti’s ability to construct additional facilities; reliance on third parties for construction, delays in delivery of materials and supply chains and fluctuation in material prices; Local Bounti’s ability to reduce cost of goods sold over time; the potential for damage or problems with Local Bounti’s CEA facilities; Local Bounti’s ability to attract and retain qualified employees; Local Bounti’s ability to develop and maintain its brand or any brands it may acquire; Local Bounti’s ability to maintain its corporate culture or focus on its vision as it grows; Local Bounti’s ability to execute its growth strategy; the risks of diseases and pests destroying crops; Local Bounti’s ability to compete successfully in the highly competitive natural foods market; Local Bounti’s ability to defend against intellectual property infringement claims; changes in consumer preferences, perception and consumption habits in the food industry; seasonality; Local Bounti’s ability to achieve its sustainability goals; and other risks and uncertainties disclosed from time to time, including those under “Risk Factors” and “Forward-Looking Statements” in Local Bounti’s Annual Report on Form 10-K for the fiscal year ended December 31, 2021, filed with the Securities and Exchange Commission (the SEC) on March 30, 2022, as supplemented by subsequent quarterly reports on Form 10-Q and annual reports on Form 10-K, as well as other reports and documents that Local Bounti files from time to time with the SEC. Local Bounti cautions that the above list of factors is not exclusive and cautions readers not to place undue reliance on forward-looking statements, which speak only as of the date hereof. Local Bounti does not undertake or accept any obligation or commitment to update or revise any forward-looking statements to reflect any change in its expectations or any change in events, conditions or circumstances on which any such statement is based.

Contact:

Kathleen Valiasek, Chief Financial Officer

Local bonus

[email protected]

Warning

Local Bounti Society published this content on 07 April 2022 and is solely responsible for the information contained therein. Distributed by Audienceunedited and unmodified, on Apr 07, 2022 21:17:33 UTC.

© Publicnow 2022

Sales

Net revenue

Net debt

P/E ratio
Yield
Capitalization 325 million
325 million
EV / Sales -1
EV / Sales 0
# of employees
Floating


Duration :

Period :




LEO HLDG Technical Analysis Chart |  MarketScreener



Evolution of the income statement


Participating NJ Applebee’s® Announces Late Night Dollar Dollar Beverage Special for All of April | national news

April 6, 2022

Montana Lending

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Every night from 10:00 p.m. until closing, Applebee’s, owned by Doherty Enterprises, New Jersey, will be giving away $1 ‘Dollaritas’

ALLENDALE, NJ, April 6, 2022 (SEND2PRESS NEWSWIRE) — Applebee’s Neighborhood Grill & Bar welcomes spring with a $1 late night drink special every night in April from 10 p.m. until closing. Starting today and through April 30, 2022, customers can enjoy a tasty Dollarita Margarita ($1), plus select half-price appetizers, at Applebee’s® restaurants in New Jersey that are owned and operated by local franchisee Doherty Enterprises (see list of participating locations below).

The famous $1 margarita – known as Dollarita – will be available at Applebee’s® stores owned by Doherty Enterprises throughout the Garden State.

The Dollarita is a classic drink – and now this neighborhood favorite can be enjoyed for just a dollar. It’s refreshing and affordable, perfect for rocking your late nights.

“This unbeatable late-night beverage offering is our special way to celebrate the arrival of spring with our guests,” said Tim Doherty, CEO of Doherty Enterprises. “There’s no better way to satisfy a late-night craving than with a $1 drink and one of our signature half-price appetizers.”

The NJ Applebee’s® locations, owned and operated by Doherty Enterprises, participating in this special offer are:

New Jersey: Brick, Bridgewater, Butler, Clark, Clifton, Edison, Garfield, Hackensack, Hackettstown, Hillsborough, Howell, Jersey City, Kearny, Lacey, Linden, Manahawkin, Manalapan, Manchester, Middletown, Milltown, Mt. Olive, Newton, North Bergen, Ocean, Paramus, Parsippany, Phillipsburg, Piscataway, Rockaway, Tinton Falls, Totowa and Union.

For more information and other limited time offers from Applebee’s, stop by your local Applebee restaurant.

*Offer valid only for on-site dining at Applebee’s® locations owned and operated by Doherty Enterprises in New Jersey and guests must be 21 years of age or older to enjoy responsibly. Offer valid from 04/01/22 to 04/30/22. Learn more: https://www.applebees.com/fr

About Doherty Enterprises, Inc.

Founded in 1985, Doherty Enterprises owns and operates more than 130 restaurants in New Jersey, New York, Florida and Georgia, including five restaurant concepts: Applebee’s Neighborhood Grill & Bar, Panera Bread, Chevys Fresh Mex and its own concepts, The Shannon Rose Irish Pub and Spuntino Wine Bar and Italian Tapas. Additionally, Doherty Enterprises is also a Sola Salon Studios franchisee with 8 locations in Staten Island and New Jersey. Doherty Enterprises is ranked 11th among the Top 200 Franchisees in the United States by Restaurant Finance Monitor, is recognized as the 77th Largest Foodservice Company in the United States by Nation’s Restaurant News, the 73rd Largest Privately Owned Company in the Metro Area of New York by Crain’s Business and 34th Largest Private Company in New Jersey by NJBIZ.

Doherty’s vision is to be the “best foodservice company in the communities we serve” and its mission is to “wow every guest every time, wow our employees, wow our communities and wow our suppliers”. Doherty Enterprises has also lent a helping hand to team members and their immediate families when they are financially burdened through the WOW a Friend Foundation. To date, the foundation has helped over 3,100 people and donated over $4.1 million directly to those in need. Learn more: https://www.dohertyinc.com/

About Applebee’s®

As one of the world’s leading casual dining brands, Applebee’s Neighborhood Grill + Bar serves as an American kitchen table, offering diners a lively dining experience that combines simple, mouth-watering American fare with classic drinks and drafts. local. Applebee’s makes it easy for family and friends to communicate with each other, whether in a dining room or the comfort of a living room, Eatin’ Good in the Neighborhood™ is a familiar and affordable escape from the everyday. Applebee Restaurants are owned and operated by entrepreneurs who are dedicated to not only serving great food, but also building the communities we call home. From raising money for local charities to hosting community fundraisers, Applebee’s is always Doin’ Good in the Neighborhood®. Applebee’s franchised and company-operated operations included 1,680 Applebee restaurants in the United States, two U.S. territories, and 11 countries outside the United States as of December 31, 2021. This number does not include the two shadow kitchens in ‘Applebee’ (small kitchens without store-front presence, used to fulfill off-site orders) and eight international Applebee ghost kitchens. Applebee’s is franchised by subsidiaries of Dine Brands Global Inc. [NYSE: DIN]which is one of the largest full-service catering companies in the world.

MEDIA CONTACT:

Lynn Munroe

845-548-121

NEWS SOURCE: Doherty Enterprises

This press release has been issued on behalf of the source of the information (Doherty Enterprises) which is solely responsible for its accuracy, by Send2Press® Newswire. The information is believed to be accurate but not guaranteed. Story ID: 80590 APDF-R8.5

© 2022 Send2Press®, a press release and electronic marketing service of NEOTROPE®, California, USA.

To see the original version, visit: https://www.send2press.com/wire/participating-nj-applebees-announces-special-late-night-one-dollar-drink-offer-for-the-entire-month-of-april/

Disclaimer: The content of this press release was not created by The Associated Press (AP).

Local Bounti® closes Acquisiti – GuruFocus.com

April 5, 2022

Montana Lending

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HAMILTON, Mont., April 5, 2022 /PRNewswire/ — Local Bounti Corporation (NYSE: LOCL, LOCL WS) (“Local Bounti®” or the “Company”), a revolutionary U.S. indoor farming company combining the best aspects of vertical and greenhouse growing technologies , today announced the successful completion of its acquisition of CaliforniaHollandia Produce Group, Inc., a New York-based complementary indoor farming company, trading as Pete’s®, beginning in April 42022.

“The combination of Pete’s operational scale and retail distribution footprint with our peak unit level economics creates immediate value for our employees, customers, partners and shareholders,” said Craig Hurlbert, co-CEO of Local Bounti. “This acquisition is immediately accretive and opens the door to further margin expansion as we implement our proprietary Stack & Flow Technology™ at Pete’s facilities and unlock additional operational synergies. product market, which should reach $30 billion in the United States by 2025 and generate accelerated returns on invested capital. We welcome all 130 Pete employees to the Local Bounti family and look forward to a seamless onboarding process. »

Magda Overgaagco-founder, matriarch of Hollandia Produce Group, Inc. and mother of Pete, said, “The closing of the transaction with Local Bounti marks another important milestone for my family and our long history in the CEA industry which has started over 100 years ago. ago when my father and my husband’s father started growing under glass in the Netherlands. We immigrated our family to California in 1968 and have been at the forefront of innovation in growing techniques for a variety of crops ever since. Today, Pete’s is a trusted brand that offers the highest quality live lettuce varieties in the industry. We couldn’t be more excited about this transaction, which ensures our family’s legacy will live on and be a formidable force in the CEA industry for generations to come. »

Local Bounti financed the purchase price of $122.5 millionwith a combination of $92.5 million cash provided under Local Bounti’s loan facility with Cargill, and $30.0 million consideration payable in common shares of Local Bounti. Along with the closing, Local Bounti also announced the appointment of Brian Cook as President at Local Bounti, who will report to the Co-CEOs Craig Hurlbert and Travis Joyner. Mr. Cook previously served as Chairman of Pete’s de November 2017 until its acquisition by Local Bounti.

About Local Bounti®
Local Bounti is a leading Controlled Environment Agriculture (CEA) company redefining conversion efficiency and environmental, social and governance (ESG) standards for indoor agriculture. Local Bounti operates an advanced indoor growing facility in Hamilton, Montana, a few hours drive from its retail and restaurant partners. Reaching retail shelves in record time after harvest, Local Bounti products are superior in taste and quality to traditional field-grown greens. USDA Harmonized Good Agricultural Practices (GAP Plus+) and Local Bounti non-genetically modified organism (GMO) products are sustainably grown using proprietary technology 365 days a year, pesticide free no herbicides, and using 90% less land and 90% less water than conventional outdoor farming methods. With a mission to “bring our farm to your kitchen with as few miles as possible,” Local Bounti disrupts the growing and delivery of produce. Local Bounti is also committed to making meaningful connections and giving back to each of the communities it serves. To learn more, visit localbounti.com or follow the company on LinkedIn for the latest news and developments.

Forward-looking statements
This press release contains “forward-looking statements” within the meaning of the “safe harbor” provisions of the United States Private Securities Litigation Reform Act of 1995. In some instances, you may identify these forward-looking statements by words such as “anticipate, “”approximate”, “believe”, “commit”, “continue”, “could”, “estimate”, “expect”, “hope”, “intend”, “may”, “prospects”, “plan”, “project”, “potential”, “should”, “should”, “shall” and other similar words or expressions. Forward-looking statements reflect the Company’s current expectations or beliefs regarding future events and actual events may differ materially from historical results or current expectations. Readers are cautioned not to place undue reliance on these forward-looking statements, which are not guarantees of future performance and are subject to a number of uncertainties, risks, assumptions and other factors, many of which are beyond under the control of the Company. . The forward-looking statements contained in this press release address a variety of topics, including, for example, the Company’s business prospects following the transaction. The following factors, among others, could cause actual results to differ materially from those described in these forward-looking statements: the effects of disruption to Local Bounti’s business as a result of the transaction; the impact of transaction costs on Local Bounti’s 2022 interim and full-year 2022 financial results; Local Bounti’s ability to retain Pete’s customers after completion of the transaction; Local Bounti’s ability to realize the expected benefits of the transaction; uncertainty of water supply (and related uncertainty for certain water rights) for Pete’s facilities located at California; Local Bounti’s ability to effectively integrate acquired operations into its own operations; Local Bounti’s ability to retain and hire key personnel; the uncertainty of projected financial information; diversion of management’s time on transaction-related matters; the increased leverage of Local Bounti due to the additional indebtedness incurred in connection with the transaction; restrictions contained in Local Bounti’s debt facility agreements with Cargill; Local Bounti’s ability to repay, refinance, restructure and/or extend its indebtedness upon maturity; and unknown liabilities that may be assumed in the transaction. In addition, actual results are subject to other risks and uncertainties that relate more broadly to the Company’s overall business, including Local Bounti’s ability to generate revenue; the risk that Local Bounti will never achieve or maintain profitability; the risk that Local Bounti will not be able to effectively manage its future growth; the risk that Local Bounti will not be able to obtain the necessary additional capital when needed on acceptable terms, or at all; Local Bounti’s ability to construct additional facilities; reliance on third parties for construction, delays in delivery of materials and supply chains and fluctuation in prices of materials; Local Bounti’s ability to reduce cost of goods sold over time; the potential for damage or problems with Local Bounti’s CEA facilities; Local Bounti’s ability to attract and retain qualified employees; Local Bounti’s ability to develop and maintain its brand or any brands it may acquire; Local Bounti’s ability to maintain its corporate culture or focus on its vision as it grows; Local Bounti’s ability to execute its growth strategy; the risks of diseases and pests destroying crops; Local Bounti’s ability to compete successfully in the highly competitive natural foods market; Local Bounti’s ability to defend against intellectual property infringement claims; changes in consumer preferences, perception and consumption habits in the food industry; seasonality; Local Bounti’s ability to achieve its sustainability goals; and other risks and uncertainties disclosed from time to time, including those under “Risk Factors” and “Forward-Looking Statements” in Local Bounti’s Annual Report on Form 10-K for the fiscal year ended December 31, 2021filed with the Securities and Exchange Commission (the SEC) on March 30, 2022, as supplemented by subsequent quarterly reports on Form 10-Q and annual reports on Form 10-K, and other reports and documents that Local Bounti files from time to time with the SEC. Local Bounti cautions that the above list of factors is not exclusive and cautions readers not to place undue reliance on forward-looking statements, which speak only as of the date hereof. Local Bounti does not undertake or accept any obligation or commitment to update or revise any forward-looking statements to reflect any change in its expectations or any change in events, conditions or circumstances on which any such statement is based.

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Publication of the file gives details of the fatal accident of South Dakota AG | national news

March 31, 2022

Montana Lending

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SIOUX FALLS, SD (AP) – South Dakota Details Attorney General Jason Ravnsborg A fatal 2020 pedestrian crash was publicly revealed on Wednesday as the Legislative Assembly released unredacted portions of the accident investigation, offering a fresh look at the minutes surrounding the accident but leaving unanswered how Ravnsborg couldn’t have seen the man he hit.

Nearly 200 case files in the crash investigations and arraignment were posted online on Wednesday, allowing public scrutiny of the investigation for the first time since the fatal crash in September 2020. Parts of the investigation about the crash, including messages on Ravnsborg’s phones and photos of the body of pedestrian Joseph Boever, were redacted by the House committee.

Lawmakers wrapped up a month-long inquiry on Monday by voting to party lines t o recommend that Ravnsborg not be impeached. The House will meet on April 12 to consider the committee’s report.

Republican Attorney General last year pleaded no contest to a pair of misdemeanors in the accident and had to pay fines. He called the crash a tragic accident, insisting he didn’t realize he had killed a man until he returned to the scene the next day and found his body.

Accident investigation records revealed that Ravnsborg had been stopped more than 25 times for traffic violations, including eight times since he took office in 2019. Ravnsborg told investigators: ” I never exceed more than four”, even though he had been stopped for speeding five times. times since 2019.

The House impeachment committee also found that Ravnsborg in law enforcement interviews ‘understated or omitted, and at worst, misrepresented’ how he scrolled his cell phone while commuting from a pickup. of GOP funds the night of the crash. However, Republican lawmakers argued it did not rise to the level of an impenetrable offense because it was not part of his official “on duty” duties as Attorney General.

Ravnsborg told investigators the last thing he remembered was looking at his speedometer “and then wham.” He hit Boever.

Boever’s body suffered “multiple traumatic injuries”, according to an autopsy. A toxicology report also revealed that Boever had taken a large amount of Lorazepam, an anxiolytic, but not enough to be fatal.

Crash investigators found that Ravnborg’s car had driven completely across the shoulder of the freeway when it hit Boever. It then took 44 seconds for Ravnsborg to stop his car and dial 911, investigators found after examining his cellphone.

Ravnsborg searched the crash area, according to cellphone data, and approached within a few feet of Boever’s body. But the attorney general insisted he had not seen his body or a small flashlight he was carrying.

“I still don’t know what happened while I was driving,” Ravnsborg texted his top aides about 30 minutes after the crash.

Hyde County Sheriff Mike Volek, who responded to the scene, also said he had not seen the body. After assuming that Ravnsborg had hit a deer, Volek sent the attorney general home, lending him a personal vehicle.

However, as Volek waited for a tow truck to show up, he was disturbed that no deer had been found and took another look around the scene. He saw Boever’s flashlight shining in the grass, he told investigators, but did not look closely because he thought it was a bulb from Ravnsborg’s car.

Ravnsborg reported Boever’s death to Volek the following day after returning to the scene of the crash and finding Boever’s body.

That evening, Governor Kristi Noem was preparing to give a press conference about the crash, and her chief of staff at the time was coordinating with the attorney general’s office to release a statement saying he would cooperate with the crash. investigation, according to text messages.

But a few days later, Noem, another Republican, would push Ravnsborg to resign.

Three days after the accident and with the investigation ongoing, Ravnsborg was at the Criminal Investigation Division headquarters in Pierre when he approached an officer, Brent Gromer, who had expertise in forensic examinations of phones. laptops and asked him what investigators could find on his phones. . The accident investigation says a detective was told the interaction made Gromer “uncomfortable”, but does not say who told the detective.

The same day, the governor’s chief of staff, Tony Venhuizen, texted Ravnsborg: “Given what is happening, the governor is going to ask you to take some time off, at least until the conclusion of the investigation.”

At the end of the inquest last year, Noem publicly called for Ravnsborg’s resignation, and after avoiding jail for the accident, she would push harder for his removal.

So far it has been thwarted. Ravnsborg refused to withdraw. He also asked Ross Garber, a professor at Tulane Law School, to send a letter to the House impeachment committee opposing the impeachment because his actions “were unrelated to his office.”

Republicans on the committee agreed in a majority report that whatever Ravnsborg did wrong was not part of his job in office.

Zest AI announces partnership with CU leagues in Minnesota, Montana and Wisconsin

March 28, 2022

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Zest AI announces partnership with CU leagues in Minnesota, Montana and Wisconsin

By Edlyn Cardoza

Today

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  • Minnesota Credit Union Network

Zest AI recently announced a partnership with Minnesota Credit Union Network, Montana Credit Unions, and Wisconsin Credit Union League to bring Zest AI lending software to their over 5 million members.

Models built using Zest, chosen as the exclusive alliance provider of CUNA Strategic Services in 2021, use thousands of data points and better math than traditional national models to safely approve more members overlooked by legacy notation. Credit unions using Zest software achieve 5-fold instant decision rates and 25%-30% higher approvals with no added risk. Loan approvals are also more inclusive by relying on in-depth information from credit reports and loan histories in the markets served by League members.

“The opportunity to bring AI-powered loans to credit unions in these three states will have a significant impact,” says Jose ValentineVice President of Corporate Development at Zest AI. “Through these partnerships, the lives of millions of people will be enriched by expanding access to affordable credit.”

“Zest has earned the trust of many institutions like ours, delivering significant value in the form of faster, more consistent, and more inclusive decisions that will help our members achieve their goals,” says John Ferstldirector of operations of the Minnesota Credit Union Network. “We are thrilled to offer this opportunity to credit unions in Minnesota.”

“We are continually working to ensure our Wisconsin League members have access to top-quality products and services that expand access and opportunity,” says Brett ThompsonPresident and CEO of the Wisconsin Credit Union League. “This partnership with Zest AI achieves exactly that.”

Tracie KenyonPresident and CEO of Montana Credit Unionsadded – “Expanding the pool of resources available to our members has great benefits here in Montana, and this partnership with Zest is an important addition to our services.”

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Northrim BanCorp, Inc. Announces Executive Promotions

March 25, 2022

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ANCHORAGE, Alaska, March 25, 2022 (GLOBE NEWSWIRE) — Northrim BanCorp, Inc. (NASDAQ: NRIM) announced the promotions of Michael Huston to President and Chief Loan Officer of Northrim Bank and Amber Zins to Vice – Executive Chairman and Chief Operating Officer of Northrim Bank, effective March 26.

Mike Huston assumes the role of chairman of Northrim Bank, where he is also director of loans. He succeeds Joe Schierhorn as chairman, who remains chairman and chief executive officer of Northrim Bank and chief executive officer, president and chief operating officer of Northrim Bancorp, Inc., the parent company of Northrim Bank. Amber Zins assumes the role of Chief Operating Officer of Northrim Bank.

“Mike and Amber bring a wealth of experience and knowledge to their new roles and expanded responsibilities,” said Joe Schierhorn, CEO. “We have built a team of experienced professionals over the years to ensure the long-term success of our business. Investing in our people and recruiting talented bankers to our team remains a key part of our growth strategy.

Mr. Huston was hired as Executive Vice President and Chief Loan Officer of Northrim Bank in May 2017. Huston came to Northrim with over 25 years of experience, including serving as Executive Vice President and Chief Services Officer banks at First Interstate Bank in Billings, Montana. He holds a Bachelor of Science in Finance from Arizona State University and is a graduate of Pacific Coast Banking School. He is Past President of the Anchorage Economic Development Corporation and serves on the United Way of Anchorage Board of Directors.

Ms. Zins has worked for Northrim Bank for 14 years, when she was hired as head of internal audit. She has also served as Senior Vice President, Chief Human Resources Officer and most recently Executive Vice President and Chief Administrative Officer of Northrim Bank. Zins holds a Bachelor of Business Administration in Accounting from the University of Alaska Fairbanks and is a Certified Public Accountant. She is currently attending the Pacific Coast Banking School at the University of Washington. Zins was an adjunct professor at the University of Alaska in Anchorage for 12 years.

About Northrim BanCorp

Northrim BanCorp, Inc. is the parent company of Northrim Bank, an Alaska-based community bank with 17 branches in Anchorage, Matanuska Valley, Soldotna, Juneau, Fairbanks, Ketchikan and Sitka, and a loan origination office in Kodiak, serving 90% of Alaska’s population; and an asset-based lending division in Washington; and a wholly owned mortgage brokerage, Residential Mortgage Holding Company, LLC. The Bank stands out for its in-depth knowledge of the Alaskan economy and its “Customer First Service” philosophy. Pacific Wealth Advisors, LLC is an affiliate of Northrim BanCorp.

www.northrim.com

Contact: Joe Schierhorn, CEO and COO
(907) 261-3308
Jed Ballard, Chief Financial Officer
(907) 261-3539

Taylor Swift Writes New Song for ‘Where the Crawdads Sing’ Movie: Listen – Billboard

March 22, 2022

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Something about North Carolina felt like home in a way. Taylor Swift revealed on Tuesday March 22 that she is lending her voice and lyrics to the Reese Witherspoon-produced film, slated for July Where the Crawdads To sing with an original song titled “Carolina”.

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The 11-time Grammy winner posted the trailer for the film — which includes her lyrics and deep-voiced filler gaps between leading lady Daisy Edgar-Jones and the rest of the cast’s dialogue — on Instagram, and explained in her caption how “Carolina” came to be. “Where the Crawdads sing is a book I completely lost myself in when I read it years ago,” she wrote. “As soon as I heard a movie was in the works starring the amazing @daisyedgarjones and produced by the brilliant @reesewitherspoon, I knew I wanted to be a part of it on the musical side.”

Swift also noted that she was the sole writer of the track and revealed that it was produced by her. Folklore and Always collaborator Aaron Dessner. “I wanted to create something haunting and ethereal to match this compelling story,” she said, promising the full version will be released soon.

A New York Times bestseller, Delia Owens Where the Crawdads sing follows a girl named Kya as she learns to survive on her own in the North Carolina swamp after her entire family abandons her. Her story becomes more complicated when she finds herself romantically and sexually pursued by two young men in town, and even more complex when one of these young men is found dead and she is framed for his murder.

“You haven’t seen me here, they’ve never seen me here,” Swift sings in the trailer. “There are places I’ll never go / Things that only Carolina will ever know.”

The “All Too Well” artist is a veteran of movie soundtracks at this point. Her film contributions date back to 2009, when she shared “Crazier” with Hannah Montana: The Movieand she has since written songs for the hunger games franchise, Valentine’s day, A chance and fifty shades darker.

Check out the first single from Taylor Swift’s new song “Carolina” in the Where the Crawdads sing trailer below:

‘It’s just a gift’ Lincoln’s blood donor generosity flows to others | Local

March 19, 2022

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Matt Ochsner American Red Cross/Idaho and Montana

Editor’s note: March is Red Cross Month — a national tradition that began nearly 80 years ago when President Franklin D. Roosevelt issued the first national proclamation of Red Cross Month. It is also an opportunity for the humanitarian organization to recognize those who make its work possible, including its volunteers who respond to disasters large and small, and its blood donors who roll up their sleeves to ensure that hospitals have the blood their patients depend on. Below is one such longtime blood donor, Rich Paul of Lincoln.

Rich Paul was in boot camp at Lackland Air Force Base in San Antonio in the early 1960s when an instructor arrived with an announcement.

There was a girl in the military hospital who had cancer, and they needed blood donors.

“He said, ‘We’ll give you the rest of the day if you give blood now.’ So I put my hand up right away,” Paul said. “It seemed like a good deal to me.”

Six decades and more than 215 donations later, Paul still raises his hand as a faithful Red Cross blood donor.

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“Damn, I got a lot of blood,” he said. “If I could do anything to help someone, it’s just a gift as far as I’m concerned.”

Eighty-three-year-old Paul lives just west of Lincoln and donates to community campaigns as often as he can. The other donors and the Red Cross team know him well.

“It’s like Old House Week every 60 days,” he said. “I walk in the door and a good percentage of them are like, ‘Hi Rich, I haven’t seen you in a few months.'”

Paul’s daughter, Dawn Charron, said her father is sure to draw a crowd.

“He gets a lot of hugs and kisses on a blood donation day,” she said. “I’ll let him tell you about it.”






Rich Paul stands with Sherry Sidell, who helps organize Red Cross blood drives in Lincoln. “He just has a really big heart,” Sidell says of Paul.


American Red Cross | Idaho and Montana


Sherry Sidell is the blood program manager at Lincoln and helps organize community campaigns. She said Paul always lends his time to others, whether it’s donating blood, climbing a ladder to help paint a house, or with his amazing carpentry skills.

“He’s an amazing man and a good friend to everyone in town,” she said. “He just has a really big heart.”

Paul spent nearly 33 years as a Guardsman with the Montana Air National Guard and 28 years as a Civil Service Technician with the Guard. Besides Lincoln, he also lived in Great Falls and had a long list of employers, including Caterpillar, Anaconda Co., Albertsons, and Riverside Machine Works. Through it all, he has made helping others a key part of his life.

“Donating blood is a bit like walking down the street and seeing someone who is going through a tough time and needs money or whatever and I give it to them,” he said. “I’m also a good tip.”

“It’s something that made my heart feel good, and probably bigger, because of what I do. I’ve been like this for about sixty years.







rich paul donating 3.JPG

Rich Paul has been giving blood for over 60 years and has made nearly 215 donations. He still raises his hand as a faithful Red Cross blood donor.


American Red Cross | Idaho and Montana


Blood donation is also part of his family. Her mother was a blood donor in the 1950s before she fell ill and needed blood herself. Paul says he dreads the day when he will no longer be able to give.

“Some days I think ‘How much longer can I do this’, and that worries me because I don’t want this to happen to me,” he said. “When I am told that I can no longer donate blood, it will hurt. It’s going to hurt my heart.

For all he gave to others, Paul says he got so much back along the way. That’s why his name is Rich – not his first name, Richard.

“The reason he’s been Paul his whole life isn’t because he has money or that’s his name,” Dawn said. “It’s because of all the people, places and things he’s had in his life. That’s what makes him rich.

To learn more about donating blood, visit montanaredcross.org

With a team of more than 450 volunteers, the Montana Red Cross brings comfort and care to communities across the state.

Each year, the Montana Red Cross assists more than 700 people in the aftermath of disasters such as wildfires, house fires and floods by meeting their most immediate needs. This included families displaced by wildfires near Lame Deer, Polson and Hays last summer and grass fires in Great Falls and Denton in December.







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Deborah Hayes, a Red Cross volunteer from Moccasin, helps feed families displaced by the wildfires that burned in southeastern Montana last summer.


John McGrew


Through its Pillowcase and Get Ready with Pedro programs, the Red Cross teaches young people in Montana how to be prepared for disasters and helps them build their own emergency kit.

Last year, the Red Cross Service to the Armed Forces program provided support to more than 1,680 military families in Montana. These include helping service members get home for a funeral or childbirth and giving families tools to deal with the stress of a deployment.

The Red Cross also collects more than 40,000 units of vital blood at more than 1,900 blood drives across Montana each year. These blood products are used to help cancer patients, accident victims, expectant mothers and countless others.

To learn more about the Montana Red Cross and find out how to get involved as a volunteer, financial supporter or blood donor, visit montanaredcross.org or call 800-272-6668.

Big Wall Street Rally Slows As Oil Recovers Above $100 | national news

March 17, 2022

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The S&P 500 was down 0.2% in morning trade, having jumped more than 2% on each of the previous two days for its best consecutive performance in nearly two years.

The Dow Jones Industrial Average was down 54 points, or 0.2%, at 34,009 as of 11:06 a.m. EST, and the Nasdaq composite was down 0.4%. All three indices swung between small gains and losses following better than expected reports on the US economy in the morning.

These are the latest swings in markets as investors struggle to handicap what will happen to the economy and global inflation already high due to The Russian invasion of Ukraine, central bank interest rate hike around the world and renewed COVID-19 concerns in various hotspots.

A barrel of U.S. crude jumped 7.5% to $102.19, while Brent, the international standard, jumped 8.2% to $106.06 a barrel. These movements have become the norm recently, as prices have crashed due to uncertainties regarding both oil supply and demand. After briefly rising above $130 at the start of last week, a barrel of US crude fell almost to $94 on Wednesday.

Snatches of news about the state of negotiations between Russia and Ukraine have caused many sharp reversals. Similarly, there have been recent concerns about economic shutdowns in China due to the surge in COVID-19 infections, which could affect energy demand.

On Thursday, the Chinese government said businesses in Shenzhen, a major business hub, will be allowed to reopen as efforts to contain coronavirus outbreaks progress. Their earlier shutdowns had rattled financial markets. This followed a promise made on Wednesday to “invigorate the economy” with market-friendly policies.

The Hang Seng stock index in Hong Kong, neighboring Shenzhen, jumped 7% to continue its frantic run. Earlier this week, it went from a 5% decline to a 5.7% plunge to a 9.1% rise.

All of the frantic moves come amid uncertainty about whether the economy is headed for a painful combination of stagnant growth and persistently high inflation.

Behind it all, the Federal Reserve and other central banks are trying to slow the economy enough to quell high inflation, but not so much as to cause a recession. The Bank of England was one of the most aggressive and on Thursday raised its key rate for the third time since December. A day earlier, the Fed raised its key rate for the first time since 2018.

It’s a delicate dance, and the surge in US stock prices on Wednesday seems to indicate that some investors see it succeeding.

“Far from stifling growth, the start of the Fed’s tightening cycle appears to have been warmly welcomed,” ING’s Chris Turner and Francesco Pesole said in a report. “Investors applaud measures to deal with high inflation.”

A flurry of better-than-expected reports on the US economy on Thursday may also have helped. Fewer workers applied for unemployment claims last week, and builders opened more homes last month than economists expected. A third report, meanwhile, showed manufacturing in the mid-Atlantic region was stronger than expected. That potentially allayed some of the concerns of an earlier report that showed the weakest activity in New York state since the pandemic began.

A fourth report said industrial production slowed last month, but still rose as much as economists had expected.

Energy stocks jumped to some of the biggest gains in the U.S. stock market on the back of the resurgence in oil prices, helping to keep the S&P 500 as stable as it was.

Occidental Petroleum jumped 8.5% after Berkshire Hathaway, the company run by famed investor Warren Buffett, increased its stake in the company. Energy Cheniere rose 2.3% after the US Department of Energy gave it permission to sell more liquefied natural gas to all all-European countries as they seek to move away from Russian energy products.

However, higher fuel costs hit travel agencies, and airlines were among the heaviest hitters in the market. Delta Air Lines lost 2.9%. Cruise line Carnival fell 5%.

Treasury yields were mixed. The 10-year Treasury yield fell to 2.14% from 2.19% on Wednesday night.

———

AP Business Writer Joe McDonald contributed.

Copyright 2022 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed without permission.

Many Ukrainian foreign fighters have no weapons or training, but are ready to help

March 15, 2022

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LVIV, Ukraine (AP) — They are idealists who left their jobs for the battlefields of Ukraine, seeking a cause or just to fight.

Ukraine’s president’s call for foreign volunteers to join an international brigade to help bolster his country’s defense with a new layer of resistance to the Russian invasion is a motley army so far.

Recruits say they often wait for weapons and training, leaving them feeling exposed.

“Pure hell: fire, screams, panic. And many more bombs and missiles.

That’s how Swedish volunteer Jesper Söder described Sunday’s attack on Yavoriv, ​​the military training base in western Ukraine pounded by Russian missiles that killed 35 people, authorities said. Ukrainians. Russia said the death toll was much higher.

Söder said he led a group of foreigners including Scandinavians, Britons and Americans off the base and across the neighboring Polish border.

Ukrainian soldiers train in the use of US M141 Bunker Defeat Munition (SMAW-D) missiles at the Yavoriv military training ground near Lviv in western Ukraine on February 4 2022. (Pavlo Palamarchuk/AP)

He told The Associated Press by phone from Krakow, Poland, that he did not know how many foreign volunteers were being trained at the base, but estimated there were hundreds. Unlike Söder, who fought alongside Kurdish fighters in Syria against militants from the Islamic State group, many volunteers in Yavoriv had no prior military training, he said.

Foreigners – some of whom have never handled a gun but are ready to die – have arrived in Ukraine from other European countries, the United States and elsewhere. They hope to be equipped, educated and ready for battle.

But some arrive to find there are no weapons, protective equipment or proper training in a multilingual force that is short on organization and engenders a sense of chaos.

Russia’s threats to target what it calls foreign “mercenaries”, as it said at the Yavoriv base, increase the level of risk.

“It’s chaotic right now. It’s disorganized and you can get into trouble very quickly if you’re not with a group of sane, connected people,’ said Matthew Robinson, a Briton from the northern English county of Yorkshire who lived in the south from Spain.

FILE – Belarusian volunteers receive military training at the Belarusian company base in kyiv, Ukraine, March 8, 2022. (AP Photo/Efrem Lukatsky, File)

Robinson and several other volunteer fighters were interviewed over the weekend on the outskirts of Lviv, where foreign fighters are receiving training and instruction.

Newly arrived, Robinson remains cautious as he tries to smooth things over. He said there are “several legions, lots of false promises, lots of misinformation”. Plus, there’s a “huge language barrier” and “lots of people here who haven’t fired guns.”

Russia’s threats to target what it calls “mercenaries” compound the dangers facing foreign fighters. Russia claimed to have killed 180 “mercenaries” in Sunday’s attack on the training base, and Russian Defense Ministry spokesman Major General Igor Konashenkov said Monday that Russian forces would show “no mercy for mercenaries wherever they are on Ukrainian territory”.

The Russian military is tracking the movements of foreign fighters and will strike again, he said.

Söder’s account of the attack on the training base suggested it was not an indiscriminate strike.

Söder said the bombing of the base was unlike anything he had experienced.

“They knew exactly what to hit. They knew exactly where our weapons warehouse was. They knew exactly where the administration building was. They hit the nail on the head with all their missiles,” he told the AP.

Firefighters work outside a building destroyed after a bomb attack in a residential area of ​​kyiv, Ukraine, March 15, 2022 (AP Photo/Vadim Ghirda)

Jericho Skye, 26, from Montana who served in the US Army Military Police, was relieved to be based in the capital Kyiv, away from the attack in the west, especially as he was waiting for weapons in a makeshift base. He keeps alive the hope that weapons will soon be distributed and his belief that the Ukrainians are doing their best in a dire situation.

“We are quite upset to be in the middle of a combat zone with small arms fire on the road, bombs being dropped almost every day and we haven’t received our weapons yet just because of the bureaucracy and paperwork,” he said. noted.

Skye spoke in a phone call from Paris about what he described as a makeshift collection post for foreign fighters in Kyiv, which he reached last week, traveling there a day after arriving in Ukraine.

“This is my first war,” Skye said. He came to Ukraine “to help protect”, not “to do logistics”, he said, prompted by images of innocent civilians being targeted. And when he “saw that no other country was going to be able to reinforce Ukrainian troops, I felt a moral obligation to join the fight,” he added.

NATO nations have ruled out direct combat and air defense that Ukraine is advocating, with leaders saying it could trigger a Third World War.

“It’s just them against the whole Russian military,” Skye said, noting Moscow’s call for war-hardened Syrian mercenaries to bolster its own ranks.

“It’s a bit disorganized. It’s nobody’s fault,” he added. “They didn’t really expect to be invaded, to be thrown into a war,” he said.

But death is not on his radar. “I’m very aware of the situation,” but he added, “I’ll do my best to get home.”

President Volodymyr Zelensky announced the creation of a foreign defense legion at the end of February, which apparently surprised everyone, including the embassies responsible for lending a helping hand.

It was unclear how many people from around the world joined the Ukrainian International Brigade. Zelensky at one point said there were 16,000. The figure, believed to be now exceeded, could not be confirmed, but based on interviews in Ukraine and some European capitals, a war effort motley volunteer emerges.

Skye said volunteers from all over the world were with him in kyiv, but did not give a number, calling it “sensitive information”.

A man carries combat gear as he leaves Poland to fight in Ukraine, at the border crossing in Medyka, Poland, March 2, 2022. (AP Photo/Markus Schreiber, File)

En route to the Ukrainian battlefields was Tristan Lombardo, a 22-year-old from Evansville, Illinois.

“I feel like it’s the right thing to do, and it’s the best way to have your passions, in life,” he said in a Monday interview at the border. Polish.

“If it’s a passion, it’s a passion I’m willing to die for,” Lombardo said, adding he was nervous but not fearful.

There was clear evidence that at least some Ukrainian embassies were overwhelmed by foreigners’ enthusiasm for Ukraine’s cause. In Paris, Ukrainian volunteers, including students, stood on the sidewalk advising would-be fighters arriving from Bordeaux, Rouen and elsewhere in France to submit an electronic form.

A 27-year-old “relatively successful” New York state business owner and former Israeli army paratrooper told the AP at the Polish border that he spoke directly with officials from the Ukrainian army. He said “they were overwhelmed”, especially by those who had no prior training.

He identified himself only as Alexander, saying he had not told his parents of his intention to fight but had signed up because as a former paratrooper he felt an “absolute responsibility” to help the Ukrainian people. His “clue,” he said, was seeing rabbis drafted into the military and being issued AK-47s.

Saving democracy is one of the main motives often cited by would-be foreign fighters, and some are in place. But saving Ukraine has also become an attractive cause for the far right, neo-Nazis and white supremacists, offering a fighting chance.

Recruitment chats on the encrypted messaging app Telegram are run by the Azov Regiment, popular with neo-Nazis and white supremacists, and American neo-Nazis work to recruit for Azov, according to the respected SITE Intelligence Group. The Azov Regiment was originally a far-right paramilitary unit and is now a subset of the Ukrainian army, according to SITE.

A Chicago police officer who quit his job to join Zelensky’s Defense Squad has noble motives for what he considers a noble cause. Harrison Jozefowicz, who spent five years in the US Army, sees himself primarily as a “facilitator”.

“War crimes are being committed here and millions of refugees are fleeing. And I know I’m needed here more right now” than at the Chicago Police Department, he said in an interview on the outskirts of Lviv. He conceded that his family “thinks I was a bit crazy”.

People attend a funeral ceremony for four of Ukraine’s servicemen, who were killed in an airstrike at a military base in Yarokiv, at a church in Lviv, Ukraine, March 15, 2022 (AP Photo/Bernat Armangue)

His Yankee Ukraine Task Force, on Facebook, seeks to get Americans into Ukraine safely. While 90% of those surveyed have a military background, “we’re not turning anyone away right now,” he said, including mechanics or doctors with the necessary skills.

Still, British citizen Matthew Robinson stressed caution towards foreigners willing to help the war effort on the ground.

“If only one person was planning to come here, organize yourself into groups and set boundaries” and ask for information before you arrive, Robinson said. “Because you can be integrated into a legion and sent to the front line very quickly,” he said.

He added: “Even if you have the best intentions of helping people, you could basically be cannon fodder.”

DAKOTA BUSINESS LENDING WELCOMES SCOTT SCHAKE – InForum

March 12, 2022

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Dakota Business Lending is pleased to welcome Scott Schake to its team as Portfolio Manager. Based in the Fargo office, Schake will be responsible for ensuring compliance with all agency rules and regulations and managing the organization’s overall loan portfolio from closing/funding to repayment. He will also work to respond to all maintenance-related inquiries and oversee all required compliance and credit needs.

Originally from western Minnesota, Schake has spent most of his career in lending and economic development and brings with him more than 18 years of experience in a 504-certified development company like Dakota Business Lending, 10 years in the commercial bank and eight years as the owner of an SME. He joined the Dakota Business Lending team to help manage their portfolio, offer his expertise, and help provide financing opportunities to small businesses in North Dakota, Montana, and western Minnesota. He was drawn to the organization because of its mission-driven mindset and tight-knit team and looks forward to helping grow and expand its impact. In his spare time, Schake enjoys spending time with his wife and two daughters at their lakeside cabin in Otter Tail County.

Founded in 1982, Dakota Business Lending is the oldest, largest and most experienced 504 CDC in North Dakota. With staff throughout North Dakota and Montana, Dakota Business Lending serves North Dakota, Montana and five western Minnesota counties. The mission of this private, not-for-profit entity is to provide small business financing solutions through collaborative partnerships in a supportive and creative environment that grows the economy and creates or maintains quality jobs. Since its inception, Dakota Business Lending has provided more than $550 million in loans, with a total project impact of over $1.2 billion, to small businesses and local economies.

Nearly 200 people gather for the first-ever Invest in Helena event | Local

March 11, 2022

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Lacey Middlestead for Independent Record

The inaugural event of a newly formed group that encourages individuals and businesses to “invest in Helena” brought together nearly 200 people who gathered at the Helena Regional Airport on Thursday for a panel discussion and networking.

“It looks like there’s a certain energy in the community right now that’s creating opportunity for all of us,” said Brian Obert, executive director of Montana Business Assistance Connection and Gateway Economic Development District.

Invest in Helena was created “to facilitate community education and provide networking opportunities to pique the interest of people who want to invest in the Helena community,” according to their website. And ultimately, the goal of these investments is to keep Helena an authentic Montana community. This is a collaborative effort between CWG Architecture + Interiors, Montana Business Assistance Connection, Helena Leaders Network, Helena WINS, Helena Area Chamber of Commerce and Joe Mitchell – State Farm Agent.

Thursday’s event began with a panel discussion led by Obert. The panel included Alice Santos, a commercial broker at Keller Williams Commercial; Mark Runkle, owner of P&D Partners and Mountain View Meadows; Jason Egeline, vice president of CWG Architecture + Interiors; and Mark Menke, director of loans for Montana Business Assistance Connection.

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The roundtable opened with a variety of comments recommending thorough research and preparation for potential entrepreneurs before going too far in a potential investment deal.

“A pretty big component is educating yourself,” Santos said. “If you don’t know how to calculate and see what a good investment is, I think it will be very difficult for people to help you.”

The panelists all emphasized that surrounding yourself with a strong team of lenders and professionals is essential to the success of any investment opportunity.

“The sooner you can hire a lender, the better they can help you,” Menke said. “We have talented lenders in this community and this market. I encourage you to stay local as much as possible when building a team. Sometimes the relationship is more valuable than the cost of funds.

“As architects, we sit down with engineers from the mechanical, structural, electrical and civil side, plus our own architects, plus our landlord, plus the city,” Egeline said. Our practice is to develop and help build this team, which of course also involves developers and lenders. This team is really important. “The sooner you can get this whole team together, the better.”

There was also a discussion about the logistics of developing a project. For Runkle, the concept is simple.

“If you want to start developing, start thinking one block at a time,” Runkle said.

But tackling development one block at a time, Runkle also said it’s important to always keep an eye on the future to ensure responsible development.

“It starts with sustainability, which means what you do will not compromise the ability of future generations to meet their needs,” he said.

The panel then took several questions from the audience that covered a variety of topics ranging from development tactics to giving back to the community, the debate over building versus buying an investment property, and timing the right time. to invest.

“It’s always a good time to invest,” Santos said. “But that doesn’t mean every opportunity will be good for you.”

Following Thursday’s roundtable, attendees were invited to participate in a social cocktail and network with other professionals in attendance.

“Our intention is to expose you to who you need to talk to in order to start investing,” Obert said.

Due to the great interest generated by the first Invest in Helena roundtable, the group has already set dates for a three-session educational series delving deeper into topics related to investment and development.

For more information on the series and to register, visit investinhelena.com/theevent.

Movers and Shakers | Coeur d’Alene Press

March 10, 2022

Montana Lending

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Doerschel to manage new branch of Mountain West Bank in Wallace

Mountain West Bank has hired Gina Doerschel to manage its new branch in Wallace. She has 10 years of banking experience as a general banker, sales and service coordinator and branch manager.

Giving back to his community is a priority for Doerschel. She is a board member and treasurer of the Shoshone County Crisis and Resource Center, a board member of Silver Valley Economic Development Corporation, and treasurer of Kellogg Project Uplift. Doerschel is also a member of the Kiwanis Club of Silver Valley and serves on several Kellogg School District committees and its 2022 Senior Parent Class.

“Gina brings extensive market knowledge and customer service experience to lead our expansion into the Silver Valley,” said Mountain West Bank President and CEO Scott Anderson. “We are delighted to welcome him to the team.”

Mountain West Bank expects the Wallace branch to open in May after receiving regulatory approval and installing an ATM, signage, and data and telecommunications connections in the building. It is located in the historic First National Bank of Wallace building at 419 Sixth St. The new branch will offer business and personal deposit accounts, consumer loans, home loans, business loans and other business banking services.

Mountain West Bank was founded in Coeur d’Alene in 1993. Renowned for its legendary service, the bank offers a full range of personal and business financial services. In addition to its Coeur d’Alene headquarters, Mountain West Bank operates 21 branches, financial service centers and lending centers throughout Idaho and eastern Washington. It is a division of Montana-based Glacier Bank, a wholly-owned subsidiary of Glacier Bancorp Inc. (NYSE: GBCI) which operates 194 offices in 124 communities in Montana, Idaho, Colorado, Utah, Washington, Wyoming, Arizona and Nevada.

Visit MountainWestBank.com for details. FDIC member.

• • •

If you have a new, relocated or expanded business, or if you are announcing events, promotions or rewards, La Presse wants to let our readers know. Send details to [email protected]

Fairfield Choir to Perform in Montana PBS Special “Celebrate America Across Montana with Tim Janis” | State

March 5, 2022

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‘Celebrate America’ is a national program designed to give our nation’s youth an opportunity to improve lives by showcasing their choirs on public television,” says ‘Celebrate America’ founder Tim Janis. The production and filming of this event are made possible through the hard work and dedication of music teachers, schools, students, their local communities, Montana State University students and volunteers, Montana PBS, and Tim Janis.






Fairfield High School Choir soloists Sarah Berglund, Samantha Anderson and Rose Troyer.




Celebrate America is open to all schools, large or small, including public and private school choirs.

“Contributing to the community through the arts has always been a big part of public television’s role in the community,” says Janis. “I am truly overwhelmed by the incredible talent and professionalism that each music teacher brings to the table. The students show immense dedication in preparing for their performance. They are an undeniable musical force and a shining example of the commitment of young people today when they are encouraged to pursue the arts!

This year, with everyone’s health and safety a top priority, after careful consideration and consultation with attendees, Montana PBS has decided to proceed with the taping. By the end of 2021, choirs across Montana had selected songs and recording slots, and were rehearsing for their performance.

On January 16 and 17, 2022, eleven of the schools were able to travel to Bozeman and performed this year as part of “Celebrate America” ​​at the Montana PBS studio on the campus of Montana Sate University. As a bonus, a number of these choirs were also able to participate in vocal clinics presented by the faculty of the MSU School of Music.

See and hear 11 Montana school choirs, listed below, Monday, March 7 at 7:00 p.m. MST on Montana PBS and online worldwide!

• Anaconda High School Choraleers, under the direction of Mrs. Kimberly Lorengo, performs America the Beautiful.

• The Belgrade High School Chamber Choir, under the direction of Ms. Morgan Kirk, performs George Matheson’s beloved old hymn, O Love, accompanied by Jessica Allred on piano.

• The Big Sandy High School Choir, conducted by TJ “Tim” Bond, performs TJ Bond’s arrangement of Stephen Foster’s sensitive and imploring Civil War song, Hard Times Come Again No More, accompanied by Jaycee Worrall at the piano.

• Choteau High School Concert Choir, with soloists Josie Johnson, Emma Gunderson and Daysha McLoughin, performs I’ll Fly Away, under the direction of Lorran Depner.

• The Corvallis High School Singers Choir, Director Heidi Schnarr, with soloist Corbin Kirkland, guest conductor Emily Athman, perform Abraham Rusch’s arrangement of Wayfaring Stranger, accompanied on piano by Emily Athman .


Senator Daines responds to criticism of Zelensky Zoom Call 'Tweet'


Senator Daines responds to criticism of Zelensky Zoom Call 'Tweet'

• The Fairfield High School Choir, with soloists Samantha Anderson, Sarah Berglund and Rose Troyer, perform Tim Janis’ inspiring Move Mountains under the direction of Sarah Carpenter.

• The Select Choir of Powell County High School, under the direction of Karen Herrin, performs the patriotic Celebrate America by Tim Janis.

• The Red Lodge High School Choir, under the direction of Jennifer Coutts, performs Be Thou, My Vision.

• The Ronan High School Choir, under the direction of Brenna Hyvonen, performs Kurt Bestor’s moving Children’s Prayer.

• The Sacajawea Middle School Select Choir, under the direction of Charlotte Colliver, performs Stand Together by Jim Papoulis accompanied on piano by Bozeman High School Choir Director, Jacob Malczyk.

• The Sweet Sixteen Choir from Sweet Grass County High School, under the direction of Mrs. Jaclyn Terland, performs the arrangement of Wayfaring Stranger by Jan Reese, accompanied on the piano by Debby Arlian.

Unfortunately, there were five choirs that had prepared to perform, but, in the end, they were unable to attend. The five include the Hamilton High School Choir – conducted by Ruth Reneau (Shenandoah); Power High School Choir – conducted by Melissa Gilbert (We Shall Overcome); Mount Ellis Academy Dynamics Select Choir, conducted by Leisel Rogers (Irish Blessing); Simms High School Choir, conducted by Sara Davidson (To Where You Are); and Malta High School, run by Nancy Murdock. All are appreciated for their hard work in faithfully preparing the songs for broadcast, and all are certainly welcome to return for 2024!

For the first time in “Celebrate America” ​​history, Tim Janis was unable to be in the studio to interact with students and directors as planned and hoped for. However, two members of the music faculty at Montana State University graciously agreed to help with hosting. Many thanks!” to Elizabeth Schmidt and Gregory Young for helping out at the last minute.

Tim Janis said: “Public television is an invaluable resource for staying connected to local programs and the community. PBS programming helps bring the community together.

Composer, bandleader and two-time Billboard chart-topper and founding musical director of ‘Celebrate America’, Tim Janis is respected and well-known for the work he defines as ‘Music of Hope’. His career has had extraordinary and inspiring highlights, including producing and supporting numerous philanthropic projects with artists such as Sir Paul McCartney, Billy Joel, Ray Charles, Andre Previn and the New York Philharmonic. Additionally, Tim has produced fundraising programs for PBS with George Clooney and James Earl Jones. He produced 15 Christmas concerts at Carnegie Hall, a Broadway play, The Christmas Rose with Jane Seymour, produced/directed a musical film “Buttons – A Christmas Tale”, narrated by Kate Winslet, with Dick Van Dyke, Jane Seymour, Ioan Gruffudd, Charles Shaughnessy, Katie McGrath and the recent ethereal national PBS special “Celtic Heart” featuring Celtic fiddler Máiréad Nesbitt of Celtic Woman, Camille and Kennerly Kitt of The Harp Twins, flautist Eimear McGeown, vocalist Lynn Hilary of Celtic Woman and other stellar musicians including Tim Janis.

Tim Janis, Participating Montana Choirs, and Montana PBS invite you to listen, watch, and “Celebrate America” Monday, March 7, 2022 at 7:00 p.m. MST on Montana PBS (KUSM-TV, Bozeman/KUFM-TV, Missoula/KBGS-TV, Billings/KUKL-TV, Kalispell/KUGF-TV, Great Falls/KUHM, Helena)

Friends and family around the world are welcome to watch online, tailored to their local time zone.

Prairie People: New Hires and Promotions for the Week Ending March 4, 2022 – Grand Forks Herald

March 4, 2022

Montana Lending

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As they become available, Prairie Business highlights new hires, promotions and employee accomplishments in the region. This week’s spotlight includes the following:

Apex is hiring a Graduate Water Resources Engineer

BISMARCK, ND • Austin Konschak joins Apex Engineering Group as a graduate engineer in Bismarck’s Water Resources Group.

Austin Konschak

Image: Courtesy of Apex Engineering Group

Konschak holds a degree in civil engineering from the University of Mary. He has previous engineering experience acquired at Northern Technologies LLC as a graduate engineer and trainee.

Dakota Business Lending welcomes a portfolio manager

FARGO, ND • Dakota Business Lending recently welcomed Scott Schake to its team as a portfolio manager.

Scott Schake
Scott Schake

Image: Courtesy of Dakota Business Lending

Based in the Fargo office, Schake will be responsible for ensuring compliance with all agency rules and regulations and managing the organization’s overall loan portfolio from closing/funding to repayment. He will also work to respond to all maintenance-related inquiries and oversee all required compliance and credit needs.

Originally from western Minnesota, Schake has spent most of his career in lending and economic development and brings with him more than 18 years of experience in a 504-certified development company, 10 years in commercial banking and eight years as a small business owner.

He will help the Dakota Business Lending team manage their portfolio, offer their expertise and help provide financing opportunities for small businesses in North Dakota, Montana and western Minnesota.

The CEO of DCN reappointed to the federal working group

FARGO, ND • Seth Arndorfer, CEO of DCN (Dakota Carrier Network), was reappointed as a task force member to serve on the Federal Communications Commission’s Precision Agriculture Connectivity Task Force.

Seth Arndorfer
Seth Arndorfer

Image: Courtesy of DCN

Arndorfer will serve another two-year term on the task force task force focused on examining current and future demand for connectivity for precision agriculture. During his first term, he was part of the working group focusing on broadband mapping on agricultural land.

In addition to more than 20 years of professional experience in the broadband industry, Arndorfer’s background in agriculture and ranching helps him bring a unique and valuable perspective to the workgroup.

Gate City Bank promotes team member

WILLISTON, ND • Deanette Piesik has been promoted to assistant vice president, head of mortgages at Gate City Bank. She previously held the position of Mortgage Loan Officer.

Deanette Piesik
Deanette Piesik

Image: Courtesy of Gate City Bank

A native of Glendive, Montana, Piesik brings three years of experience to Gate City Bank. She received her master’s degree from the University of North Dakota. Outside of work, she is a member of the Williston City Board of Commissioners and sits on several committees.

In her spare time, she enjoys reading books, listening to podcasts, cooking and spending time with her grandchildren.

Send employee announcements to Andrew Weeks at [email protected]

Ukraine invasion affects families in small town of Kila, Montana

March 3, 2022

Montana Lending

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KALISPELL — The invasion of Ukraine continues to affect families around the world, even in the rural town of Kila, Montana, which has fewer than 500 residents.

“It’s not right what’s happening now, no, people don’t need to die because of someone’s impatience, no, it’s not right,” said Maryna Hansen, a resident of Kila.

Hansen moved to Kila 5 years ago from his hometown of Poltava, Ukraine.

“Well, I got married here to a local guy, he’s from Kila,” Hansen added.

Maryna Hansen

She often dreams of one day showing her Ukrainian family the beauty of Montana.

“I want to show them, Montana, I want to show how I like spending time here, how I like hiking, going to the lake,” Hansen said.

Now she spends her waking hours glued to her phone, communicating with family in Ukraine as she fears for their lives.

“They’re just staying at home, they’re even scared to go out anywhere, it’s good that they still have food, but they don’t know how long it’s going to last,” Hansen said.

She feels helpless to be so far away, barely sleeping, sick with worry.

Kila Ukraine.jpg

Maryna Hansen

“I wake up in the morning and first what I do is send a message to everyone I know, how are they, are they alive, are they okay, is anyone needs help,” Hansen said.

Quincy Moore, originally from Kila, moved to Kyiv, Ukraine 4.5 years ago to pursue a career in public health after completing his master’s degree.

About 30 days ago, Moore and her partner moved to Istanbul on the urgent recommendation of the US Embassy.

He said leaving Ukrainian friends and colleagues behind was one of the hardest decisions of their lives.

“It’s just hard because you feel so helpless being so far away, and you try to do what you can, but it doesn’t feel like much,” Moore said.

Kila Ukraine5.jpg

Quincy Moore

Moore said Ukrainian culture and people are like those of Montanan, strong, fierce and independent, always lending a helping hand when neighbors need it most.

“It’s a little wild and a little rough, it’s not too pretentious or fancy, but it’s still filled with so many interesting places and the people are super nice,” Moore added.

Moore and his partner are trying to help their Ukrainian friends by shipping supplies from Istanbul, but say it has been difficult because Russian troops are blocking some border access points.

A friend’s mother is stuck in Kyiv and lacks the cancer drugs she needs to survive.

“I tried to find a way to get medicine into Kyiv,” Hansen added.

Kila Ukraine6.jpg

Quincy Moore

As the invasion continues, Hansen can’t help but wonder why this is happening to the people and country she loves.

“I don’t know what we did wrong to Putin, nothing wrong, we just want to have our own country, a free country, an independent country, we love our country, we love our people,” Hansen said.

Moore said the devastation of war is indescribable and so heartbreaking for the people of Ukraine.

“How one second, one day, you can wake up and whole worlds have changed, and everything, I know people who just lost everything they’ve worked their whole lives to build, they were living very normal lives like any Montanan,” Moore said.

This Stock Is Up 29% And It’s Still Very Cheap

March 1, 2022

Montana Lending

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Equities have had a difficult start to the year. Specifically, growth stocks were crushed, although value stocks held up a bit better. Inflationary pressures, the prospect of rising interest rates and geopolitical tensions all contributed to market volatility.

Prudential Financial (NYSE: PRU) is a value stock that has returned 29% over the past year, but is still trading at a very cheap valuation. Here’s why the insurance and asset management company is a solid stock to buy, especially as uncertainty hangs over the market.

Why Value Stocks Can Outperform

From November 2020 until closing on Monday, the iShares Russell 2000 Value ETF surpassed the iShares Russell 2000 Growth ETFreturn investors 54.1% vs. 14.3%.

Growth stocks had an incredible run in 2020 after the Federal Reserve cut interest rates and began quantitative easing. However, the story changed in November when investors sensed that these accommodative monetary policies were beginning to wear thin.

This is exactly what happened. The Federal Reserve ended its business lending program in December 2020 and ended other programs throughout 2021.

Fiscal spending has also slowed and the Federal Reserve has signaled that it will start raising interest rates in response to inflationary pressures in the economy. In January, the consumer price index (CPI) stood at 7.5%, levels not seen since 1982.

Value stocks tend to outperform when inflation is high, while growth stocks outperform when inflation is low. This is because value stocks tend to be more established companies with stable cash flows, but they also tend to be slower growing stocks.

Growth stocks are fast growing companies, but they are not necessarily profitable. When valuing stocks using the discounted cash flow model, growth stocks are more negatively affected by rising interest rates than value stocks.

Image source: Getty Images.

Prudential Financial is trading at a very cheap valuation

Prudential Financial is a life insurance provider and asset management company that offers a wide range of products including life insurance, annuities, retirement-related products and investment management. In 2021, it made nearly $71 billion in revenue. Half of this income came from insurance premiums, a quarter from net investment income and 7% from asset management and service fees.

After a difficult 2020 due to the pandemic, Prudential had an exceptional year in 2021. Revenues increased by 24% compared to 2020 levels and by 9.5% compared to 2019. Meanwhile, growth results was exceptional. Diluted earnings per share (EPS) of $19.51 was a big improvement from its diluted loss per share of $1 in 2020 and nearly double its 2019 EPS.

The financial services company is trading at a very cheap valuation by any metric. At Monday’s closing price, it was trading at a price-to-earnings (P/E) ratio of just 5.8, putting it at the low point in its history over the past 10 years. It also trades at a price-to-tangible book value (P/TBV) ratio of just 0.72, which is also below its 10-year average.

Here’s why Prudential can keep winning

2021 has been a year for Prudential executives to reorient the direction of the business, reduce costs and focus on more stable revenue streams. Prudential divested several businesses that were not consistently profitable, including its Korea and Taiwan businesses and its full-service pension business. The sale of these businesses will generate $6 billion in cash, which Prudential plans to reinvest directly into the business.

The two areas where she sees the best growth opportunities are emerging markets and asset management. That’s why the company acquired Montana Capital Partners, Green Harvest Asset Management and ICEA LION Holdings. These acquisitions give it a European-based asset manager and a financial services footprint in Kenya.

The ultimate goal is to be less sensitive to market conditions and focus on higher profit margin businesses. It also wants to expand its product offerings and intensify the distribution of its current offerings.

The company also returned a ton of capital to shareholders. From 2021 to 2023, it plans to return $11 billion in total capital to shareholders. In 2021, it returned $4.3 billion of that total. Not only that, but it recently increased its quarterly dividend by 4% – its 14th straight year of increasing dividends.

Prudential’s shift in activity, strong capital position and tailwinds favoring value stocks make it a strong stock to buy in a volatile market environment.

This article represents the opinion of the author, who may disagree with the “official” recommendation position of a high-end advice service Motley Fool. We are heterogeneous! Challenging an investing thesis — even one of our own — helps us all think critically about investing and make decisions that help us become smarter, happier, and wealthier.

Crypto, DeFi, and Montana’s Economic Future | Columnists

February 27, 2022

Montana Lending

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What in the world is an NFT? How a DAO almost run away with an original copy of the US Constitution? Why Elon Musk Tweeter on dog coins?

The crypto industry has exploded over the past couple of years, leaving most of us scrambling to understand new innovations — let alone acronyms. What started with the invention of Bitcoin almost 15 years ago has evolved into a whole new ecosystem of products, services and ways of doing business.

Montana leaders have a choice to make: either welcome crypto entrepreneurs, or watch the economic activity generated by this rapidly growing industry shift elsewhere.

People also read…

One of the most exciting things about the crypto industry is the variety of investments and jobs it can bring. One example is cryptocurrency “miners,” who use super-fast computers to solve complex mathematical problems that verify transactions on the decentralized network, or blockchain, and receive lucrative cryptocurrency rewards for doing so. Neighbor States have become a hot spot in recent years for cryptocurrency mining, spurring job creation and significant investment in bolstering state power grids.

But in Montana, miners have faced hostile regulators. Missoula County, for example, has effectively managed cryptocurrency miners bankrupt with their punitive restrictions. And last year, Butte officials denied a massive solar project to power a large-scale cryptocurrency mining operation.

Two Missoula-based entrepreneurs recently announced a $1.9 billion cryptocurrency mining project just across the border in North Dakota, boasting of operating with a neutral carbon footprint and creating 100 well-paying jobs. One has to wonder if Montana has missed out on the economic activity of this project due to the state’s history of hostile crypto regulations.

However, the economic potential of crypto extends far beyond cryptocurrency mining. Entrepreneurs are also leveraging blockchain technology to create ultra-efficient “smart contract” systems that could disrupt entire sectors of our economy.

Take the Missoula Valley Internet Cooperative, which uses blockchain technology to create decentralized internet networks where customers are incentivized to serve as relays and facilitate internet traffic to their neighbors. Blockchain-based smart contract programs manage the entire system, automatically routing the best connections and processing payments. The supporters of the model combat that blockchain technology makes delivering internet to rural communities faster and cheaper than traditional broadband.

Proponents of decentralized finance, or “DeFi,” say they too can use blockchain technology and smart contracts to create more efficient and accessible systems for traditional financial services like lending, banking, transfers money, investment transactions, etc.

Despite the potential benefits, some states are targeting DeFi by forcing companies to comply with rigid, old-fashioned financial regulations or face lawsuits. The looming threat of misguided federal and state regulation is also a problem. major obstacle to the growth of businesses built around blockchain-based smart contracts like the Missoula Valley Internet Co-op.

Wyoming has paved the way welcoming the crypto industry, updating their laws to allow for new business models, and thereby attracting millions of dollars in investment to the state. Other states create regulatory sandboxesinviting crypto-entrepreneurs to test new products and services in their market under more flexible regulations.

As other states compete to attract the growing crypto industry, Montana simply cannot afford to fall behind. Montana leaders need to understand that hostile crypto regulations will just mean that entrepreneurs will move to friendlier states. By offering this fledgling industry a light regulatory touch with flexibility for new ideas, Montana could become the home of the next world-changing innovation.

Kendall Cotton is the President and CEO of the Frontier Institute, a Helena think tank dedicated to breaking down government barriers so all Montanans can prosper.

Served time behind bars? Time for a fresh start in Yakima

February 25, 2022

Montana Lending

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If you have served time behind bars and want to get an education, you should know that Yakima Valley College has joined a state program that supports ex-convicts who want to pursue higher education.

Yakima Valley College is not the only college to offer the program

The local school joins 12 other community and technical colleges and a four-year institution in the program. A press release says Yakima Valley College will offer services such as outreach, assistance with academic pathway selection, identification of financial resources, retention support, and meeting basic needs.
They say anyone from any Washington state correctional facility who has been or will be released in Yakima County is eligible to participate in the new program.

Getting a job after serving your sentence can be a challenge

“While incarcerated, students have the opportunity to earn higher education credits,” says Alexander Bazan, YVC reentry navigator. “After being released, if these students wish to transfer their credits and continue their educational journey at YVC, we are able to assist them in the process.”

“Re-entering the workforce with a criminal history presents challenges, but with the education and support services offered through the Correctional Education Grant, the chances of success become higher, creating an enhanced community for everyone,” says Bazan.
For more information, contact Yakima Valley College Back-to-School Navigator Alexander Bazan at 509.834.4506.

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WATCH: Here are 25 ways to start saving money today

Whether it’s finding discounts or simple changes to your daily habits, these money-saving tips can come in handy whether you have a specific savings goal, want to save money, money for retirement or just want to earn a few pennies. It’s never too late to be more financially savvy. Read on to learn more about how you can start saving now. [From: 25 ways you could be saving money today]

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Frenchtown man charged with sexually assaulting 14-year-old girl

February 23, 2022

Montana Lending

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Nyibe Nguyen, 23, appeared in Missoula court on Wednesday charged with felony sexual intercourse without consent after an incident that allegedly occurred Feb. 20 in Frenchtown.

Missoula County Assistant District Attorney Brandon Zeak asked Judge Alex Beal for $100,000 bail due to the seriousness of the sexual assault charge and the age of the alleged victim.

“The allegations set out in the charging documents are extremely concerning to the state,” Zeak said. “The State believes that the defendant is a danger to the community given allegations that the defendant perpetrated an assault on a 14-year-old family member despite multiple attempts by the victim before and during the assault to prevent the accused from sexually assaulting her.”

Zeak went on to say that the defendant tried to coerce the alleged victim into not reporting the assault.

“The defendant then tried to coerce the victim into hiding what he had done by telling him to delete the messages he had sent him in which he apologized for what he had done, and telling him not to report it to law enforcement,” he added. noted. “Because of the defendant’s actions, the state’s position is that the defendant frankly invaded the victim’s bodily autonomy, after which he psychologically pressured her to cover up these crimes.”

Zeak asked Judge Beal to impose a high bail on the defendant.

“Your Honor, the State believes that a bond is absolutely necessary to address the concerns and, based on the facts presented in this case, a bond in the amount of $100,000 is appropriate,” he said. .

Judge Beal set bail at $100,000 and told the defendant that if he was able to post bail, he would only be released on pre-trial supervision, require alcohol supervision and be equipped with a GPS monitor to ensure he stays at least 1,500 feet away from the alleged victim or any of the potential witnesses in the case.

His next court appearance is March 7 in Missoula District Court.

The information in this story was obtained from publicly available sources.

WATCH: Here are 25 ways to start saving money today

Whether it’s finding cashbacks or simple changes to your daily habits, these money-saving tips can come in handy whether you have a specific savings goal, want to save money, money for retirement or just want to earn a few pennies. It’s never too late to be more financially savvy. Read on to learn more about how you can start saving now. [From: 25 ways you could be saving money today]

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Below, find out where 25 of history’s most infamous crimes took place – and what these places are used for today. (If they remained standing.)

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Working like hell to bring energy prices down

February 21, 2022

Montana Lending

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Last week, President BidenJoe BidenUS Ambassador to UN Calls Putin’s Peacekeepers ‘Nonsense’ US Moves Embassy Staff from Ukraine to Poland said he would “work like hell” to bring down gas prices. Somehow, after more than six months of watching him beg Russia and OPEC to increase oil production while making it harder for American oil and natural gas producers, we we are skeptical. But here are some simple ideas to help the President channel his inner Lucifer and lower energy prices.

  1. Proceed with leasing on federal public lands. The government is required to carry out quarterly lease salesbut since the president Biden banned leasing during his first week in officelater overturned by federal judge, there has not been a single lease sale on federal lands. The Home Office narrowly missed the deadline for holding a lease sale this quarter. He could ask the department to go ahead with the rental now.
  2. Stop the Biden administration’s regulatory overreach agenda. the Interior Department, Environmental Protection Agency, Security and Exchange Commission, and other agencies are moving aggressively with regulations designed to make US oil and natural gas production more expensive. When you make something more expensive, you get less of it and higher prices for consumers. Just stop the deluge of new regulations meant to slow down American production.
  3. Immediately call a federal judge’s decision reversing the recent sale of 257 offshore leases. Rather than dithering over whether to appeal this decision, the Biden administration should immediately join attorneys general in Louisiana and other Gulf states in appealing this decision. decision.
  4. Cancel the nomination of Sarah Bloom Raskin on the Federal Reserve Board of Governors. She has written extensively on the debanking of the oil and natural gas industry. Canceling his appointment would send a strong signal to the market that the Biden administration will not use the Fed and other government agencies to block lending to energy companies, giving the green light to banks and other lenders to invest in American production.
  5. Approve the Keystone XL pipeline. This would create jobs and allow oil to flow out of Canada, reducing reliance on Russia and OPEC. Keystone XL also has US production capability out of Montana and North Dakota. Permit approval would send a strong signal to other pipeline projects that have been blocked by anti-oil and gas groups. More pipelines mean more low-cost US energy would reach consumers and reduce imports from hostile countries.
  6. Ask the Federal Energy Regulatory Commission to move forward with pipeline approvals across the country that are stuck in red tape. Oil and gas pipelines enable faster, safer, and more efficient transport of energy across the country, helping to reduce energy inflation.
  7. Support it modernization of the national environmental policy law (NEPA) that have dramatically reduced the time required to perform environmental analysis of federal infrastructure projects. NEPA analysis takes years and dramatically increases the cost of building or rebuilding roads, bridges and energy infrastructure.
  8. Follow the judge’s decision last week and stop efforts to impose a social cost of carbon (SCC) on every federal energy project. SCC is specifically intended to increase the cost of power consumption. Recognize that the law does not support the imposition of CCS on energy production and consumption, and simply stop these cost-increasing efforts for consumers.

These are just a few simple ideas that would allow American oil and natural gas producers to increase production and our nation to reclaim the top spot as an energy superpower. Rather than seek help from OPEC and Russia, the Biden administration should pursue an energy strategy that unleashes the ingenuity of the American oil and natural gas worker.

Our nation’s producers have a proven record of outstanding results providing America and the world with abundant energy resources, while at the same time protecting our nation’s environment and public lands. No need to reinvent the wheel Mr President. Just let us do our job and America and the world will benefit.

Kathleen Sgamma is president of Western Energy Alliance. Dan Naatz is executive vice president of government relations and political affairs for the Independent Petroleum Association of America (IPAA).

California bill allowing citizens to enforce gun ban modeled on Texas heartbeat bill draws Newsom’s support

February 19, 2022

Montana Lending

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NEWYou can now listen to Fox News articles!

California Governor Gavin Newsom has endorsed a Democratic proposal to allow citizens to sue their neighbors and businesses to enforce gun control in the Golden State — modeled on a bill on heartbeats from Texas that was hailed by the right and reviled by the left.

Pro-life legislation in Texas allows citizens to enforce an abortion ban by suing providers and anyone else involved in helping a woman terminate her pregnancy after a heartbeat is detected. fetal heart.

“It’s time to go on the offensive with new measures that empower individuals to hold irresponsible and negligent actors in the gun industry to account, crack down on shameful ads that target our children and more,” the governor said during a press briefing. “This isn’t about attacking law-abiding gun owners – this is about stopping the tragic violence ravaging communities across the country.”

California Governor Gavin Newsom speaks during a press conference at Universal Studios in Universal City, California. On Wednesday, he signed a bill to tackle organized retail theft.
(AP Photo/Ringo HW Chiu, File)

SUPREME COURT AFFECTS ANOTHER RETURN TO ABORTION PROVIDERS IN LATEST RULING ON TEXAS HEARTBEAT LAW

Separately, he claimed that “the greed of the gun industry has fueled the epidemic of gun violence.”

His office did not immediately respond to questions about the role of progressive policies, including bail reform and Proposition 47, which turned a slew of felonies into misdemeanors, but instead sent an excerpt from the Governor’s press conference where he answered a question about whether “the early release of tens of thousands of inmates” played a role in the upsurge in violent crime.

“Well, if there was substantial evidence to back that up – a lot of assertions in there,” he said. “It’s interesting, I was looking at the national stats where homicide rates have risen fastest and highest, in the country…four out of five are deep red states.”

He singled out Montana and Texas – the latter which he said saw a spike in property and violent crime, but did not have a phased campaign for early release from prison.

“I am open to arguments interested in evidence,” he said. “And I would say we have to back that up.”

Los Angeles authorities said homicide rates rose 90% in the county last year compared to 2019, before the coronavirus pandemic, before the ‘defund police’ movement took hold. scale and before Democrat George Gascon, architect of Prop 47, became a district attorney.

And in Austin, Texas, Democratic Travis County District Attorney Jose Garza is feuding with city police amid a record spike in homicides.

Second Amendment groups, conservative lawmakers and legal scholars have all pushed back against Newsom’s proposal because it is politically motivated, unconstitutional and a distraction from real crime issues.

FREEWAY SIGNS SLAM LOS ANGELES DA GASCON AS SNUBBED MPS CRY OVER HIS CITY HALL WITH PUBLIC DEFENDERS

“The real problem is that California has passed policies that allow felons to continue to commit crimes and to be released,” James Gallagher, the Republican leader of the state Assembly, told Fox News Digital. Friday. “California people are fed up, and he would love to distract them.”

California Governor Gavin Newsom, center, gestures to local officials while speaking about COVID-19 vaccines at the Fresno Fairgrounds, Wednesday, Feb. 10, 2021, in Fresno, Calif.

California Governor Gavin Newsom, center, gestures to local officials while speaking about COVID-19 vaccines at the Fresno Fairgrounds, Wednesday, Feb. 10, 2021, in Fresno, Calif.

The Golden State already has some of the toughest gun laws in the country, he said, and violent crime continues to rise.

“Crime has gotten worse under this governor, and that’s a fact,” Gallagher added. “The problem is the criminals – there is no accountability for crimes in California, and that’s because of the policies enacted by Gavin Newsom and the supermajority of Democrats.”

According to Newsom’s office, the bill, led by Democratic Senator Robert Hertzberg, “would allow private citizens to sue anyone who manufactures, distributes, transports, imports into the state, or sells assault weapons, .50 rifles BMG, ghost guns or ghost weapon kits.”

LOS ANGELES DEPUTY DAS SLAM GEORGE GASCON FOR REFUSING INVITATION TO DEFEND RECALL

A separate state assembly bill “would clarify that a member of the firearms industry has created or maintained a public nuisance, as defined, if his or her failure to comply with federal, state, or local has caused injury or death or if the member of the firearms industry has engaged in unfair business practices.”

“Gun manufacturer greed does not fuel gun crime any more than ‘motor vehicle company greed’ fuels impaired crashes and deaths,” said Betsy Brantner Smith, spokesperson for the National Police Association, to Fox News Digital on Friday. “People who don’t feel safe aren’t free. And Americans are starting to realize that their freedoms are at stake because their freedom to shop in their neighborhood and walk their child to school safe and so many of these things are hampered by violent crime out of control.”

Ghost guns, which are home-made firearms, appear in only a small fraction of violent crimes, she said. And most people who start building them never finish, she said.

Revolvers go on sale at Firearms Unknown, a gun store in Oceanside, California, U.S., April 12, 2021.

Revolvers go on sale at Firearms Unknown, a gun store in Oceanside, California, U.S., April 12, 2021.
(REUTERS/Bing Guan)

CALIFORNIA TRANS CHILD MOLESTER, 26, GETS 2 YEARS IN JUVENILE INSTITUTION THANKS TO PROGRESSIVE DA GEORGE GASCON

Yet, she acknowledged, law enforcement officers in California have reported the highest number of ghost gun seizures.

The Los Angeles City Council banned the guns late last year after the number of seizures soared to 1,780 from about 800 in 2020, the Los Angeles Times reported in November.

Meanwhile, the city of Los Angeles recorded 397 homicides in 2021, a 14-year high, police statistics To display. A full-year breakdown of the number of these shadow weapons involved was not immediately available.

Between January and October 2021, 24 of the city’s 330 homicides involved phantom weapons, the LAPD told city lawmakers at the time, according to NBC Los Angeles.

“With hundreds of gun control laws already in effect, Governor Newsom’s statements today constitute a continuing assault on good gun owners in California. Dan Reid, Western Regional Manager of the NRA, Fox News Digital told Fox News “If the governor really wanted to fight violent crime, he would stand with the brave men and women of law enforcement and call on all prosecutors to do their job and prosecute.” criminals to the fullest extent permitted by law.”

COUNTY SHERIFF BYPASS DEMOCRAT DA GASCON IN COP KILLING PROBE: ‘I HAVE NO TRUST’

Jonathan Turley, one of the nation’s leading jurists and a law professor at George Washington University, said the bill would be “dead on arrival” if drafted as the governor described it on Friday. .

“Before you allow citizens to enforce bans, you have to establish that the bans themselves are constitutional,” he said. written in an essay dissecting the issue – noting that a recent California law banning AR-15s could be overturned, pending the results of an ongoing court battle.

He also noted that in December, the Supreme Court ruled it would allow Texas abortion providers to challenge state law before enforcement began.

“The same would probably be true for California law,” he added.

Texas right to life is a pro-life group that has supported new legislation in the Lone Star State and even hosted a website to help whistleblowers take advantage of the law.

PRO-LIFE TECH LEADERS COURT TEXAS RIGHT TO LIFE AFTER GODADDY DROPS DOMAIN HOSTING FOR WHISTLEBLOWER SITE

“Despite Governor Gavin Newsom’s assertion, the California bill is significantly different from the legal framework and enforcement mechanism of the life-saving Texas Heartbeat Act,” said Kimberlyn Schwartz, the group’s director of media and communications. , to Fox News Digital. “This legislation adds a private cause of action for making or selling ‘assault rifles’ or violating other gun control laws, all of which are already criminal offenses in California.”

She added that in both states, the best way to test the constitutionality of either law is in court.

For Gallagher, leader of the California Republican Assembly, Newsom’s decision is an attempt to appease a disapproving public sick of growing crime.

“He knows he’s in trouble, and he’s using this as a secondary distraction to introduce yet another gun law, so hopefully people won’t see and pay attention to his terrible record on their quality of life,” he said. “The governor needs to focus his efforts on things that will reduce the cost of living for Californians, actually solve homelessness, instead of one-off moves that will do nothing to stop gun violence.”

During his press conference, Newsom indicated that the bill could directly target the Supreme Court.

CLICK HERE TO GET THE FOX NEWS APP

If the conservative-controlled court upheld the Texas law and not the California law, it would be “hypocritical,” he argued.

“Or it will cause them to reconsider the absurdity of their previous decision,” Newsom said, adding, “There is no principled way the Supreme Court of the United States cannot uphold this California law. None. Period. It’s literally modeled after the law they just enforced in Texas.”

The Associated Press contributed to this report.

Senate confirms FHFA inspector general who pledged not to be a ‘paper tiger’

February 18, 2022

Montana Lending

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the Federal Housing Finance Agency (FHFA) now has a Senate-confirmed Inspector General, a corporate compliance expert from the private sector.

Brian Tomney, who the Senate confirmed by voice vote Thursday night, recently headed the Office of Business Investigations at Capital one. In this role, he oversaw a team of researchers tasked with investigating allegations of internal fraud and unethical business practices. Now he will lead an office that does the same for the Regulator and Curator of Fannie Mae and Freddie Mac.

Tomney will likely take a pay cut to run the watchdog agency. At Capital One, according to his public financial disclosures, he earned $516,000 in 2021. Former Senate-confirmed FHFA Inspector General Laura Wertheimer, who resigned after being investigated for abuse authoritative, earned $173,000 in 2020, according to salary information from the Personnel Management Office.

According to Tomney’s ethics filing last October, he would leave his position at Capital One as soon as it was confirmed, but he could still be pending a bonus from the company, according to his filing. Capital One exited the mortgage space in 2017.

Capital One did not return a request for comment.

The FHFA did not immediately respond to a request for comment.

Tomney will replace Phyllis Wong, who served as FHFA’s acting inspector general since July 2021.

During his confirmation hearing in December, Tomney explained to lawmakers how he views the importance of independence — and how he would fend off interference.

“Independence is at the heart of the inspector general’s role,” Tomney said. “But for this independence, the [office of the inspector general] is nothing but a paper tiger.

In response to a question from Democratic Senator Jon Tester of Montana, Tomney said that while it was important to have a productive relationship with the head of the agency, he would not hesitate to obtain the information necessary to lead investigations.

Inspectors general are “not necessarily the life of the party when they come in,” Tomney said. “If I can’t access information that’s fundamental to the job, there are alternatives, like talking to people in Congress.”

During the hearing, lawmakers also sought to determine what Tomney might or might not prioritize as FHFA’s top watchdog.

Republican Sen. Patrick Toomey of Pennsylvania asked if Tomney would pursue investigations into borrowers who misrepresent their eligibility for down payment assistance on agency-backed loans.

Borrower fraud using down payment assistance is rare. But Tomney said that as FHFA’s inspector general, he would “engage in strong enforcement efforts” to identify down payment assistance fraud for agency-backed loans.

Tomney said he will continue ongoing efforts at the inspector general’s office, including audits for evaluation bias and diversity.

In November, in his annual plan for 2022, the FHFA Inspector General’s Office said it would audit FHFA’s initiatives in response to Biden’s January 2021 Executive Order on Racial Equity, and whether those initiatives were meeting their goal .

The FHFA Inspector General issued a report On Thursday, it revealed that the FHFA had implemented equal employment opportunity standards, but did not always fully meet them. Parts of the agency were not fully conversant with the standards, and the agency’s use of diversity data in its hiring and retention practices was inconsistent across its various divisions.

In its annual plan, the inspector general’s office also said it plans to evaluate any revisions FHFA makes to Fannie Mae and Freddie Mac’s underwriting requirements for valuations to “address such biases or disparities.” .

During his December hearing, Tomney said evaluating the FHFA’s measures to address rating bias would be a top priority and that he would “roll up his sleeves” to resolve the matter quickly.

Montana State University Prepares for Third Giving Day | Montana State University

February 17, 2022

Montana Lending

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Senate panel to vote on advancing Biden’s Fed picks; Raskin under the microscope

February 15, 2022

Montana Lending

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The headquarters of the Federal Reserve in Washington on September 16, 2015. REUTERS/Kevin Lamarque//File Photo

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Feb 15 (Reuters) – A key U.S. Senate panel is due to vote on Tuesday on President Joe Biden’s slate of nominees to lead the Federal Reserve, including the renomination of Jerome Powell as chairman and Sarah Bloom Raskin as regulator of Wall Street from the central bank.

Raskin, a former member of the Board of Governors of the Fed and former US Treasury official, has emerged as the most controversial candidate in the group, with some analysts expecting the 24-member panel to be evenly split along party lines.

Republicans have attacked Raskin for her past comments about using financial rules to control climate change and accused her of inappropriately lobbying on behalf of a fintech company on whose board she sat. , accusations that Raskin denied. Read more

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While a tie vote would not end Raskin’s nomination, it would complicate and potentially delay his path to confirmation by the full Senate, where a simple majority is required for such votes. The committee vote is scheduled for 2:15 p.m. EST (7:15 p.m. GMT).

With a tied banking panel, Raskin is more likely to need support from the 50 Democratic senators, including moderates Joe Manchin and Kyrsten Sinema, who have opposed other aspects of Biden’s policy agenda. Democratic Sen. Ben Ray Lujan is also recovering from a recent stroke, which could further slow the timeline in the event of a committee deadlock.

“Sarah Bloom Raskin’s nomination faces the strongest headwinds of the five Fed nominees, and it will come down to a handful of centrist voters, but we consider the odds of confirmation to be slightly better than a draw. is out right now,” said Isaac Boltansky, director of policy research for brokerage BTIG.

If confirmed, Raskin would become Washington’s most powerful banking regulator, overseeing an ambitious portfolio.

His main projects will likely include creating tools to assess financial risks related to climate change, rolling back Wall Street breaks granted by his predecessor Randal Quarles, and drafting new rules for fair lending and fintechs. Read more

Raskin, who served in senior Treasury and Fed positions under President Barack Obama, has been praised by progressive Democrats for her experience and expertise. Moderate Democrats on the Senate Banking Committee also backed Raskin during his confirmation hearing, and two of them – Mark Warner of Virginia and Jon Tester of Montana – told Reuters on Monday they both plan to vote for Raskin and the rest of Biden’s candidates.

OTHER NOMINEES

The committee will also vote on four other candidates for Fed slots: Powell, current Fed Governor Lael Brainard and proposed newcomers Lisa Cook and Philip Jefferson.

Powell, a Republican who was nominated during the Trump administration, is expected to sail for another four-year term as Fed chairman with broad bipartisan support. His first term as president expired earlier this month, but he remains in charge of monetary policy pending his confirmation.

Brainard, Cook and Jefferson used their confirmation hearings to signal their support for the monetary policy program set out by Powell, which will see the Fed likely start raising interest rates at its March 15-16 policy meeting, several increases to follow as part of an offer. bring an inflation rate under control to its highest level since the early 1980s.

Brainard, a Democrat named by Obama as Fed governor in 2014, also appears likely to be confirmed for a promotion to vice president, which would make her Powell’s deputy, despite Republican resistance. that it would push the central bank to strengthen its climate. change policies.

Cook is an economist at Michigan State University, while Jefferson is an economist and currently dean of faculty at Davidson College in North Carolina.

All Democrats on the committee are expected to vote for Cook and Jefferson while at least one Republican, Sen. John Kennedy, has also indicated he will support them both.

If Cook and Jefferson, who are black, are confirmed as governors of the currently all-white Fed board, that would make it the most racially diverse in the central bank’s 108-year history.

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Reporting by Pete Schroeder and Lindsay Dunsmuir; Editing by Michelle Price, Dan Burns and Paul Simao

Our standards: The Thomson Reuters Trust Principles.

Edward J. Lenhardt | Billing Obituaries

February 13, 2022

Montana Lending

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Edward John Lenhardt passed away peacefully on January 31, 2022.

Ed was born February 20, 1926, the second child of Adolph and Emma Scheidt Lenhardt on the family farm west of Billings, near Hesper, Montana. He lived there for 93 years, joined by his wife Muriel Moore Lenhardt. He considered himself very lucky that a pretty girl from Red Lodge agreed to dance with a guy from Hesper. They married in 1953, and this dance with Muriel lasted 68 years. Ed and Muriel loved their farm west of Billings where they raised their family and were active members of the community. When Ed’s health required additional care, they moved to Highgate Senior Living and continued to visit the farm often.

A proud Elder Grove alumnus and Billings High School graduate, Ed enjoyed watching Billings grow and prosper. Raising and fattening cattle gave him great pleasure. He has worked to protect and file agricultural water rights and served as a director of the Montana Water Resource Board. He believed that with patience and cooperation, solutions to problems big and small could be found. He was president of the Farm Bureau, was elected to the school board, was a member of the High Ditch Company, served for many years on that board, and was a 4-H leader.

To quote Ed, “It wasn’t all work and no play.” In the 1940s and 1950s, he enjoyed playing in a fast-paced softball league. He was honored to be included on a City League Hall of Fame plaque as a “short-stop”. Whenever he had the chance, Ed would head out to the Boulder River to fish. He enjoyed playing golf, especially after retiring from farming. He was also a member of Billings Lodge #113 AF&AM and the Scottish Rite Bodies. For 20 years he enjoyed riding with the Black Horse Patrol unit of Al Bedoo Shrine.

The family has always been the very pleasant center of his life. He farmed with his father and his brother, Robert. He laughed and played with his siblings, really enjoying the activities with his brothers-in-law. His marriage to Muriel was blessed with four daughters and he was always present at their programs and activities.

He happily watched them go on with their own lives, while quietly giving them advice and support (lots of MSU tuition; Go Bobcats!). He made every grandchild feel special. He enjoyed playing card games with them (compete to win, always keep score, but remember enjoying the game is more important than winning or losing.) Being surrounded by a bustling crowd of family members during the holidays were his favorite place.

Edward is survived by his wife, Muriel, and four daughters: Cathy Stroeher, Cheryl Lenhardt, Shawna (Guy) Byrd and Shar (Kuru) Palaiyan, as well as grandchildren: Nick (Emily) Stroeher, Beth (Kramer) Walberg , Jordan (Shane) Hirst, Ryan Byrd, Hallie Byrd, Megan Palaiyan and Ashley (Alex) Gordon; Great-grandchildren: Lilah Mae Stroeher, Benjamin Edward Stroeher and Kinsley Elizabeth Hirst, as well as numerous nieces and nephews. He was predeceased by his parents Adolph and Emma Lenhardt, his in-laws William and Edna Moore, his brother Robert, his sisters Marion Steinmetz and Marge Lackman, his brothers-in-law Art Steinmetz, Bill Lackman, Bill Moore and Ken Moore, sisters-in-law Elsa Mae Lenhardt, Patricia Moore and Hanna Moore, and son-in-law Sam Stroeher.

A friendly, upbeat manner with a little humor was the secret of Ed’s life. He used it until he was almost 96 years old, making friends with his neighbors and carers in Highgate. Thanks to everyone who helped. You are appreciated!

Visitation will be Friday from 4-7 p.m. at Smith’s West Chapel, 304 34th Street West. Interment will be Saturday, February 19 at 9:30 a.m. at Mountview Cemetery, followed by a Celebration of Life memorial service at 11 a.m. at Faith Evangelical Church, 3145 Sweetwater Drive (off West 32nd Street, between Central and Monad,) Billings .

Memorials can be sent to Spokane Shriners Hospital, 911 West 5th Ave., Spokane, WA 99204 or a charity of your choice.

They bought a ghost town… but didn’t expect ghosts. A family’s dream of owning a sprawling ranch in Montana turns into a nightmare when they discover it contains more than horses and history

February 8, 2022

Montana Lending

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New Serie GHOST TOWN TERROR Premiering Friday, March 11 on Travel Channel and discovery+


Sapphire Sandalo, Sarah Lemos, Scott Di Lalla and Tim Wood (left to right) explore a menacing supernatural activity at Gunslinger Gulch that brings fear to the ranch’s new owners.
Karen Broussard, the new owner of Gunslinger Gulch, lives in fear of terrifying paranormal activity on her ranch in Montana.

NEW YORK (February 8, 2022) – This one can scare even the Duttons. On the outskirts of Anaconda, Montana is Gunslinger Gulch, a sprawling ghost town and ranch made up of various abandoned historic buildings reclaimed from across the state. When the Broussard family answered the call for a new life in Big Sky Country and the opportunity to own this unique 52-acre property, they got more than they bargained for. They soon discovered that the ranch offered more than just the serene Montana lifestyle they were looking for. Relentless and menacing supernatural activity has plagued the family since day one, leaving them terrified and desperate for answers. THE GHOST TOWN TERROR, a six-episode series, premieres Friday, March 11 at 10 p.m. ET/PT on the Travel Channel and launches the same day on discovery+. Watch the trailer HERE.

After more than a year of paranormal attacks, including unexplained scratches, apparitions, disembodied voices and poltergeist activity, Karen and her family – daughter Chloe, 20, and sons Cameron, 21, and Colby, 15 – are distraught and in desperate need of help. paranormal investigator Tim Wood and paranormal researcher Sapphire sandal come to their aid and soon discover that the whole city has a dark and disturbing history and an oppressive energy has taken over. Faced with a particularly worrying situation, they call for reinforcement – ​​psychic medium Sarah Lemoswho is immediately affected by negative forces, and Wood’s longtime friend and fellow researcher, Scott Di Lalla.

The team’s in-depth investigation reveals a heinous unsolved murder, mysterious open pits, bone finds, alarming PVEs, startling physical attacks, and the most chilling thing an evil entity could ever happen to be. attached to a family member. They are led on a windy, sinister hunt past Gunslinger Gulch and through the nearby towns of Anaconda and Butte to a historic brothel and abandoned house, plagued by their own unforgiving history. The team discovers that these buildings have strange ties to the ranch and the Broussards. As Tim and Sapphire strive to get closer to the truth behind the haunting, the activity only grows stronger and more evil, making even the hunters feel hunted. The Gunslinger Gulch investigation has become a battle of wills.

“This is a series that will hook you until the very end,” said Matthew Butler, Managing Director, Travel Channel & Paranormal Streaming Content. “Told in six episodes, it’s an incredibly intricate paranormal investigation and dark mystery that begins as one thing and grows into something even bigger, while transporting viewers to a true guest ranch at the heart of of beautiful Montana.”

Series Overview

Episode 1 – “Getting Help”
Premieres Friday, March 11 at 10 p.m. ET/PT on Travel Channel

Paranormal investigators Tim Wood and Sapphire Sandalo arrive in Montana to help the Broussard family solve the Gunslinger Gulch haunting. Their mission becomes urgent when they must determine if the remote ranch, or the family members themselves, are behind the disturbing paranormal activity.

Episode 2 – “A Place for the Dead”
Premieres Friday, March 18 at 10 p.m. ET/PT on Travel Channel

Investigators Tim Wood and Sapphire Sandalo draw connections between the bloody history of Anaconda, Montana, and Gunslinger Gulch. But it’s a trek into the hills in search of a mysterious pit that has psychic Sarah Lemos fearful for everyone’s immediate safety.

Episode 3 – “Chased”
Premieres Friday, March 25 at 10 p.m. ET/PT on Travel Channel

Investigator Tim Wood uncovers a chilling connection between Gunslinger Gulch and a former brothel in Butte, Montana. Back at the ranch, the team grows more concerned for the Broussards after an experiment reveals a dark force’s psychological warfare.

Episode 4 – “Ornias”
Premieres Friday, April 1 at 10 p.m. ET/PT on Travel Channel

Broussard matriarch Karen reluctantly moves her family off the ranch while investigators Tim Wood and Scott Di Lalla face the dark haunting alone. Meanwhile, grim discoveries are made in an abandoned house that Karen claims to be drawn to.

Episode 5 – “Let Us Have It”
Premieres Friday, April 8 at 10 p.m. ET/PT on Travel Channel

The team builds a psychomanteum – a dimly lit hall of mirrors – to force a controlling entity to manifest inside the church. Meanwhile, a psychic designer reveals a dark secret, plunging the Broussard family and the investigation into further turmoil.

Episode 6 – “My Name is Pain”
Premieres Friday, April 15 at 10 p.m. ET/PT on Travel Channel

It’s a showdown between good and evil in Gunslinger Gulch when the team invites a priest to the ranch to evict the dark entity.

To follow @TravelChannel and #GhostTownTerror to Facebook, Twitter, instagram and ICT Tac for additional content and updates. Also, check out @discoverymore to instagram, Facebook and Twitter. Follow the team on social media: Tim Wood – instagram and TwitterSapphire Sandalo – instagram and TwitterSarah Lemos– instagramScott Di Lalla – Instagram.

GHOST TOWN TERROR is produced by Parabolic Content, a 3BMG company, for the Travel Channel and discovery+. For Parabolic, executive producers are Rick Sasson and Seth Sherman. Bill Hochhauser and Jeff Parker are also executive producers. For Travel Channel and Discovery+, the executive producer is Christine Shuler.

About the team

Tim Wood studied the paranormal for over 20 years. He is the creator and lead paranormal investigator of the world’s first interactive web-based paranormal ghost hunt series. livecifi.tv, served as lead investigator and host of the Travel Channel’s “It Feels Evil,” as well as guest appearances on “Haunted Salem: Live.” Wood’s experiences with a dark haunting at an early age continue to fuel her passion for documenting the paranormal and for helping those seeking answers about the afterlife.

Sapphire sandal is a paranormal historian and podcaster who inherited her grandfather’s passion for ghost stories and folklore. She created the award-winning web series and podcast “Something Scary”, as well as the award-winning web series and podcast “Stories With Sapphire”. She can also be seen lending her paranormal expertise on Travel Channel’s “Paranormal Caught on Camera” and “Paranormal Night Shift.” Sandalo is on a mission to bring more empathy and diversity to the paranormal community.

psychic medium Sarah Lemos communicates with the dead since she was only five years old. Lemos’ abilities to communicate with the dead have made her an important asset to many paranormal investigation teams around the world. She has appeared on Travel Channel’s “Portals to Hell”, “The Osbournes Want to Believe” and “Ghosts of Morgan City”. Lemos has developed a school of metaphysics where she teaches students how to manage and develop their own gifts.

Scott Di Lalla joined his first paranormal group in 2009. Growing up in a Roman Catholic family, the idea of ​​life after death was always ingrained in him. Having his own strange encounters as a young boy inspired him to pursue the paranormal. Every piece of evidence he collects sends a wave of validation through his soul suggesting that something is happening after our time here on earth. Di Lalla appeared alongside Tim Wood in the Travel Channel’s “It Feels Evil.”

About Discovery+

discovery+ is the quintessential real, non-fiction subscription streaming service. discovery+ presents a historic partnership with Verizon which offers their customers with certain plans up to 6 months of Discovery+ on Verizon. discovery+ offers the largest content offering of any new streaming service at launch, with a wide range of exclusive and original series in popular and passionate verticals where Discovery brands hold strong leadership positions, including style life and relationships; house and food; true crime; paranormal; adventure and natural history; as well as science, technology and the environment, and a list of high-quality documentaries. To learn more, visit discoveryplus.com or find it on a variety of platforms and devices, including those from Amazon, Apple, Google, Microsoft, Roku, and Samsung.

About Travel Channel

For the bold, daring and spontaneous; those adventurers who embrace the thrill of the unexpected; those risk takers who aren’t afraid of a little mystery; if you’re up for anything, and most importantly, if you love great stories, travel on the Travel Channel. We are more than you expected and everything you didn’t know you were looking for. Reaching more than 79 million cabled homes in the United States, Travel Channel is the world’s leading travel media brand. Fans can also visit travel channel for more information or to interact with other fans via Facebook, Twitter, pinterest and instagram. Travel Channel is owned by Discovery, Inc., a global leader in real-world entertainment spanning 220 countries and territories, whose portfolio also includes Discovery Channel, HGTV, Food Network, TLC, Investigation Discovery and OWN: Oprah Winfrey Network.


Media Contacts

discovery+/Travel Channel

Stephanie Sarcona
[email protected]
516.551.8249

Caryn Schlossberg
[email protected]
917.273.5792

Superjuice on behalf of Discovery+/Travel Channel

Lauren Kenyon
[email protected]
917.536.2117

Down Payment Resource Presents 2021 Beverly Faull Award for Leadership in Affordable Housing to Ruth Johnson | national news

February 8, 2022

Montana Lending

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Fourth Annual Beverly Faull Affordable Housing Leadership Award Honors Founder and CEO of Homes for Heroes

ATLANTA, Ga., Feb. 8, 2022 (SEND2PRESS NEWSWIRE) — Down Payment Resource (DPR), the national database of U.S. homebuyer assistance programs, today announced that Ruth Johnson, Founder and CEO of Homes for Heroes, has been selected as the winner of its fourth annual Beverly Faull Affordable Housing Leadership Award 2021. Each year, the Beverly Faull Affordable Housing Leadership Award recognizes an individual or organization that has demonstrated outstanding leadership in the expanding access to home ownership and affordable housing finance solutions.

Johnson was selected to found Homes for Heroes, a national network of real estate, mortgage and local business specialists who provide housing services at a reduced cost to healthcare professionals, teachers, first responders, active military and veterans. To date, Homes for Heroes has helped give back $100 million in hero rewards to over 50,000 heroes and their families so they can fulfill their dreams of home ownership.

Each year, DPR makes a financial donation to the non-profit housing organization of its choice. Johnson requested that the donation be made to the Homes for Heroes Foundation, a 501(c)(3) nonprofit organization that assists home-insecure heroes with housing assistance and home modification services. . The foundation recently celebrated raising $1 million to support heroes in need.

“I am extremely honored to be named the recipient of the Beverly Faull Award for Leadership in Affordable Housing,” said Johnson. “In the age of Covid, it is more important than ever to give back to the brave heroes who have remained dedicated to serving our country and its diverse communities throughout this crisis. Helping these heroes has been a lifelong passion of mine, and I look forward to continuing that mission with Homes for Heroes for years to come.

The Beverly Faull Affordable Housing Leadership Award is named in memory of Beverly Faull, a much-loved veteran of the housing industry and one of DPR’s first employees, who fully embraced the company’s mission to provide greater visibility and access to down payment assistance programs.

Previous recipients of this award include the National Association of Realtors (NAREB), the oldest professional organization for black and minority real estate professionals, Tonya Todd, Director of Housing for Hilltop Securities, Inc., and John O’ Callaghan, president and CEO of the Atlanta Neighborhood Development Partnership, Inc.

For more information on Johnson’s ongoing work with Homes for Heroes, visit https://www.homesforheroes.com/.

About Deposit Resource:

Down Payment Resource (DPR) is a national database of down payment assistance and affordable loan programs. The company tracks funding status, eligibility rules, benefits, and more for approximately 2,300 programs in 13 categories. Its award-winning technology is helping the housing industry connect more buyers to the down payment help they need. DPR has been recognized by Inman News as “the most innovative new technology” and the HousingWire Tech100™.

DPR is licensed to multiple listing services, realtor associations, lenders and housing counselors across the country. DPR’s subscription-based service, Down Payment Connect, helps agents and loan officers match buyers with available programs. For more information, please visit DownPaymentResource.com and on Twitter at @DwnPmtResource.

Twitter: @DwnPmtResource #homebuyers #mortgageindustry

NEWS SOURCE: Deposit Resource

This press release has been issued on behalf of the source of the information (Down Payment Resource) which is solely responsible for its accuracy, by Send2Press® Newswire. The information is believed to be accurate but not guaranteed. Story ID: 78790 APDF-R8.5

© 2022 Send2Press®, a press release and electronic marketing service of NEOTROPE®, California, USA.

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People in business for February 6, 2022 | business people

February 6, 2022

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Abaca Crosses $2 Billion in Compliant Cannabis Business

February 3, 2022

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“Over the past two years, we have been focused on helping our customers do business faster with more precision, control and stability, enabling them to achieve efficiency and expand their financial operations,” said Abaca’s CEO. Dan Roda. “To see that we have now facilitated $2 billion in business for our customers is very rewarding. We plan to continue to leverage our expertise in compliance and cannabis technology to find new ways to empower the industry as it continues to grow and evolve. »

Based at North Little Rock, Arkansas, a growing hub for fintech startups, Abaca service dispensaries, cultivators, processors and ancillary cannabis businesses with compliant commercial banking, payments and cash management. Abaca’s customers include both small businesses as well as publicly traded multi-state operators and enterprise customers. Abaca’s offering also includes robust cash management tools that help operators scale their financial operations.

“With multiple locations in multiple jurisdictions, each with its own ecosystem of banks and service providers, our corporate cash management was piecemeal,” said Lisa Bredenkamp, chief accounting officer of Revolution Global, a multi-state cannabis operator with operations in five states. “Abaca’s forward-looking team has worked hand-in-hand with us to develop solutions that will help us grow, saving us time and reducing headaches along the way.”

“Our technology has really changed the expectations of cannabis banking. We now do much more than just commercial deposits,” said Brian Bauer, President and Chief Strategy Officer of Abaca. “And because we’re a technology company first and foremost, we’re able to deploy our financial services digitally while meeting stringent cannabis banking compliance requirements.”

To serve its growing customer base nationwide, Abaca maintains offices in North Little Rock, Arkansasand Chicago, Ill..

About abaca
Abaca provides state-legal cannabis businesses with compliant bank accounts, loans, electronic payments, and other financial services through its fintech-based cannabis banking platform. Abaca and its partner financial institutions are currently accepting traditional bank account applications in Arkansas, Colorado, Florida, Illinois, Louisiana, Michigan, Missouri, Montana, North Dakota, Ohio and Oklahoma; the company’s fintech banking platform also offers lending and payment processing services to cannabis and hemp/CBD businesses nationwide. Learn more about GoAbaca.com.

SOURCEAbaca

The best US banks 2022

February 3, 2022

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The largest US banks echoed the US economy in 2021, rebounding from a strong position following the upheaval and disruption from Covid-19 which continues to spread but with less disruption to daily life.

The exit from pandemic shutdowns aimed at slowing the spread of the virus served as a test of resilience for the sector, which has not been seen since the Great Recession.

The pandemic and the federal government’s response have set the stage for the current environment in which the United States has emerged from the fastest recession in U.S. history and an exceptional economic rebound has not only driven growth GDP of 5.7%, but also inflation measured at 7% on the consumer price index in December, the highest since 1982.

U.S. banks were at the forefront of this robust pandemic response, helping facilitate forgivable loans for family businesses across the country through the Paycheck Protection Program. This federal response not only saved many Main Street businesses, but also limited the damage to banks to just four bank failures.

Click here to see the full list of top US banks.

Mike Mayo, managing director and head of U.S. large-cap bank research at Wells Fargo, said Forbes that top banks “were part of the solution during the pandemic, as opposed to part of the problem like the industry was during the global financial crisis”. This achievement is the product of upgrades made over the past decade to improve capital, liquidity, technology and resilience, according to Mayo.

As the rankings reflect, Mayo sees a rosy picture for smaller banks, adding that there is banking growth on the high street for the first time in the digital age. The increased digitization of the banking sector is expected to improve margins, especially for smaller high street banks.

“Main Street banking is back on track due to historic dry powder in terms of cash and capital deposits, a return to loan growth and likely higher interest rates,” Mayo says, adding that his team predicts the best growth in Main Street banking in more than three years. decades. Bank stocks have already outperformed in anticipation of rising rates and improving net interest margins. Over the past year, the iShares US Regional Bank ETF has nearly doubled the return of the S&P 500 Index.

The more than 5,000 banks and thrifts in the United States that have survived the past two years are now poised to thrive as pent-up demand and the full reopening of the global economy continues.

Originally designed in the aftermath of the 2008 financial crisis, Forbes has worked with S&P Global Market Intelligence for 13 years on its America’s Best Banks ranking. Considering financial data on the growth, quality and profitability of the 100 largest publicly traded banks and economies by assets, the metrics used to establish the rankings are based on current regulatory filings through September 30, 2021 While S&P provides the data, the rankings are done by Forbes.

Metrics considered to make this list include: non-performing assets as a percentage of total assets; reserves as a percentage of non-performing assets; the CET1 ratio, which compares a bank’s capital to its risk-weighted assets; risk-based capital ratio; return on average tangible common equity; return on average assets; net interest margin; growth in operating income; and net write-offs as a percentage of total loans. This list excluded banks whose first-tier parent company is not based in the United States.

Home Bancshares, the bank holding company behind Centennial Bank, was America’s highest-rated bank, up four places from last year when it finished fifth. The community bank’s parent company based in Conway, Arkansas, was in the top 50 for every metric Forbes tracks, notably outperforming with its risk-based capital ratio of 19.6%, a CET1 ratio of 15.2%, an efficiency ratio of 40.2%, a net interest margin of 3.9% and a return on average assets of 1.9%, all of which landed in the top 10.

Small institutions once again dominated at the top of the list, with only two banks with more than $100 billion in assets in the top 40.

Ontario, Calif.-based CVB Financial, the parent company of Citizens Business Bank, ranked fourth on the list after being the top-ranked bank for the past two years. The rest of the top 10 included Little Rock, Arkansas-based OZK Bank at No. 2, Irvine, Calif.-based Bank Holding Company Pacific Premier Bancorp at No. 3, Olney, Maryland, Sandy Spring Bancorp at No. 5, Houston, Texas -based Prosperity Bancshares at #6, McLean, Virginia-based Capital One Financial Corporation at #7, Kalispell, Montana-based Glacier Bancorp at #8, Portsmouth, Virginia-based TowneBank at #9 , and Wheeling, West Virginia-based WesBanco at 10.

Pacific Premier cited the burgeoning economic recovery as a reason for its strength in 2021, citing increased business lending activity and demand for credit, particularly with commercial lending, as a major driver of its strong numbers for 2021.

For Prosperity Bancshares, this increase in business activity has been associated with a regional boom, with Texas bank CEO David Zalman saying he expects Texas and Oklahoma to see outsized growth during of the reopening. its preferential tax rates.

Glacier Bancorp’s strong year was fueled in part by a significant acquisition, bringing in Altabancorp, the parent company of American Fork, Utah-based Alta Bank, which was the largest acquisition in history company and brought in more than $4 billion from Utah’s largest community bank.

Nine of the top 10 banks have less than $37 billion in assets, with Capital One serving as an outlier with more than $425 billion in its coffers. Capital One, which has specialized in credit cards since its start as a credit card company in 1994, was also a top lifter on the list, moving up 37 places from its No. 44 position. ‘last year. Capital One ranked first among banks in return on average tangible common equity, return on average assets and net interest margin.

Another of the largest banks on the list, the Bank of New York Mellon Corporation, saw one of the largest declines on the list, falling 58 places from 8th place last year to 66th this year. net interest income being a major cause, falling 9%. year-over-year, according to the New York-based banking giant’s third-quarter 2021 results that were used for this list. BNY’s net interest income fell 12% year-over-year in 2021, which the bank attributed to low interest rates on interest-earning assets.

The country’s largest bank, JPMorgan Chase & Co. and its nearly $4 trillion in assets rose three places, from 51st to 48th. CEO Jamie Dimon attributed the successful year to his business “benefiting from elevated capital markets activity and a recovery in lending activity…across the business” in comments accompanying the bank’s fourth quarter results.

Wells Fargo, another trillion-dollar bank, moved up one spot from a year ago, rising from 98th place a year ago to 97th place, finally seeing the expiration of a restraining order. Consent from the 2016 Consumer Financial Protection Bureau resulting from the company’s retail banking scandal.

The other two trillion-dollar banks fell in the rankings. Citigroup came in at 88th place, down from 65th place last year and Bank of America was in 91st place after finishing in 74th place a year ago.

IMF Urges El Salvador to Reduce Its Bitcoin Push | national news

January 29, 2022

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NEW YORK (AP) — The International Monetary Fund said Friday that El Salvador should dissolve the $150 million trust fund it created when it made the Bitcoin cryptocurrency legal tender and return all those funds unused to his treasury.

The recommendation was part of the international lender’s report on El Salvador’s economy and went beyond its statement earlier this week urging El Salvador to drop Bitcoin as legal tender.

The trust fund was intended to enable the automatic conversion of Bitcoin into US dollars – El Salvador’s other currency – to encourage hesitant people to adopt the highly volatile digital currency.

The IMF also recommended eliminating the $30 offer to entice people to start using the “Chivo” digital wallet and strengthening digital wallet regulation to protect consumers. He suggested there might be benefits to using Chivo, but only in dollars, not Bitcoin.

“In the short term, the actual costs of implementing Chivo and operationalizing the Bitcoin Law outweigh the potential benefits,” the report states.

Salvadoran President Nayib Bukele’s office did not immediately respond to a request for comment, but in recent days Bukele has rejected IMF recommendations regarding Bitcoin.

The IMF expressed concern over El Salvador’s growing exposure to Bitcoin volatility and called for greater transparency.

Government officials told the IMF that the launch of “Chivo” had dramatically increased financial inclusion, drawing millions of people into the financial system who previously did not have bank accounts. They also talked about parallel tourism promotion targeting bitcoin enthusiasts.

The government has not seen a need to reduce the scope of its Bitcoin law, but the agreed regulations could be strengthened, according to the report.

Bukele led the push to adopt Bitcoin as legal tender alongside the US dollar. El Salvador’s Legislative Assembly made the country the first to do so in June, and the Bitcoin Law went into effect in September.

“What we highlight in the report is that having a digital wallet, which allows people to use digital payment methods and store their savings there, especially in US dollars, can bring benefits to the economy as well as growth, but again, I’m emphasizing the US dollar because the price of bitcoin is volatile,” said IMF mission chief Alina Carare. in El Salvador, during a call to reporters on Friday.

After nearly doubling in value at the end of last year, Bitcoin has taken a dive.

El Salvador and the IMF have been negotiating $1.3 billion in loans for months. Carare did not say whether the potential loan would be withheld if El Salvador continued to use Bitcoin as legal tender.

When asked, Carare said, “we continue to have strong engagement with the government of El Salvador.”

——

AP writer Marcos Alemán in San Salvador, El Salvador contributed to this report.

Copyright 2022 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed without permission.

Man executed for 1996 murder after Supreme Court clearance | national news

January 28, 2022

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ATMORE, Ala. (AP) – Alabama on Thursday executed an inmate by lethal injection for a 1996 murder after a divided U.S. Supreme Court sided with the state and rejected defense claims that the man had an intellectual disability which cost him a chance to choose a less “tortuous” but never tried method of execution.

Matthew Reeves, 43, was put to death at Holman Jail after the court lifted a lower court order that had prevented corrections officers from executing the prisoner. He was pronounced dead at 9:24 p.m. CST, state Attorney General Steve Marshall said in a statement.

Reeves was convicted of murdering Willie Johnson Jr., a driver who drove him in 1996. Evidence showed Reeves then went to a party and celebrated the murder.

The prisoner did not have a last word. After craning his neck to look around a few times, Reeves grimaced and looked down his left arm at an IV line. With his eyes closed and his mouth slightly open, Reeves’ abdomen moved several times before coming to rest.

Gov. Kay Ivey, in a statement, said Johnson was “a lending good Samaritan” who was brutally murdered. Reeves’ death sentence “is just, and tonight justice was rightfully served,” she added.

Prison officials said some members of Johnson’s family witnessed the execution. In a written statement, they said: “After 26 years, justice (has) finally been served. Our family may now have some closure.

Reeves was convicted of capital murder for the murder of Johnson, who died of a shotgun blast to the neck during a robbery in Selma on November 27, 1996. He was killed after picking up Reeves and d others on the edge of a rural highway.

After the dying man was robbed of $360, Reeves, then 18, went to a party where he danced and imitated Johnson’s fatal convulsions, authorities said. A witness said Reeves’ hands were still stained with blood during the celebration, according to a court ruling.

While the courts upheld Reeves’ conviction, his lawyers’ last-minute fight seeking to stop the execution involved his intelligence, his rights under federal disability law and how the state planned to to kill.

The Supreme Court on Thursday evening overturned a ruling by the 11th U.S. Circuit Court of Appeals, which ruled on Wednesday that a district judge had not abused his discretion in ruling that the state could not execute Reeves by a method other than nitrogenous hypoxia. , which has never been used.

Reeves’ attorneys have criticized the Supreme Court’s failure to explain its decision to let the execution continue. “The immense authority of the Supreme Court should be used to protect its citizens, not to disenfranchise them without explanation,” they said.

In 2018, Alabama death row inmates were given the option to sign a form choosing either lethal injection or nitrogen hypoxia as their method of execution after lawmakers approved the use of the drug. ‘nitrogen. But Reeves was among the inmates who did not fill out the form indicating a preference.

Suing under the American With Disabilities Act, Reeves claimed he had a developmental disability that prevented him from understanding the form offering him the option of choosing nitrogen hypoxia – a method never before used in the United States – instead. than the lethal injection, which the detainee’s lawyers described as “torturing”. ”

Reeves also claimed the state failed to help him understand the form. But the state argued that he was not so disabled that he could not understand the choice.

It was a divided court that let the execution continue. Justice Amy Coney Barrett said she would deny the state’s request, while Justice Stephen Breyer, who just announced his retirement, and Justice Sonia Sotomayor joined Justice Elena Kagan in a dissent that said the execution should not take place.

The state had previously asked the 11th United States Circuit Court of Appeals to waive a lower court injunction and allow enforcement, but the Wednesday’s panel had declined. Alabama then appealed, sending the case to the nation’s highest court.

Alabama went from electric chair to lethal injection after 2002, and in 2018 lawmakers approved the use of another method, nitrogen hypoxia, amid defense challenges to injections and shortages of chemicals needed for the procedure. the new method would result in death by replacing the oxygen the prisoner breathes with nitrogen.

A poor reader and intellectually disabled, Reeves was unable to make such a decision without the assistance that should have been provided under the American With Disabilities Act, his lawyers argued. A prison worker who gave Reeves a form did not offer help to help him figure it out, they said.

With Reeves claiming he would have chosen nitrogen hypoxia over a “torturing” lethal injection had he understood the form, the defense filed a lawsuit asking a court to stop the lethal injection. U.S. District Judge R. Austin Huffaker, Jr. blocked the execution plans, ruling that Reeves had a good chance of winning the claim under the Disabilities Act.

A defense expert found Reeves had grade one reading and the language proficiency of someone as young as 4, but the state disagreed that Reeves had a disability that would prevent him from understanding his options.

An Alabama inmate who was put to death by lethal injection last year, Willie B. Smith, unsuccessfully raised allegations that he was intellectually incapable of choosing nitrogen hypoxia.

Stavros Lambrinidis, the European Union ambassador to the United States, had sent a letter condemning Johnson’s murder and asking Governor Ivey to block the execution.

Copyright 2022 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed without permission.

Missoula Financial Markets Tank over Inflation – Fed – Ukraine

January 25, 2022

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Investors in Missoula and around the world watch helplessly as their investment accounts plummet hundreds of points a day as markets react to global and national events.

KGVO reached out to Bob Seidenschwarz of SG Long in Missoula to make sense of what’s happening in the markets.

Seidenschwarz counted the factors that have paralyzed the markets over the past week.

“Here are the triggers, at least from a headline perspective, first; inflation,” Seidenschwarz said. “You have the Fed getting more hawkish, abandoning its bond buying program and actually discussing bond sales in the market. You also had some news with Russia and Ukraine, of course, and that stirs the pot a bit. And we are still dealing with the effects of the pandemic. So you’re pretty close to the perfect storm right now.

Seidenschwarz reiterated the advice he gives to every new client at the start of their investment journey.

“So as I said after decades of work, I stand by that statement,” he said. “You shouldn’t be in the markets unless you have longer time horizons, and that’s very important. You’re not entering the market to make a quick buck, to get a down payment on that house, or to take that vacation. Sometimes you can hit the right numbers, but you should really think about it over a period of five years or more because of exactly the type of events we’re going through right now.

Seidenschwarz explained the concept of “dollar cost averaging” when it comes to investing.

“It’s about a constant purchase of a specific dollar amount each month so that you suppress the ups and downs that the market inevitably tends to give you throughout the year,” he said. he declares. “So right now you’re putting that $100 aside every month, you’re buying more shares of that same fund which may be down 10-15% year-to-date compared to early January. That’s how you get discipline, and that’s one of the rules that has proven to be very true in the long run, and that’s how you win the game.

Seidenschwarz advises anyone interested in investing to take a very long view and not to overreact at times like these.

“It’s always important to assess your risk tolerance and how you’re allocated because these types of days will inevitably be part of your investing experience,” he said. “That way when I can tell a client ‘look, we’re positioned this way’, I checked their account and in their case it’s down 5-6% and the market is down 15% overall. That’s because we’ve discussed the specifics of their allocation versus being, say, 100% in equities, especially in certain sectors that are currently experiencing a downturn. It is therefore very important to have a pedagogical point of view on what could happen in what types of circumstances.

Seidenschwarz advises anyone to consult their investment advisor and get sound, reliable advice before reacting emotionally to current markets.

WATCH: Here are 25 ways to start saving money today

Whether it’s finding cashbacks or simple changes to your daily habits, these money-saving tips can come in handy whether you have a specific savings goal, want to save money, money for retirement or just want to earn a few pennies. It’s never too late to be more financially savvy. Read on to learn more about how you can start saving now. [From: 25 ways you could be saving money today]

KEEP READING: See the Richest Person in Every State

KEEP READING: Here are the best places to retire in America

A Michigan Woman Just Found $3 Million In Her Spam Folder

January 24, 2022

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This email was not part of the Nigerian prince’s scam. This email was legitimately worth millions of dollars.

One of the oldest email scams is undoubtedly where a Nigerian prince sends an email to an American asking for help with a bit of foreign money exchange, which would result in you receiving loads of money. That’s not what this Oakland County, Michigan guy found in his spam folder.

According to Michigan Lottery websiteLaura Spears, unrelated to Britney, bought a Mega Million lottery ticket online on December 31, 2021. She then noticed it was a huge jackpot but ignored it because she hadn’t received an email. mail to let him know it was time to quit his job.

Recently, she was rummaging through her spam folder looking for an email from a friend when she came across an email from the Michigan Lottery. Spears matched the numbers on 5 white balls, which means she won $1 million. It’s quite incredible. She actually ended up with $3 million thanks to the Megaplier.

Spears had the same reaction when she saw the email in her spam folder that most of us would have, shock and disbelief. His next step was to log into his Michigan Lotto account to confirm it was not a hoax or email scam. She actually confirmed the win on the website.

If you receive an email stating that you are a winner, do not click on any links in the email as it may be a common email phishing scam which is why these types of e-mails end up in your spam folder. Do what Laura did, log into your account or contact the source, in this case the Michigan Lottery, to confirm the email is real and you can now afford a bunch of jet skis.

Congratulations to the lucky winner.

WATCH: Here are 25 ways to start saving money today

Whether it’s finding cashbacks or simple changes to your daily habits, these money-saving tips can come in handy whether you have a specific savings goal, want to save money, money for retirement or just want to earn a few pennies. It’s never too late to be more financially savvy. Read on to learn more about how you can start saving now. [From: 25 ways you could be saving money today]

KEEP READING: See the Richest Person in Every State

5 Best Carriers in El Paso, TX

January 22, 2022

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Below is a list of the best carriers in El Paso. To help you find the best carriers near you in El Paso, we’ve put together our own list based on this rating point list.

The best conveyors in El Paso:

The top rated Conveyancers in El Paso, TX are:

  • Firth Bunn Kerr Neill – is a full-service company in El Paso, Texas
  • Computer Anderson Bright & Associates – was created by Charles E. Anderson in 1958
  • Forbes and Forbes Lawyers – are lawyers who have done law together since 1989
  • Blanco Ordonez & Wallace – is an active and refined minority-owned law firm
  • Law firm of Monique Velarde Reyes – is a competent attorney in El Paso, TX

Firth Bunn Kerr NeillCarriers in El Paso

Firth Bunn Kerr Neill is a full-service company in El Paso, Texas. They are lawyers who practice civil law in general. Their attorneys have a long-standing reputation for quality legal work, with over 200 years of combined experience. Commercial and loan transactions, company formation and planning, civil litigation, insurance defense, labor law, real estate, aviation and general business law are some of their areas of expertise. . Their firm handles clients with interests on both sides of the US-Mexico border and in New Mexico, given El Paso’s status as part of an international metroplex.

Products:

Change of business owner, real estate litigation, inheritance law

SITE:

Address: Law Center, 311 Montana Ave, El Paso, TX 79902
Call: 915-532-7500
Website: www.f-jlaw.com

COMMENTS:

“Alex Neill is an excellent lawyer, able to successfully manage complicated real estate files. Highly recommend!” -Nancy T.

Computer Anderson Bright & AssociatesBest Carriers in El Paso

Computer Anderson Bright & Associates was established by Charles E. Anderson in 1958. Its legacy is carried on today by his son, Steve, and his loyal partners, John and Bill, who help the businesses and people of El Paso, Texas, and Las Cruces, New Mexico, with their professional and personal demands.

Their attorneys and staff excel in their individual areas of practice, each with over thirty years of expertise. Anderson, Bright & Associates PC is a full-service law firm focusing on real estate, probate, business transactions, wills and probate, and family law.

Products:

Real Estate, Business, Wills, Probate, Family Law

SITE:

Address: 1533 Lee Trevino Dr #205, El Paso, TX 79936
Call: 915-595-1380
Website: www.andersoncroutattorneys.com

COMMENTS:

“A great law firm handled our cases quickly and easily.” -Carlos P.

Forbes and Forbes LawyersEl Paso Conveyors

Forbes and Forbes Lawyers are attorneys who have performed law together since 1989. Stewart Forbes has been helping personal injury victims since 1971. Susan is a valuable asset to their El Paso clients. They serve you with one goal: to consistently deliver results while putting your needs first.

They have personally observed the need to maintain an ethical practice as past president and past members of the local grievance committee. As attorneys, they promise to spend as much time and effort investigating your case, negotiating your position and, if necessary, representing you in court.

Products:

Estate Law, Estate Planning Law, Business Lawyer, Personal Injury Lawyers

SITE:

Address: 711 Myrtle Ave, El Paso, TX 79901
Call: 877-266-2488
Website: www.forbeslawoffice.com

COMMENTS:

“Forbes and Forbes helped me with my parents’ will and she did a great job. Thank you!” – Isabelle A.

Blanco Ordonez & WallaceGood carriers in El Paso

Blanco Ordonez & Wallace is an active and refined minority-owned law firm. The company serves a wide range of customers, including government agencies, individuals, private companies and a number of domestic, international and foreign corporations. Local government and education law, general and commercial litigation, labor and employment law, trust and dispute litigation, public finance, real estate, general corporate and business law, and international law are some of the areas in which their lawyers.

Products:

Civil and commercial litigation, probate litigation, will contests, real estate and commercial transactions

SITE:

Address: 5715 Cromo Dr, El Paso, TX 79912
Call: 915-845-5800
Website: www.bomwlaw.com

COMMENTS:

“When you’re in trouble and need a good lawyer, this is a place to stop.” – Anthony A.

Law firm of Monique Velarde ReyesOne of the best conveyors in El Paso

Law firm of Monique Velarde Reyes is a competent attorney in El Paso, TX. Consult an expert attorney if you are facing legal issues or an uncertain future. Before becoming a lawyer, lawyer Reyes worked as a teacher. His locally owned and operated practice has been in operation for 11 years. She ensures that her dedicated team provides exceptional customer service every step of the way.

When you need a criminal defense attorney or DWI attorney in El Paso, TX, she goes above and beyond to make sure you understand everything that’s going on in your case so you can feel comfortable.

Products:

Wills and trusts law, inheritance law, traffic citation, domestic violence

SITE:

Address: 149 N St Vrain St, El Paso, TX 79901
Call: 915-412-6818
Website: www.epdefense.com

COMMENTS:

“Outstanding professional service. I went through the whole process to the end, achieving a result that was to my advantage. – Rommel D.

CENTERSPACE ANNOUNCES BOARD APPOINTMENTS – Form 8-K

January 18, 2022

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CENTERSPACE ANNOUNCES BOARD APPOINTMENTS

MINNEAPOLIS, MN, January 18, 2022 – Centerspace (NYSE: CSR) today announced the appointment of Rodney Jones-Tyson as a director, the addition of Bob Levine as a non-voting observer to the Board of Directors (“Board”) and the transition of John Schissel as Chairman of the Board.

“We are delighted to welcome Rodney and Bob to the Centerspace Board of Directors in their respective roles. I am also delighted to be working with John as Chairman,” said Centerspace President and CEO, Mark Decker, Jr.

“Rodney brings significant experience to his roles at Baird and his perspective will be invaluable as we seek to continue to successfully scale the business in the years to come, particularly as we work to expand our efforts to be a great place to work and align our team around our mission,” continued Decker. “Additionally, it was a pleasure to work with Bob on our recent acquisition of the KMS portfolio. His knowledge of the Minneapolis multifamily market will be especially helpful as we execute the integration of KMS and continue to seek new opportunities. in the market.”

Mr. Schissel succeeds Jeff Caira as Chairman who will remain on the Board after serving as Chairman for the past four and a half years.

“I am honored to assume the role of Chairman and would like to thank Jeff for his leadership in the successful transformation of Centerspace from a diversified REIT to a growing and focused housing company,” said John Schissel, “I am also extremely privileged to be able to work with Centerspace’s exceptional leadership team who developed and executed the transition strategy, as well as my fellow administrators who have all contributed to Centerspace’s many successes over the past few years. We believe there are many more opportunities for the company to continue to set itself apart in the years to come.”

Mr. Jones-Tyson has over 30 years of experience working for global financial services companies and is currently the Global Chief Human Resources Officer of Baird, a private wealth management, asset management, banking company. investment/capital markets and private equity owned by its employees. company with offices in the United States, Europe and Asia. Prior to his current role, Mr. Jones-Tyson served as Baird’s Chief Risk Officer from 2018 to 2021, Chief Operating Officer of Baird’s Global Investment Banking Group from 2011 to 2018 and Director of Baird’s business development from 2008 to 2011. Mr. Jones-Tyson began his career at Baird in 1998 as an investment banker where he provided advice on mergers and acquisitions and corporate equity capital markets of the middle market in the United States and Europe. Prior to joining Baird, Mr. Jones-Tyson was in the retail and commercial lending groups of Chase Manhattan Bank and Citibank. In the community, Mr. Jones-Tyson serves as Chairman of the Board of the Foundation for Homan Square and is currently a Board Member and former Chairman of the Board of IFF, the largest development finance institution nonprofit community in the Midwest. Mr. Jones-Tyson holds an MBA from the University of Chicago Booth School of Business and a bachelor’s degree in finance from the University of Maryland.

Mr. Levine has over 40 years of experience in the real estate industry. Mr. Levine currently serves as President and CEO of KMS Management Inc., which acquires, redevelops and manages apartment communities. Early in his career, Mr. Levine was involved in the redevelopment of historic commercial properties, converting them into retirement homes. Prior to the real estate industry, Mr. Levine spent over 5 years at Honeywell as a national branding manager in their building control division. Mr. Levine holds a Bachelor of Science in Industrial Engineering from the University of Wisconsin, Madison. Mr. Levine is a Past President of the Minnesota Multi-Housing Association, and a Certified Real Estate Manager (CPM®) and Fellow of the Institute of Real Estate Management.

About Centerspace

Centerspace is an owner and operator of apartment communities committed to providing great homes with a focus on integrity and serving others. Founded in 1970, the company currently has 83 apartment communities consisting of 14,718 homes located in Colorado, Minnesota, Montana, Nebraska, North Dakota and South Dakota. Centerspace was named Top Workplace for 2021 by the Minneapolis Star Tribune. For more information, please visit www.centerspacehomes.com.

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If you would like more information on this topic, please contact Emily Miller, Investor Relations, at (701) 837-7104 or [email protected]

Helena Group Modeling Railroads of Western Montana

January 17, 2022

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HELEN — The Western Montana Railroad Historical Association (WMRHA) is working to create a very detailed model of the western part of the state. A project that could take ten years to materialize.

In the basement of a building off Last Chance Gulch in Helena, the story takes shape.

“We cover the area from Great Falls to Missoula, Harlowton and Livingston, you know, down to Butte basically; this bloc,” says WMRHA President Mark Luther.

Wood, screen and plaster are fashioned to tell the story of Montana’s railroads.

Luther and his passionate companions methodically recreated the roads and rails of western Montana. They have already put three years into construction, but say it could take up to eight more years.

They use what is called the HO scale for the project. That means for every inch on the model, that’s 87 inches on a real train.

Each model city has significant landmarks related to the railway industry that may or may not exist today. For example, the group plans to rebuild the Great Northern Train Depot, where the Federal Reserve Building in Helena now stands.

Luther says the streets people cross today in Helena owe much to paths laid down decades ago.

“Like all the odd orientations in the streets of Helena, this was largely due to the various railroads that had entered. Because the trains would come in at a certain angle and then they would build streets parallel to the tracks while you have trains coming in at different angles,” Luther explains.

So, like the locomotives that continue to criss-cross the Montana landscape, this group continues to roll on this miniature version of the treasure state.

“We’ll say it’s almost done, but with modeling like this you’re never completely done, you can always add things and change things,” Luther says.

The group hopes to have a path set up for casual audiences by the time the Helena Farmers Market opens.

If you have any interest in helping the railway association and to lend a hand, you can stop by their headquarters at 619 North Last Chance Gulch on Saturdays from 10 a.m. to 3 p.m.

“Superload” Lumbers through Pennsylvania, as big as two whales

January 14, 2022

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It’s called supercharging, and for good reason: the highway monster is longer than five fire trucks and weighs up to two blue whale.

This week and next week, the gigantic tractor-trailer, carrying a tank from a disused nuclear training site, will cross Pennsylvania on a 400 mile course it would test the skills of even the most seasoned trucker.

The metallic leviathan, which occupies two traffic lanes, measures 213 feet from end to end and weighs 294 tons, simply putting oversized loads to shame.

As it rolls across the state on what is expected to be a nine-day trip, the rig with multiple platters and escort vehicles must traverse 16 counties, navigate off-ramps, country roads, two-lane highways, unusual traffic patterns and a potential snowstorm. .

The truck can only be driven at the posted speed limit or 30 miles per hour, whichever is lower, depending Pennsylvania Department of Transportation.

Unsurprisingly, drivers should expect delays if they find themselves caught behind the overload, although it is expected to travel mainly at night to reduce bottlenecks, the department said.

Lew Grill, a truck driving expert and instructor in Montana with 54 years of experience on the road, said he has deep respect for any truck driver capable of hauling a 294-ton load.

He said the weight limit for the average tractor-trailer is 40 tonnes, a featherweight in comparison.

“It’s phenomenal,” Mr. Grill said. “If this guy pulls it off professionally, he should get some accolades. We should bow to him. There aren’t many drivers like that.

Mr. Grill said the driver will have to respond to unforeseen challenges, such as cars stopped on the side of the road.

Escort drivers are “just extra eyes and ears for the captain of the ship,” he said. Ultimately, the truck driver is responsible for ensuring the supercharge reaches its destination safely, he said.

Although the tank is empty, it is radioactive due to its proximity to the D1G Prototype reactor, which had been used in Kenneth A. Kesselring website in West Milton, NY, near Saratoga Springs, to train Navy sailors in the operation of Navy nuclear-powered fleet propulsion systems.

The prototype reactor was decommissioned in 1996 and reactor fuel was removed in 1997, according to the Naval Nuclear Laboratory. The tank, which was part of a system used to support the prototype reactor, contains no residual fuel, according to Saralynne DelRaso, a spokeswoman for the lab.

She said a person who was near the outside of the tank for an hour would receive less radiation exposure than a passenger might receive on a cross flight from New York to Seattle.

Ms. DelRaso said the company transporting the tank planned to have the truck accompanied by three escort vehicles and three state police vehicles.

Because the trailer is wide, drivers cannot pass on two-lane roads until the rig stops and escorts allow traffic to pass, she said.

The expedition required numerous permits, all of which included advance notice of the operation as well as approval of the proposed route and schedule, Ms. DelRaso said.

The truck left the Kesselring site on Jan. 5 and drove through northeastern Pennsylvania on Wednesday evening, she said.

He was expected to reach Wampum, Pennsylvania, about 41 miles north of Pittsburgh, on January 21. The tank will then be dismantled, part being recycled and the rest thrown away.

A winter storm expected to hit the northeast over the weekend could complicate the trip. The National Weather Service has warned of dangerous road conditions, with first estimates four inches of snow or more in parts of Pennsylvania.

Perkins Specialized Transport Contract, a heavy haul and superload logistics company in Becker, Minnesota, which was transporting the tank, declined to comment on the company on Thursday.

But the work isn’t the most important the company has done.

In the summer of 2018, it carried seven engines weighing 318 tons each over a 61-mile route from a port in Michigan’s Upper Peninsula, according to the company’s website. The expedition took over a year and a half to plan and three and a half weeks to complete and required route studies, feasibility studies and external support teams.

The Pennsylvania Department of Transportation was urging people to follow the overload on social media with the hashtag #PAsuperload22.

“It will be a team effort, with soldiers from at least six different stations participating at various intervals,” said state police spokesman Lt. Adam Reed. “Safety and security will be our top priorities, and we ask for patience as we ensure it arrives safely at its destination.”

Do Utahans Use Mental Health Prescriptions?

January 14, 2022

Montana Lending

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The number of people taking prescription drugs for mental health in Utah has increased by 8% since January 2021, according to a new report.

The news: A new report from Quote Wizard by Loan Tree found that the pandemic fueled the increase in mental health prescriptions nationwide.

  • Overall, 28 states saw a 10-50% increase in the number of people taking mental health medications in 2021.

Most: Arkansas, New Mexico and New York have seen the largest increases in the number of people taking mental health medication.

The least: Montana, Nevada and Hawaii have seen the largest declines in the number of people taking these drugs.

Utah Numbers: Utah has seen an 8% increase in the number of people taking prescription drugs for mental health over the past year.

  • In general, about 27% of Utah’s population takes these drugs.

The method: Quote Wizard by Loan Tree discovered these results by analyzing data from the Pulse survey Centers for Disaster Control and Prevention. The data in this report is from January 2021 to October 15, 2021.

Do not forget : Utah, however, is home to one of the best cities for mental health. Salt Lake City ranked second best city in the country for Mental Health, as I reported for the Deseret News.

  • Salt Lake City topped only Denver, Colo., as top cities for community wellness, number of residents with mental health care providers and total prescription costs, among other rankings.

Premier Mortgage Group changes name to Cherry Creek Mortgage

January 12, 2022

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BOULDER, Colo., Jan. 12, 2022 /PRNewswire/ — Cherry Creek Mortgage, the parent company of Premier Mortgage Group (PMG), today announced that PMG is now called Cherry Creek Mortgage. By adopting the brand image of its parent company, PMG will have even greater resources and offer financing in even more states across the country, improving service for its customers and partners.

Premier Mortgage Group has been part of the Cherry Creek Mortgage family of brands since 2006. With the name change, existing and new customers can expect access to the same great service, broad product catalog and local team . Additionally, the Premier community program will continue under the Cherry Creek Mortgage brand, and the team remains committed to investing in local nonprofits to support the community.

“Our number one commitment has always been to our community and the owners we serve,” said Nick Peterson, PMG Regional Manager. “As the PMG name changes, our team’s commitment to creating a premier mortgage experience only grows stronger.”

“Premier Mortgage Group has been a core division of Cherry Creek Mortgage for over 15 years,” said Jeff May, President and CEO of Cherry Creek Mortgage. “We are thrilled that the team brings the same level of exceptional service to their clients under the Cherry Creek Mortgage name.”

Cherry Creek Mortgage is a nationwide, full-service mortgage lender and has been helping homeowners find home financing solutions for over 35 years. The company has helped thousands of homeowners and homebuyers achieve their mortgage goals by providing world-class customer service, personalized expertise, and a broad portfolio of home loan options to meet each customer’s unique needs.

About Cherry Creek Mortgage

Cherry Creek Mortgage, LLC, NMLS #3001 has a 35 year tradition of serving the needs of home buyers across the country. With a reputation built on a passion for responsible lending and a dedication to personal relationships, Cherry Creek Mortgage has helped thousands of clients achieve their goal of home ownership. Cherry Creek Mortgage’s specialized internal processes and proprietary technology deliver a digital mortgage experience with a personal touch. The company is headquartered in Colorado and licensed in 41 states, including Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, West Virginia, Wisconsin, Wyoming. Learn more about cherrycreekmortgage.com.

Media Contact:

Kim Holiday

[email protected]

303-331-4468

Show original content:https://www.prnewswire.com/news-releases/premier-mortgage-group-changes-name-to-cherry-creek-mortgage-301459770.html

SOURCE Cherry Creek Mortgage

Want to refinance your mortgage? Do These 7 Things Now Smart change: personal finance

January 7, 2022

Montana Lending

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Leslie Cook

For many homeowners, the low mortgage rates that have prevailed in recent years have presented an opportunity to refinance their home loans. To be able to refinance can be a great tool to reset your finances. This means you can lower your interest rate and monthly mortgage payments, allowing you to take the money you save and apply it to other goals.

Rates tend to rise so far this new year, but millions of people could still save enough that a refinance is worth it. If you haven’t refinanced in a few years, chances are you are one of them.

According to mortgage data firm Black Knight, more than 9 million homeowners could cut their interest rates by at least 0.75 percentage point by refinancing at current mortgage rates. These same owners could save an average of $ 276 per month. About 1 million homeowners could save up to $ 500 per month. Many experts claim that a reduction in interest rates of between 0.50 and 1% makes mortgage refinancing profitable.

People also read …

Keep in mind that a refi takes time. Average closing time in September, the latest available data was 43 days, according to ICE Mortgage Technology. If you are considering mortgage refinancing, the following steps can help you prepare for the process and get started.

Save money on your mortgage by setting yourself a lower interest rate.

You may be able to reduce your payments by using lower interest rates. Click on your state to find out how.

1. Set a refinancing goal

Most homeowners refinance in order to get a lower interest rate and therefore lower their monthly payments. However, this is not the only reason to refinance.

Different types of loans offer different benefits.

You may want to switch from a variable rate mortgage to a fixed rate mortgage to secure a permanently lower rate. You may want to switch from a 30-year loan to a 15-year loan to pay off your mortgage faster. If you have enough equity, you could also save on mortgage loan insurance by going from a mortgage loan FHA loan to a conventional mortgage.

Perhaps you’ve recently been faced with large medical bills, unscheduled home repairs, or other expenses that are weighing you down financially. If you have built up enough equity in your home, a withdrawal refi will not only allow you to refinance your loan, but also withdraw additional cash.

Knowing what you want to accomplish with a refi will help you determine the type of mortgage product you need. Consider all of the options to see which one works best for you.

2. Check the equity in your home

You could qualify for a conventional refi loan with as little as 5% of your home equity, depending on Find out about mortgage loans. However, most lenders prefer that you have at least 20% equity.

If you have more equity in your home, you may be eligible for a lower interest rate and fees, as lenders will view borrowers with higher equity as a lower risk. More equity also means that you are less likely to owe more than the home’s value if home prices go down.

To get an estimate of your home’s equity, subtract your current mortgage balance from your home’s current market value. The result will be the equity in your home. Contact a knowledgeable local real estate agent to get an idea of ​​your home’s value. Zillow’s home price estimate can also be a rough starting point.

You should also prepare your home for a formal appraisal, which will be part of the refinancing application process. Have documentation on hand about the improvements you have made to the home. (For example, did you add a bathroom or replace an old roof?) It won’t hurt to clean and organize your home for refurbishment.

If your income has taken a hit, a home equity loan can offer less expensive help.

Using a home equity line of credit can help you if you need it. Click below to find out more.

3. Check your credit score and credit report

Before making any loan decision, it is important to check your credit rating as well as your credit report.

Your credit score will largely determine the interest rate a lender will offer. The higher your score, the lower the rate you qualify for and the lower your monthly payments will be. If you have a low score, look for ways to improve your credit score well before you apply for a loan.

Your credit report shows the information on which your score is based. This is where you can check for any errors that can negatively affect your credit score. If you find any errors in your report, you can contact the credit bureaus to have these items removed. Be prepared to provide documents proving the error.

As part of the consumer protections put in place by the CARES Act, you can get a free weekly credit report from one of the major reporting bureaus until April 2022. (As a rule, you are entitled to a free report from each credit reporting company per year.)

You should also be aware of the factors that could temporarily adversely affect your credit score. Applying for a credit card, personal loan, or car loan right before, at the same time, or right after the refi application will lower your score, even temporarily.

Your credit reports and your credit scores play an important role in your future financial opportunities.

Identifying and responding to any potentially fraudulent activity can mitigate the damage to your credit. Click Below To Get A Copy Of Your Credit Today!

Get a copy of your credit report today

4. Do the math to see if refinancing will pay off

Before asking for a refi, make sure you understand the costs associated with a new loan. The closing costs for refinancing are usually between 2% and 5% of the total loan amount. For a refi to make sense, you need to be able to recoup those closing costs, as well as save money in the long run.

To determine if it’s worth it, you’ll need to calculate your breakeven point. This is the time it will take for the savings on the new loan to exceed its cost. You can calculate the breakeven point by dividing the loan closing costs by the amount you save each month.

For example, if your closing costs are $ 5,000 and your monthly savings are $ 100, your breakeven point would be 50 months or about four years. In this case, refinancing probably makes sense if you plan to live in your home for more than four years.

An easy way to determine if a refi is right for you is to use a mortgage refinance calculator.

5. Put your mortgage papers in order

You need a lot of documents proving that you are ready to refinance.

The documents you should have on hand include your last pay stubs, the last two years of W-2, information on your current home loan, as well as information on property taxes and home insurance.

If you are self-employed or have a non-traditional job, have two years of bank statements. You may also need an income statement from your bank, past two years 1099 forms, and customer invoices as proof of income.

A lender may have additional documentation requirements depending on their initial assessment of your finances. Once you’ve chosen a lender, find out about all the other requirements so that you can get them together in advance. This will make the application process much smoother.

6. Find a mortgage lender

Don’t settle for the first interest rate offered to you. You need to compare the rates and terms of at least three refinance lenders to see which one offers the best plan for your needs.

You should also consider different types of lenders. Compare rates from major banks as well as online lenders and local credit unions. If you have a long-standing relationship with a financial institution that also offers home refinancing, check with them as well. You may be able to negotiate a better rate if you already have other financial transactions with the lender, but not always. Do not assume your current lender offers you the best deal.

Lock in a lower interest rate by refinancing your mortgage

For borrowers with a solid credit history, refinancing can be a good way to get a lower interest rate. Click below for a free quote.

7. Block your rate

Once you’ve found a lender who offers the best terms and rate for you, set your interest rate. A rate lock-in will ideally ensure that your interest rate does not rise until the close.

However, rate freezes are usually done for periods of 15 to 60 days. With lenders taking a while to close these days, you may want to go for a longer foreclosure. While some lenders may not charge a rate freeze, others will. The rate blocking fee can vary between 0.25% and 0.50% of the total loan amount. If your loan does not end on time, extending the lock-up period may result in additional charges.

The key with a rate foreclosure is timing. Check with your lender to find out how long it typically takes them to close, then lock in the rate for that length of time.

More money :

7 best mortgage refinancing companies

Is Now a Good Time to Refinance Your Mortgage?

© Copyright 2021 Advertising Practitioners, LLC. All rights reserved.

This article originally appeared on Money.com and may contain affiliate links for which Money receives compensation. The views expressed in this article are those of the author alone, not those of any third party, and have not been reviewed, endorsed or endorsed in any way. Offers may be subject to change without notice. For more information read Money disclaimer.

Lender was scammed for charging 700% interest rate

January 6, 2022

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By Katryna Perera (Jan. 6, 2022, 3:25 p.m. EST) – A Native American tribal-owned loan company was hit with a proposed class action lawsuit in a New Jersey federal court on Wednesday for claiming the company was charging interest rates. exorbitant interest of up to 699.99% on loans as low as $ 500.

Two New Jersey residents, Mary Haremza and Jacob Murray, sued Aaniiih Nakoda Finance LLC, which operates as Bright Lending and is owned by the Fort Belknap Indian community of Montana’s Fort Belknap reservation, according to the complaint. .

The plaintiffs allege that the online lender is engaged in usury – the practice of loaning money at an unreasonable amount …

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stars celebrating milestones in 2022

January 4, 2022

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As fireworks and celebrations around the world ushered in one year and welcomed the next, they also heralded the arrival of a milestone anniversary for many celebrities.

As these athletes, singers and actors all prepare to say goodbye to one decade and embark on the next, we are rounding off birthdays.

The stars will be 21 in 2022

Billie Eilish

Date of Birth: December 18, 2001

Award-winning singer Billie Eilish, who became the youngest person to win a Grammy in 2020 and previously recorded the title track to a James Bond film, will celebrate her 21st birthday on December 18.

Kaia gerber

Date of Birth: September 3, 2001

The daughter of one of the original “supermodels”, Cindy Crawford, Gerber made her runway debut at just 16, marching for Raf Simon’s Calvin Klein collection. Since then, she has appeared on the catwalks of most of the major fashion brands.

Caleb McLaughlin

Date of Birth: October 13, 2001

Best known for playing Lucas Sinclair in the Netflix series Strange things, he won a Screen Actors Guild Award for his outstanding performance with the rest of the cast.

Rowan Blanchard

Date of Birth: October 14, 2001

Actress and activist, Blanchard protests over issues of gun violence, human rights and feminism, and has addressed UN Women and the US National Committee, campaigning for feminist rights.

The stars will be 30 years old in 2022

Neymar

Date of Birth: February 5, 1992

Neymar Jr, widely regarded as one of the best soccer players in the world, and who plays for Paris Saint-Germain and the Brazilian international team, turns 30 on February 5.

Taylor lautner

Date of Birth: February 11, 1992

Best known for playing shape-shifter Jacob Black in The Twilight Saga series of films, he will turn 30 on February 11.

Selena Gomez

Date of Birth: July 22, 1992

Selena Gomez, the third most followed woman on Instagram and Come and get it singer, will celebrate her 30th birthday this summer.

Demi Lovato

Date of Birth: Aug 20, 1992

Another former Disney student famous for turning 30 this year is Demi Lovato. The performer, who starred in the children’s television series Barney and his friends and Camp rock, is now best known for his singing and turns 30 on August 20.

Nick jonas

Date of Birth: September 16, 1992

Jonas Brother, Lovato’s companion Camp rock Priyanka Chopra star and husband Nick Jonas will be blowing out candles on September 16.

Cara Delevingne

Date of Birth: Aug 12, 1992

Model, actress and youngest of the Delevingne sisters, Cara Delevingne will be 30 years old on August 12.

Cardi B

Date of Birth: October 11, 1992

Cardi B, who in 2018 became the first woman to win the Grammy Award for Best Rap Album as a Solo Artist, and who won eight Billboard Music Awards, five Guinness World Records and six American Music Awards, and was Streamed over a billion times on Spotify, turns big 3-0 on October 11.

Miley Cyrus

Date of Birth: 23 November 1992

Like Lovato, Gomez and Jonas, Miley Cyrus rose through the ranks at Disney Care of Hannah montana, and looks like she’s been famous forever. The singer, who has largely turned her back on comedy, will celebrate her 30th birthday in November.

The stars will be 40 years old in 2022

Seth rogen

Date of Birth: April 15, 1982

Joseph Gordon-Levitt and Seth Rogan in 50/50.  2011. CREDIT: Summit Entertainment

A favorite of Judd Apatow, the Canadian comedian broke into Freaks and Geeks, and continued to play in Presenter: The Legend of Ron Burgundy, Superbad, Drillbit Taylor and Knocked Up with the director, producer and comedy writer.

Jessica bienne

Date of Birth: March 3, 1982

The actress who starred alongside Edward Norton in The illusionist, and more recently in Netflix hit The fisherman, is married to singer Justin Timberlake. The couple have two sons, Silas and Phineas Timberlake.

Kirsten dunst

Date of Birth: April 30, 1982

Dunst first appeared in the film Interview with the vampire: the chronicles of the vampire aged just 12, before playing the role of Mary Jane in the first Spider Man movie theater. She has worked twice with director Sofia Coppola, notably in The suicide virgins and Marie Antoinette.

Anne Hathaway

Date of Birth: November 12, 1982

After playing the role of the long-suffering wizard in The devil wears Prada with Meryl Streep, Hathaway then sang The betsrables, a role that won her the Oscar for Best Supporting Actress.

The stars will be 50 years old in 2022

Eminem

Date of Birth: October 17, 1972

The perpetually baby-faced rapper, and 8 miles The star, Eminem, real name Marshall Bruce Mathers III, turns 50 on October 17.

Shaquille O’neal

Date of Birth: March 6, 1972

Standing 2.16 meters tall, the former NBA pro is known simply as “Shaq”, and will be celebrating his 50th birthday this year.

Dwayne The Rock Johnson

Date of Birth: May 2, 1972

Highest-paid actor in the world in 2020, the wrestler-turned-action star appeared in Alert in Malibu, Jumanji reboots and many Fast Furious movies, as well as voicing the character of Maui in the animated film Moana.

Sofia vergara

Date of Birth: July 10, 1972

The Colombian-American actress is best known for playing Gloria on the TV sitcom Modern family, and for having been a judge on the America has talent.

Cameron diaz

Date of Birth: August 30, 1972

After starting out as a model, Dias appeared alongside Jim Carrey in the 1994 film. The mask, however, she is probably best known for There is something about Marie, Being John Malkovich and Charlie’s Angels.

Idris elbe

Date of Birth: September 6, 1972

Once named as the next James Bond, Elba played Stringer Bell in the HBO series Thread, DCI John Luther in the BBC One series Lutheran, and Nelson Mandela in the biographical film Mandela: Long march to freedom.

Gwyneth Paltrow

Date of Birth: September 27, 1972

The star of Se7en, Shakespeare in love (for which she won the Oscar for Best Actress) and founder of lifestyle site Goop, Paltrow will be celebrating her 50th birthday this year.

Ben affleck

Date of Birth: Aug 15, 1972

Affleck won the Oscar for Best Original Screenplay in 1997 for Goodwill hunting, a movie he wrote with his childhood friend Matt Damon. Since then he has starred in Armageddon and Pearl Harbor, but is now in the news for his relationship with Jennifer Lopez.

Jennifer garner

Date of Birth: April 17, 1972

Like her ex-husband Affleck, Garner turns 50 this year. The acclaimed 13 In progress 30, A.k.a and Dallas Buyers Club The actress is the mother of three children, Violet, Seraphina and Samuel.

Jude law

Date of Birth: December 29, 1972

British actor Jude Law, who plays a young Albus Dumbledore in the Fantastic beasts franchise, will be 50 years old at the end of this year. Law is the father of six children; three with actress Sadie Frost’s ex-wife Rafferty, 25, Iris, 21, and Rudy, 19; Sophia, 12, with American model Samantha Burke; 6-year-old Ada with British singer Catherine Harding; and a baby, aged 1, with his current wife, Phillipa Coan.

The stars will turn 60 in 2022

Jim carrey

Date of Birth: January 17, 1962

Star of The mask, Man on the moon, The Truman Show and Eternal Sunshine of the Spotless Mind celebrate their 60th birthday on January 17th. Carrey is already a grandfather, he became so at 48 when his daughter Jane Carrey had a son in 2010.

Tom cruise

Date of Birth: July 3, 1962

Star of Top Gun, Rain man, Born July 4, and Jerry maguire, Cruise is famous for doing his own stunts, as in the Impossible mission franchise, for which he was suspended outside the Burj Khalifa.

Michelle yeoh

Date of Birth: August 6, 1962

Michelle Yeoh arrives at the 25th Annual Screen Actors Guild Awards at the Shrine Auditorium & Expo Hall on Sunday, January 27, 2019 in Los Angeles.  (Photo by Willy Sanjuan / Invision / AP)

A former Miss Malaysia contest winner, Yeoh rose to prominence in Hong Kong action films in the 1990s, where she performed all of her own stunts. She found international fame for the 2000 film Crouching Tiger Hidden Dragon, will appear in Memoirs of a geisha, and lending his voice to Kung Fu Panda 2.

Steve carell

Date of Birth: Aug 16, 1962

Star of the American version of Office, Carell also appeared in Presenter: The Legend of Ron Bourgogne (2004), and Little Miss Sun (2006), and Crazy, stupid, love (2011). Carell is also the voice of Gru, the supervillain of animated films. Despicable Me and Minions.

Demi Moore

Date of Birth: November 11, 1962

A member of the so-called Brat Pack in the 1980s, Moore appeared in St Elmo’s fire before continuing to do Phantom, Indecent Proposal and A few good men.

Jodie foster

Date of Birth: November 19, 1962

Widely regarded as one of the greatest acting talents of his generation, Foster starred in Taxi driver, musical comedy Bugsy Malone, The Accused, The Silence of the Lambs and Panic room, before moving on to directing mainly, including episodes of Orange is the new black, Card castle and Black mirror.

Ralph fiennes

Date of Birth: December 22, 1962

A theater and film actor, Fiennes has won numerous awards for his performance in Shakespeare’s plays and his appearances in films. schindler’s list, The English patient, The constant gardener and The Duchess, while some will know him best as Lord Voldemort in the Harry potter films and like M in the most recent James Bond films.

Update: Jan 4, 2022 6:43 am


Tradition Golf Club celebrates its 25th anniversary at La Quinta

January 3, 2022

Montana Lending

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As discreet as this community of 290 residences is, words travel. The club was honored as a Platinum Club of America in 2017. (Only 3 of the 50 recognized clubs are in Southern California.) The past few years have marked its fastest growing seasons. And several months ago, Tradition’s 18th hole graced the fall 2021 cover of The Golfer’s Journal, a nifty quarterly on par with a popular coffee table book.

The winning image – a photo of the sunrise from the 18th green in first light – was captured by Armand “AJ” Barragan, a member in his 30s and professional photographer. The timing of the show coincided with another cause for celebration: he and his wife, Sarah Rose, welcomed their first baby, Justus, who became Tradition’s youngest member.

“The class is so incredibly beautiful that it inspired my interest in photography,” says the new dad. “Now, it’s a full-fledged business and Tradition remains our best backdrop. Barragan and a golf friend founded their Instagram team, @couldbetheday, in 2018. Major manufacturers in the industry including Cleveland Golf, Puma and Srixson have ordered their golf and golf lifestyle snaps. Now they travel across North America, shooting as they play.

Barragan is also the COO of Jay’s Catering, established as an Orange County icon by his grandfather over 50 years ago. (The same one who took him to the wilderness when he was young, creating precious memories he wanted to give to his own child.) Sarah Rose runs several event venues, resplendent in period buildings as the company has restored.

“We looked at all the usual suspects, but fell in love with the quaintness and the historical aspect of Tradition,” he says. “It feels like it’s been here even longer than it has been, and the new refurbishment has improved that feeling perfectly. “

The couple has been a junior member of this “magical place” since 2017, proving that at the heart of it all, club life is accessible, and even a necessary stress reliever at work. Barragan says they fit in perfectly, escaping behind doors every weekend and vacation they can. “As soon as you get there, it feels like you’re on vacation,” he says. “And it doesn’t hurt that I’m obsessed with golf!” “

For this family, the game will be a love for life. “Sarah Rose only plays golf in Tradition, where she takes lessons,” adds Barragan. “She won’t take lessons from me or anyone in Orange County.” Barragan also sees the game in his young son’s future, as soon as he can swing a club.

“My favorite hole is the 12”, he shares fairways named “the most beautiful course in Palm Springs” by Golf magazine. “When you play in the afternoon, the bunker looks like a postcard. Thanks to our photography business, I have played almost all of the local courses now. And, yes, I am biased. But this is the best course in the desert.


Opinion: Here’s what will happen when payday advances are blocked

January 1, 2022

Montana Lending

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Opinion: Here’s what will happen when payday advances are blocked

Weekly, theoretically assumes a huge concept in reporting and explores it from a range of perspectives. Recently we are talking about payday loan. Want a primer? Catch up here.

Deyanira Del Rio is co-director of the New Economy project in New York. Andy Morrison is the Campaigns Coordinator at the New Economy task.

Imagine a land without payday loans. Flashing neon signs marketing a? Fast Casha? no longer dot the earth in low income communities and colorful forums, and no loan provider is allowed to draw rates of 400% and above. This is not a far-fetched fairytale or a long-forgotten background. This was the case in the vast majority of the United States until the 1990s, when monetary deregulation along with the removal of usury legislation allowed the payday lending industry to proliferate.

These days, 14 states and the region tend to be predominantly payday loan free, due to strict usury laws and regulations that cap interest rates on finance. It’s really a fringe of the nation we’ve dubbed PaydayFreeLandia representing 90 million Americans, or about a third with people living in the United States. The experience in these various cases denies the idea that usurious short-term debts are an essential evil. In fact, these states have shown that your best way to deal with abusive payday loans should end them for good.

The bet couldn’t seem bigger – certainly to low-income households in reports where payday funding is currently not controlled, but also to the 90 million people who now live in PaydayFreeLandia.

The benefits of residing in PaydayFreeLandia are vast. Through all of our payday credit bans, New Yorkers preserve nearly $ 790 million per year that payday lenders and their ilk would otherwise siphon charges. On all non-payday loan claims, the annual savings reach or exceed $ 3.5 billion – an estimate that does not even take into account the financial overdraft fees offset by payday loans or the resources offset by an abusive collection of. debts, as well as the economic impact of payday loans.

While some assertions payday loans california, like ny, generally prohibited payday advances, remains has temporarily left – following a firm refusal – the payday loan. In 2006, North Carolina became the initial condition for breaking free from payday credit after having previously legalized it. In Arizona and Montana, payday lenders operated for years until voters had the option to kick them all out at the ballot box.

We reject the dangerous misconception that payday credit should be preserved and produced fewer predators. The idea that people somehow want usurious and temporary funding dominates much of the talk about payday loans and is categorically contested by former payday loan consumers themselves, who document that they improve upon their own removal of these loan barriers. Likewise, the U.S. government enacted – then tightened – a 36% nationwide interest limit for military personnel as well as their families after identifying that predatory credit had hurt consumers, and even undermined military readiness.

In New York City, civil rights and fair loan organizations have actually fought back intense attempts by check tellers and others to undermine our own state’s usury laws and open the floodgates to funding on salary.

The Consumer Monetary Defense Bureau was finalizing a long-awaited national directive on payday advances. Even though the CFPB has no legislation setting national usury coverage, it should use its expert to challenge a powerful final rule that stops abusive payroll funding once and for all. At a minimum, the monitoring service should need loan providers to determine if borrowers can afford to repay the financing – with no strings attached or safe havens. This common sense underwriting is even a subject of debate, in 2016 revealing how payday loan providers have distorted our own political discussion.

Lawmakers must also act. It would appear that public coverage would strengthen and expand responsible funding through the development of local banking institutions located in low-income neighborhoods and tone forums to serve as an antidote to predatory funding. Basically, payday loans flourish as most men and women struggle to produce stops. Real wage laws and a number of additional measures are needed to address the underlying factors of financial insecurity and inequality.

These battles have long taken a long time to have generated enormous community information and awaited tireless advocacy from broad-based coalitions – undermining the fuel and information that should be used to design plans and training that advance options. economic and equity.

a weakened CFPB rule would embolden industry players attempting to participate in shows without a payday loan. Without a doubt, Pennsylvania lobbyists have already ripped loopholes in the suggested payday loan rule for dishonestly claiming that your CFPB has given payday financial loans the seal of acceptance.

Given the ubiquity of payday finance showcases in so many places these days, it is definitely worth remembering that this business would in fact not have happened until not long ago. The country’s decades-long experience with payday loans has in fact become a costly problem. You need to reset the clock. Long stay PaydayFreeLandia.



Bear Paw’s development continues through tough year – Hi-Line Today

December 30, 2021

Montana Lending

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HAVRE, Mont. (NMB) – As this tumultuous 2021 draws to a close, Bear Paw Development Corporation executive director Paul Tuss has said they continue to help local businesses start or stay afloat.

Tuss says they made more business loans in 2021 than any year in the previous two decades.

“We have crossed the $ 3.5 million mark in business. They’re mom and pop businesses, they’re small businesses. So to hit that $ 3.5 million in funding, whether it’s starting a new business or expanding businesses, that’s a lot of activity in a rural area of ​​Montana.

However, Tuss says there are a lot of challenges that need to be overcome, and businesses continue to face hurdles, such as the depletion of many funds providing COVID relief.

“Much of this funding was available to businesses when the pandemic started, and these programs have since disappeared. Some programs are still available to us. And some of the programs that funded Bear Paw will continue. But I think we’ve almost learned to live with this pandemic, horrible as it sounds. So while I know that we will be dealing with the effects of COVID-19 and the pandemic for maybe even years to come, I hope we will obviously continue to have the impact on our main streets that we have. done this year. “

Bear Paw Development serves Hill, Liberty, Blaine, Phillips and Chouteau counties, as well as the Rocky Boy’s and Fort Belknap reserves. You can reach them by phone at 265-9226.

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Kallevig retires from Stockman Bank; Whiteman appointed president of Sidney Market

December 28, 2021

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After more than 40 years of dedicated service to the community and to Stockman Bank, Garth Kallevig retired on March 31.

Kallevig began working for Stockman Bank in 1981. His early years at the bank included abilities in customer service, real estate, and commercial lending. Kallevig then began his role as President of the Sidney Market in 2006.

A native of Sidney and a longtime resident, Kallevig studied at the University of North Dakota-Williston and Montana State University. He has been active in many community organizations over the years including the Sidney Education Foundation, Chamber of Commerce, Kiwanis, Boy Scouts, and Dollars for Scholars. Kallevig was also president of the Sidney School Board.

In addition to Kallevig’s retirement, Pam Burman, director of consumer loans, and Deana Bauer, administrative assistant, will both be retiring. Burman is originally from eastern Montana and has worked in the banking industry for over 43 years, 20 of them with Stockman. Bauer has been with Stockman for 37 years.

Wade Whiteman, current Vice President, Ag Loan Department Manager, took office as President of Sidney Market on April 1. His new responsibilities as Market President will include overseeing banking operations, employee management and supervision, all lending activities, as well as branch management. at Plentywood.

“I have no doubts that Wade will do a great job with our wonderful staff and team that we have here at Stockman Bank,” comments Kallevig. “With his experience here in Sidney, his background and his leadership skills, he is and will be a valuable asset to our team and the MonDak region for many years to come. Plus, having grown up in eastern Montana, Wade knows and understands the unique way of life and traditions that we enjoy ”

Whiteman, a native of eastern Montana and raised in Richey and a Montana state alumnus, has worked for Stockman Bank since 2010. Whiteman has been actively involved in the community serving the Richland County Conservation District, of the HealthWorks board and the MonDak Ag Days committee.


Butte Heart helps resettle Afghan refugees | ABC Fox Butte

December 23, 2021

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BUTTE, Mont. – A number of organizations across the country are helping resettle Afghan refugees, and such groups are located in Butte, Montana.

Butte Heart is one of 60 organizations in 32 states helping resettle refugees from Afghanistan, an important mission for a woman behind Butte Heart, who happens to be from Afghanistan herself.

Noorjahan Parwana was born in Afghanistan before moving to the United States as a young girl, and she has lived in Butte since the 1990s.

She founded Butte Heart to help people in her native Afghanistan, who have faced war, poverty and other hardships over the past decades.

Considering Mining City is a bit of a melting pot when it comes to nationalities, it’s no surprise that the community has come out in force alongside Butte Heart.

“People found out about this project and I got calls and texts from people saying, ‘How can I help? ”Said Parwana. “I haven’t heard anything negative from anyone. That’s the kind of community Butte is.”

Parwana expects a dozen refugees to arrive in mid-January or late January. The plan is to help these refugees find housing, clothing and jobs and hopefully integrate them fully into the community within three months.

“A lot of these people left with nothing; maybe they had a bag or a backpack that they brought with them,” Parwana said. “So they’re going to need at least a month’s rent and utilities and those kinds of expenses. Then they’re going to be on their own and make a living and hopefully fit into our community very well.”

Butte Heart received a $ 15,000 grant from the America’s Refugee Mobilization Fund of $ 1.3 million from the Schultz Family Foundation, which will help with the initial resettlement process. But they are always looking for more help through donations and especially volunteers.

Those interested in helping out or learning more can send an email to [email protected] Butte Heart will also be hosting a 5:30 p.m. volunteer event on Martin Luther King Jr. Day (Monday, January 17, 2022) at Carpenters Union Hall at 156 West Granite Street. Everyone is welcome to attend.


Native American Agriculture Fund aims to improve access to credit for farmers

December 21, 2021

Montana Lending

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For decades, indigenous farmers and ranchers have argued that the US Department of Agriculture’s loan programs discriminate against them.

In 1999, they filed a class action lawsuit, and after nearly 20 years of legal wrangling, they reached a settlement that established the Native American Agriculture Fund.

Now, this group is setting up its own financial institution to improve access to credit for indigenous producers.

Prior to this colony, Lyman Colliflower sought to expand his family’s cattle ranch on the Rocky Boy’s Reservation in Montana. He said getting loans from local banks was fairly straightforward.

But “the process with the FSA and that part … uh … really wasn’t,” Colliflower said with a chuckle.

The FSA is the federal agency for agricultural services. Colliflower believes he saw it as a risky investment since, like many indigenous producers, he works on tribal land that he does not fully own.

“You can’t use that as collateral. It is probably the most difficult barrier for Indian breeders, ”he said.

Ranchers like Ruben Roman, who raises cattle on the Wind River Preserve in Wyoming. He said the process is always frustrating. “I got turned down in every way.”

So Roman skipped the federal process and went to a native-owned bank in South Dakota. “We got the loan and I bought some cattle like that. This is where I do all my loans now, ”he said.

These stories are common among indigenous producers, according to Carly Hotvedt, associate director of the Indigenous Food and Agriculture Initiative.

Instead of traditional banks and the federal government, tribal-owned community development financial institutions, or CDFIs, can meet the needs of producers.

“They are specifically aimed at supporting indigenous producers for whom other institutions may not be as willing to provide credit,” she said.

The new financial institution of the Native American Agriculture Fund will support these community banks. CEO Toni Stanger-McLaughlin says the goal is to increase the amount they can lend to native producers.

“To allow them to grow,” she said. “To have the same opportunities as those offered to other farmers. “

Stanger-McLaughlin said it remains up to the federal government to improve its lending process for Indigenous farmers.


State Must Cap High Interest Lending – Now My opinion

December 19, 2021

Montana Lending

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Every day in New Mexico, people find themselves trapped in the cycle of high interest consumer loans – in New Mexico, that means annual interest of up to 175% – unable to escape it.

These installment loans and auto title loans are sometimes referred to as payday loans because the payments are tied to when the borrower is paid.

In New Mexico, there have been numerous attempts over the years to reduce the exorbitant interest charged, but these lenders have been allowed to continue operating at rates prohibited in many other states. It is high time to put an end to these predatory lending practices. We encourage Governor Michelle Lujan Grisham and the New Mexico legislature to stop these high interest loans.

Here’s the scenario: A family’s income is less than what it needs for basic necessities, or the family faces an unexpected expense, like a car repair, and borrows a few hundred dollars from a expensive lender at 175% annual interest. It’s an option they’ve seen heavily advertised, touting no credit checks and quick cash.

When the time comes to repay the loan, the family does not have the extra money to pay or is forced to transfer the money needed to pay for other expenses in order to make a payment on the loan. Over time, the family may be encouraged to refinance the loan to ease the difficulty of repaying, which leads to increased debt and ultimately a debt trap when they cannot repay the loan. .

In New Mexico, we are letting that cycle go on and on, with an interest rate cap of 175%. There are options to this predation. Credit unions across the state offer small loans at a reasonable interest rate – well below 36% – to borrowers, often without a credit check. Almost a million New Mexicans are already members of credit unions, which makes this option easy and accessible.

City and county governments, schools, colleges, and businesses across the state join an alternative program – TrueConnect – that allows employees to take out small loans that are repaid over time in the form of payroll deductions. pays, with an interest rate between 20 and 25%. Falling interest rates don’t mean people will run out of options, but the options offered will allow borrowers to repay the loans they take out.

Make no mistake: High-interest lenders, 89% of which are out-of-state companies, are taking money out of the pockets of hard-working New Mexicans who are just trying to make ends meet. No one wants to be in need of a short term loan, and those who do should not be fresh meat for loan sharks, eager to kill someone else’s misfortune.

Capping interest rates at unacceptable levels has enjoyed broad bipartisan support for decades. President George W. Bush enacted the Military Loans Act in 2006, which capped rates at 36% for active duty military personnel and their spouses.

States across the country, from New York to Nebraska, from Maryland to Montana, cap their loan rates at 36% or less. Over 80% of New Mexicans surveyed support a capitalization rate of 36% or less. This is the rate that we have proposed again, and it should be adopted.

We urge the governor and the legislature to pass legislation protecting low-income New Mexicans from predatory high-interest lenders without excuse or delay.

Ona Porter, MA, is CEO of Prosperity Works.


NFT Bridgesplit Financialization Platform Announces $ 4.25 Million Raise Led by CoinFund and Jump Capital

December 16, 2021

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Bridgesplit builds cash stack for NFTs

NEW YORK, December 16, 2021– (COMMERCIAL THREAD) –Bridgesplit, the first non-fungible token (NFT) financialization platform built on the Solana blockchain, today announced a $ 4.5 million funding round led by CoinFund and Skip the capital. The increase also saw the participation of Solana Labs, Coinbase Ventures and Rucker Park Capital, among others, in addition to an impressive roster of angels including Anthony Pompliano, Packy McCormick and Joe Montana.

Today, $ 20 billion worth of NFT lives on Solana and Ethereum. However, this explosive growth still has low liquidity and minimal asset productivity. While the Decentralized Finance (DeFi) ecosystem has solved similar challenges with fungible assets through innovations in trading, lending, and derivatives, these innovations have yet to penetrate the NFT ecosystem due to the complexity of scaling their financial infrastructure. As a result, billions of dollars of value are found in wallets as siled and unused capital.

“As the use cases of NFTs expand beyond collectibles, liquidity and high productivity of assets become imperative for their growth and evolution. Bridgesplit is building the basic infrastructure to meet these needs and help unlock the true potential of NFTs ” said Saurabh Sharma, partner at Jump Capital.

Bridgesplit aims to address the challenges of low liquidity and inefficient capital allocation by providing the first layer of scalable infrastructure that creates interoperability between NFTs and DeFi.

“The past year has illustrated the powerful appeal of NFTs. NFTs and Solana’s scalability are essential to attracting a billion users to the Web3”, Bridgesplit co-founder Mary Gooneratne said.

Bridgesplit’s vision is to enable NFT holders and participants to earn a productive return on their NFTs. The commodities that enable this are the creation and trading of NFT derivatives, such as indices and perpetual floors, and loans guaranteed by NFT. Their first product, the NFT fractionation, already housed some of the most valuable assets on Solana, bridged Ethereum’s NFTs, and provided significant liquidity for large NFT holders.

“The way to the next phase of web3 is opened by integrating the off-chain economy, from gaming assets to traditional financial markets with on-chain equivalents like NFT” said Luke Truitt, co-founder of Bridgesplit. “Bridgesplit is the basic financial layer for cross-chain NFTs, providing the composability and liquidity needed for the economy of the future. “

Funds raised will be used to strengthen engineering and community teams, as well as to advance product development and relationships with different protocols across Solana, Ethereum L2, and more. The Bridgesplit fractionation alpha is live now Solana main network.

CoinFund’s NFT investment thesis views NFTs as financial technology for goods of unique value. While the most visible use cases of NFTs revolve around art, collectibles and assets of the game, the Birdgesplit team is rapidly advancing the state of the art in this space by launching financialization products that will work on Solana and other blockchains “, said Jake Brukhman, CEO of CoinFund. “CoinFund is extremely proud to support, fund and actively work with the Bridgesplit team on the next step in NFT innovation. “

To learn more about Bridgesplit and its upcoming developments, visit: bridgesplit.com. If you are interested in building the future of NFT finance, please contact the team at [email protected] If you are a protocol or building with NFTs and would like to work with us, please contact us at Twitter or [email protected]

About Bridgesplit
Bridgesplit is an NFT performance platform built on Solana. By connecting NFTs and DeFi, Bridgesplit creates capital efficiency in the NFT ecosystem, ushering in new capital, users and utility for NFTs. The core product enables NFT splitting, pooling, index funds, financial derivatives and NFT guaranteed loan markets. For more information, visit bridgesplit.com.

About CoinFund
CoinFund is a blockchain-focused investment company founded in 2015 with the aim of shaping the global transition to digital assets and decentralized finance. The company invests in and supports venture capital and liquidity opportunities in the blockchain industry with a focus on digital assets, decentralization technologies and key infrastructure. The CoinFund team has researched and supported the development of the blockchain space since the creation of the first decentralized networks and brings together over 30 years of experience in investing, engineering, law, decentralized protocols and operations. of blockchain network infrastructure. For more information, please visit www.coinfund.io.

See the source version on businesswire.com: https://www.businesswire.com/news/home/20211216005113/en/

Contacts

Sofia coon
[email protected]



DOUGLAS VANDERLIP | Sanilac County News

December 15, 2021

Montana Lending

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Douglas passed away, surrounded by his family, at St. Anthony’s Hospital in Lakewood, Colorado on December 3, 2021, at the age of 63. He was born October 18, 1958. He previously lived in Michigan and graduated from Deckerville High School.

Doug was a genuine and loving husband, father, dad and friend. He was an Army veteran and was currently a Mortgage Underwriter at Planet Home Lending, LLC, having worked for many years in various capacities in the real estate industry.

Doug and Brenda were involved in many recreational activities, including boating, camping, ice fishing, traveling, and having friends over home. Doug also took advantage of many hunting trips over the years and had a large collection of firearms.

Survivors include his wife, Brenda Vanderlip; her daughter Holly DeGroat and her husband Anthony of Michigan; stepson, Brandan Seder, and his wife Rachel of Montana; daughter-in-law, Ashley Seder of Florida; three adored granddaughters, Adrianna DeGroat, Reagan Seder and Avery Seder.

He is also survived by his mother-in-law, Mary Jane Vanderlip of Michigan; sister, Teresa Hartman, and her husband Bill of Texas; brother, Kevin Vanderlip of Michigan; brother, Jeremy Vanderlip of Michigan; stepmother, Kay Hall of Colorado; stepfather, Billy Biby of Arizona; sister-in-law, Carol Skinner of Colorado; sister-in-law, Patty Wnoroski and husband Pete from Florida; as well as many friends and co-workers.

He is predeceased by his mother, Dorothy Koenig; father, Robert E. Vanderlip; brother, Dwight D. Vanderlip and ex-wife, Pamela J. Mumby.

Instead of sending flowers, a memorial fund has been set up to help with medical bills. Send your donations to: everloved.com/life-of/douglasvanderlip-1958/donate/?tlow=201

There will be no memorial service at this time.


Stimulus Check LIVE Updates: Latest Child Tax Credit Payment, IRS Tax Refund News and More

December 13, 2021

Montana Lending

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VSall for one fourth dunning check did not leave in the united states of americabut now seeming unlikely, many states have taken it upon themselves to provide financial assistance to their citizens. Indeed, it is now up to them to offer their own financial arrangements, rather than a federally led initiative. In our live blog, this December 13, we’ll feature the latest support available and share our articles and guides on how to claim it.

The virus continues to cause economic hardship in the United States and the rest of the world, resulting in financial payments that will be of welcome relief for individuals and families. Below we provide all the latest on the dunning checks and unemployment benefits offered, as well as the upcoming changes for COLA and Medicare.

Updates on the Child Tax Credit – Children’s Stimulus

Most eligible families will be able to receive half of their 2021 Child Tax Credit Money in advance due to the changes made in 2021 to the U.S. Child Tax Credit System. This money should arrive before the other half of the amount that will arrive in 2022 during tax season, each of these monthly payments occurring on the 15th of the month. So another round of payments is due on December 15th. It’s next Wednesday.

Either way, a check out of some of the more subtle aspects of the Child tax credit could help you make yourself aware of your position on the matter.

Highlights of the Child Tax Credit

Following some confusion on the payment of the child tax credit, the White House and the Treasury Department have worked with Code for America to launch a new online website that Americans can apply to for the expanded child tax credit system.

The candidates should have done so before October 15, when the fourth check should start to send. Below you can see the latest updates on the Child tax credit program that helps American families.

IRS Tax Refunds

The Internal Revenue Service (IRS) continues to roll out various COVID-19 relief initiatives for those who have been affected amid the pandemic, which will be a welcome respite for so many families.

Fortunately, the Unemployment benefits touted by the US government should reach the public in the next few days, and the links below should clarify some of the finer details regarding IRS tax refunds.

Stimulus Check LIVE Updates: Latest Child Tax Credit Payment, IRS Tax Refund News and More

Highlights on IRS Tax Refunds

Due to the COVID-19 pandemic and limited resources, the IRS has been forced to delay 2020 tax declarations, especially those that need to be reviewed.

Individual delays in the reimbursement of income tax may be due to factors such as errors in filling out such documents, incomplete information or the need for further examination by the departments concerned. Hopefully the list below sheds light on the details of this aspect.

Health Insurance

Medicare is the United States Department of Health’s federal health insurance program that serves citizens 65 years of age or older, youth with disabilities, and people with end-stage kidney disease. To register, you can speak to any doctor or health care provider registered with Medicare.

Stimulus Check LIVE Updates: Latest Child Tax Credit Payment, IRS Tax Refund News and More

Medicare highlights

For those covered by the program, there is additional help you may be eligible for, with links provided below that make it clear whether you do indeed qualify for various incentives.

Unemployment benefits – December 2021

Federal unemployment benefits expired on September 6, 2021, and other states have decided to end the advantages earlier than previously cited, but others have found a solution through the offer of a extension of unemployment benefits.

Stimulus Check LIVE Updates: Latest Child Tax Credit Payment, IRS Tax Refund News and More

Highlights on unemployment benefits

In the midst of the crisis, Congress is urged by sections of American politics to come to the aid of citizens who have had their unemployment benefits cut, which affected more than 9.3 million people. Accurate and clear information is essential for American citizens to understand what they are entitled to, which is why we have provided various updates on the situation in the most important areas of the relief programs.

Cost of Living Adjustment (COLA)

Cost of Living Adjustment Payments (COLA) are part of Social Security and Supplementary Security Income (SSI) benefits paid to approximately 70 million Americans. The amount received by eligible citizens is expected to increase by 5.9% in 2022, while the increase in payments to around eight million ISS beneficiaries will begin on December 30.

Stimulus Check LIVE Updates: Latest Child Tax Credit Payment, IRS Tax Refund News and More

Highlights of the cost of living adjustment

With cost of living adjustment (COLA) payments proving to be a valuable boost in the midst of this economic crisis caused by COVID-19, citizens would be advised to check the necessary government portals so that they get the amount they deserve based on their most recently updated personal information.

4th stimulation checks

Even if a fourth dunning check with federal funds unlikely to arrive, state governments up and down the country are offering different ways to provide relief to their citizens. Aid distributed varies from state to state, which is why the links below are there to help you find out what the current situation is in each region and when help should arrive.

Stimulus Check LIVE Updates: Latest Child Tax Credit Payment, IRS Tax Refund News and More

Highlights of 4th stimulation check

The forms of assistance provided to American families may vary depending on the decision of each state. You can stay up to date on the latest news regarding these payments and what you may be entitled to with the links below.

As mentioned earlier, the fourth dunning checks may not move forward at the federal level, but different state governments may well be helping out in one form or another.

Other benefits in the United States

Another federal benefit program to watch out for is the Supplementary Security Income Program (SSI). Thanks to this, adults and children with disabilities or resources below certain thresholds can receive monthly payments to meet basic needs for food, clothing and shelter.

Stimulus Check LIVE Updates: Latest Child Tax Credit Payment, IRS Tax Refund News and More

Highlights of Benefits in the United States

Another benefit program that is currently helping American families raise more money is the Supplementary Nutrition Assistance Program (SNAP). This is a federal nutrition program, also sometimes called food stamps, that helps families pay for healthy foods, which tend to cost more. In some states, such as New York, these benefits are increased in October 2021 from a maximum of $ 680 to $ 835.


Alternatives to payday loans in states where they are prohibited

December 11, 2021

Montana Lending

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Payday lenders have effectively leveraged the sovereign reserve status of Native Americans. Often times, they forge partnerships with tribal members to offer loans in addition to the Internet, which is beyond state law. However, the FTC has also started to actively monitor these lenders.

While some tribal lenders are run by Native Americans, there is evidence that many of them create what is known as “tribal rent” (systems in which a non-Native business organizes operations on tribal lands). Payday loans are currently legal in 27 US states, while 9 other states only allow time-limited loans, that is, short-term store loans, see more information at Direct loan transfer.

The other 14 and the District of Columbia prohibit this practice. Federal regulation of payday loans is due to several reasons:

  1. a higher bankruptcy rate among those who use loans, especially due to interest rates of up to 1000%);
  2. totally illegal and unfair debt collection methods;
  3. auto-rollover loans which further increase the debt of payday lenders.

In terms of federal regulation, the Dodd-Frank Wall Street reform and Consumer Protection Act gave the Financial Consumer Protection Bureau (CFPB) special powers to regulate all payday lenders, regardless of the size of the payday loan.

In addition, the Military Loans Act sets a 36% rate on tax refund loans and certain payday loans and car ownership loans to active-duty members of the armed forces and their insured dependents, prohibiting payday loans .

In which states are payday loans legalized and offered?

Payday loans are currently legalized in 37 states and illegal in 13 states. The largest and most requested payday loan states are Texas, Nevada, and California. Four other states have set limits on payday loan interest rates. These states include Montana, New Hampshire, California, and South Dakota. Payday loans are a way for Americans to get cash immediately when needed before payday. They can be quite necessary in a financial emergency. Yet lenders have been criticized for being unfair to payday borrowers. In some states, payday loans and similar types of loans are prohibited altogether.

In Which States Are Payday Loans Legal?

Thirty-seven states allow payday loans under specific laws, including Alabama, Colorado, California, Illinois, Indiana, Iowa, Kentucky, Louisiana, Maryland, Ohio , Tennessee and Texas.

The illegal states that currently ban payday loans completely are Vermont, New Jersey, Arizona, Connecticut, Georgia, Arkansas, Maryland, New Jersey, New York, Massachusetts, and North Carolina , Colombia.

Large value payday loans are permitted by state law or regulation in thirty-two states. Borrowers are protected from expensive payday loans through reasonable limits on low lending rates or other prohibitions in fifteen states. Three other states in the United States have lower cap rates or longer terms for less expensive loans. Online payday lenders generally obey state licensing laws and cap rates in the state in which the borrower obtains the loan.

How to avoid the spiral of wage debt?

We all have financial emergencies and life is on hold. Ultimately, people choose payday loans to offset their budgets. However, unplanned borrowing causes serious financial problems. As you already know, payday loans are just a quick fix and rarely meet our real money needs. The real solution here is to plan your finances.

Establish your credit score to benefit from quality credit services such as credit cards with competitive interest rates and private bank loans. It all comes down to borrowing and paying on time. A positive payment history leads creditors to believe they can be trusted to pay their debts on time. Although payday loans are not legal in North Carolina, there are several options for accessing short-term emergency loans. However, some of these options are copies of payday loans and are slightly more expensive than traditional loans.

It is better to plan well and borrow payday loans from service providers only when needed. Since payday loans are a quick way to get things done, they have negative effects as well. Therefore, before you even think about a payday debt, be sure to consider all of the other options. Maintain an ideal repayment history for long-term financial stability.

Alternatives to payday loans

Use your credit card wisely

Another way to avoid high interest rates and payday loan fees is to use your credit card responsibly. This means using your credit card only for purchases that you can afford to pay on time. Paying the balance in full on or before the due date can help you completely avoid interest payments, late fees, and possible damage to your credit rating.

Plus, if you have a high credit score, you can qualify for a credit card with 0% annual interest rate. For this type of card, there is an interest-free promotion period of up to 21 months. If you pay the amount owed before the end of the promotional period, you can avoid the interest. After that, interest will be charged on the remaining balance until it is fully repaid.

Participate in financial assistance programs

Depending on how much you earn, you may be eligible for financial aid programs in your area. Some programs may offer rent assistance while others can help pay for food and other expenses. To find these programs, check with your local library or chamber of commerce.

Sell ​​unnecessary things

Debt and loans for some people are a rather unattractive way to find money in a short time. How to get funds without resorting to loans? To do this, you can start selling your own business. This can be done through special sites or social networks by placing an ad for sale.

The easiest way is to sell things that are no longer in use. Instead of giving them away for free, it’s better to find a buyer for them and earn a certain amount. When you sell on the Internet, you need to analyze what is being demanded. For example, some clothes are only of interest for a particular season. The higher the price, the longer the item can be on sale. So if the money is urgently needed, it is worth adjusting the cost.

Internet work

One of the options for receiving money in a fairly short period of time is to perform work with a piece-rate payment. It can be an internet job or a small position with minimal employment in a company or office. Some types of jobs are paid by the hour or by the day, which allows you to find money quickly and without a job in the long run.

Working on the Internet allows you to earn money in your spare time from your main job. It could be :

  • work as an online consultant;
  • perform translations from / into foreign languages;
  • writing articles;
  • editing or transcription of audio recordings;
  • custom photo processing;
  • design of logos, flyers, etc.

All of these options allow you to get a certain amount of money in a relatively short time.


States with little or no protections for LGBTQ people – 24/7 Wall St.

December 9, 2021

Montana Lending

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Progress has been made in improving the civil rights of LGBTQ Americans in recent years, including in 14 states, including Illinois, Minnesota, and Colorado, as well as at the federal level. A landmark 2015 Supreme Court ruling extended all rights and benefits of marriage to same-sex couples, and in 2020 the High Court ruled that Americans can seek recourse for employment discrimination based on l sexual orientation or gender identity through the Equal Employment Opportunities Commission. (Discover other ways American life has changed over the past decade.)

However, not all states protect their LGBTQ residents. In Pennsylvania, where on November 11, 36-year-old Angel Naira became the 47th transgender or gender nonconforming person to be violently killed in the United States this year. identity. (These are the states with the most hate groups per capita.)

Keystone State also lacks LGBTQ protections in other areas, including adoption and foster care. Despite this, Pennsylvania actually ranks middle when it comes to LGBTQ equality. the Movement advancement project, a nonprofit civil rights group, has identified nearly two dozen states that offer less civil protections to their LGBTQ residents than Pennsylvania.

Many of these states exclude LGBTQ people from their anti-discrimination laws. Others have passed laws that specifically target people based on their sexual orientation and / or gender identity. Additionally, many states still allow conversion therapy, a pseudoscience that attempts to change sexual orientation, and allow defendants to claim temporary insanity when charged with assault or murder if the victims were people. LGBTQ making unwanted sexual advances.

Click here to see the 23 states that offer little or no protections to LGBTQ people

To identify states where LGBTQ communities have the least legal protections, 24/7 Wall St. examined the non-discrimination laws (or lack thereof) in each state, as reported by the Movement Advancement Project in early November. 2021. The percentage of each state’s LGBTQ population comes from data released by the UCLA Williams Institute School of Law, and is current as of July 2020.

Note that the specificities cited for each state are not exhaustive. Either way, there are more examples of how LGBTQ communities lack legal protection.


The 10 Best New Acoustic Guitars of 2021, as Voted by You

December 8, 2021

Montana Lending

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The big unplugged took the floor and voted for the best novelty acoustic guitar 2021, and if these results indicate where the acoustic design is going, it bodes well for the instrument.

It might be the age of the couch buddy, the little couch guitarist that works just as well as a travel guitar, but your Acoustic Top 10 welcomes all shapes and sizes to the party.

And we’re talking about shapes, with our finalist showcasing what can be done with a hybrid instrument that blurs the lines between acoustic guitar and electric guitar.

Third, we’ve reworked a much loved classic for a more affordable price, while our top spot is a showcase of what can be done with a subtle variation on a theme – shrinking body size, shrinking, and using templates. innovative bracing that help give the instrument formidable lungs.

It’s not cheap, but there are guitars in all price ranges here, and whether you’re a next-gen folk troubadour or a Jedi fingerstyle player, there’s something for everyone here.

1. Taylor GT 811e

The Grand Theater body shape was a smash hit for Taylor. Designed after Taylor’s Grand Orchestra models – smaller, a little shallower too – the GT is a compact but not overly dinky instrument, with its 24-1 / 8 inch “medium” scale giving it an easy feel.

Finger stylists will love it. Notably for string spacing, but for the bright, high-pitched shine it gives your playing. But there’s also plenty of low-end power and punch here, thanks to the new Class C bracing system from Taylor.

Taylor GT 811e

(Image credit: Taylor)

While the GT series was introduced with an Urban Ash build, the GT 811e sees it joining Taylor’s main collection.

All the other details you would expect from the 800 series are here – the MOP fingerboard and ankle head inlays, the 4.5 mil gloss finish and of course the level of detail and clarity of its harmonization. Delicious.